VOL. XCIV, NO. 247

★ WIDE MOAT STOCKS COMPARISON ★

Stock Comparison

Equifax Inc. vs Experian plc

Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.

Equifax Inc.

EFX · New York Stock Exchange

Market cap (USD)$19.7B
Gross margin (TTM)44.7%
Operating margin (TTM)18.3%
Net margin (TTM)11.1%
SectorIndustrials
IndustryConsulting Services
CountryUS
Data as of2026-05-26
Moat score
78/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

Full stock profile

Dive deeper into Equifax Inc.'s moat claims, evidence, and risks.

View EFX analysis

Experian plc

EXPN · London Stock Exchange

Market cap (USD)$31B
Gross margin (TTM)25.2%
Operating margin (TTM)25.3%
Net margin (TTM)16.6%
SectorIndustrials
IndustryConsulting Services
CountryJE
Data as of2025-12-30
Moat score
76/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

Full stock profile

Dive deeper into Experian plc's moat claims, evidence, and risks.

View EXPN analysis

Comparison highlights

  • Moat score gap: Equifax Inc. leads (78 / 100 vs 76 / 100 for Experian plc).
  • Segment focus: Equifax Inc. has 4 segments (36.7% in U.S. Information Solutions); Experian plc has 4 segments (67.2% in North America).
  • Primary market structure: Oligopoly vs Oligopoly. Pricing power: Moderate vs Strong.
  • Moat breadth: Equifax Inc. has 8 moat types across 4 domains; Experian plc has 7 across 4.

Primary market context

Equifax Inc.

U.S. Information Solutions

Market

U.S. consumer and commercial credit information, mortgage credit, identity, fraud, analytics and financial marketing services

Geography

United States

Customer

Banks, mortgage lenders, auto lenders, credit card issuers, telecoms, utilities, merchants, resellers, and consumers

Role

Consumer reporting agency, credit-data supplier, decisioning workflow provider, fraud/identity data provider and mortgage-data distributor

Revenue share

36.7%

Experian plc

North America

Market

Consumer and business credit reporting, identity/fraud data and decision analytics, plus consumer credit/insurance marketplaces

Geography

North America

Customer

Financial institutions, insurers, auto lenders, healthcare providers, advertisers, consumers

Role

Data/analytics provider and consumer marketplace operator

Revenue share

67.2%

Side-by-side metrics

Equifax Inc.
Experian plc
Ticker / Exchange
EFX - New York Stock Exchange
EXPN - London Stock Exchange
Market cap (USD)
$19.7B
$31B
Gross margin (TTM)
44.7%
25.2%
Operating margin (TTM)
18.3%
25.3%
Net margin (TTM)
11.1%
16.6%
Sector
Industrials
Industrials
Industry
Consulting Services
Consulting Services
HQ country
US
JE
Primary segment
U.S. Information Solutions
North America
Market structure
Oligopoly
Oligopoly
Market share
25%-35% (estimated)
n/a
HHI estimate
n/a
n/a
Pricing power
Moderate
Strong
Moat score
78 / 100
76 / 100
Moat domains
Network, Legal, Demand, Supply
Network, Legal, Supply, Demand
Last update
2026-05-26
2025-12-30

Moat coverage

Shared moat types

Data Network EffectsTwo Sided NetworkCompliance Advantage

Equifax Inc. strengths

Contractual ExclusivityTraining Org Change CostsDe Facto StandardData Workflow LockinGeographic Natural

Experian plc strengths

Regulated Standards PipePreferential Input AccessSuite BundlingSwitching Costs General

Segment mix

Equifax Inc. segments

Full profile >

Workforce Verification Services

Quasi-Monopoly

34.7%

Workforce Employer Services

Competitive

6.8%

U.S. Information Solutions

Oligopoly

36.7%

International

Oligopoly

21.8%

Experian plc segments

Full profile >

North America

Oligopoly

67.2%

Latin America

Quasi-Monopoly

14.2%

UK and Ireland

Oligopoly

11.6%

EMEA and Asia Pacific

Competitive

7%

Want the full wide moat stocks list?

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Proven models entering the expansion stage with unit economics that work.

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Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.