VOL. XCIV, NO. 247

* MOAT STOCKS COMPARISON *

NO ADVICE

Friday, December 26, 2025

Stock Comparison

Mastercard Incorporated vs Moody's Corporation

Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.

Mastercard Incorporated

MA · New York Stock Exchange

Market cap (USD)$516.9B
SectorFinancials
CountryUS
Data as of2025-12-21
Moat score
77/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

View full moat analysis >

Moody's Corporation

MCO · New York Stock Exchange

Market cap (USD)
SectorFinancials
CountryUS
Data as of2025-12-21
Moat score
79/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

View full moat analysis >

Side-by-side metrics

Mastercard Incorporated
Moody's Corporation
Ticker / Exchange
MA - New York Stock Exchange
MCO - New York Stock Exchange
Market cap (USD)
$516.9B
n/a
Sector
Financials
Financials
HQ country
US
US
Primary segment
Payment Network
Moody's Investors Service (Credit Ratings)
Market structure
Oligopoly
Oligopoly
Market share
29.7% (reported)
29%-32% (estimated)
HHI estimate
n/a
3,568
Pricing power
Moderate
Strong
Moat score
77 / 100
79 / 100
Moat domains
Network, Demand, Legal
Legal, Network, Demand, Supply
Last update
2025-12-21
2025-12-21

Moat coverage

Shared moat types

Brand TrustRegulated Standards PipeData Workflow Lockin

Mastercard Incorporated strengths

Two Sided NetworkClearing SettlementData Network Effects

Moody's Corporation strengths

De Facto StandardScope Economies

Segment mix

Mastercard Incorporated segments

Full profile >

Payment Network

Oligopoly

61.5%

Value-Added Services and Solutions

Competitive

38.5%

Moody's Corporation segments

Full profile >

Moody's Investors Service (Credit Ratings)

Oligopoly

53.5%

Moody's Analytics (Risk & Data/Software)

Competitive

46.5%

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.