VOL. XCIV, NO. 247

★ FINANCIAL TOOLS & SERVICES DIRECTORY ★

PRICE: 5 CENTS

Tuesday, October 28, 2025

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Tool Comparison

IBorrowDesk vs N26 comparison

Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.

Quick takeaways

IBorrowDesk adds Short Interest, and Alerts coverage that N26 skips.

N26 includes Brokerage, and Wealth Management categories that IBorrowDesk omits.

N26 offers mobile access, which IBorrowDesk skips.

In depth comparison

IBorrowDesk logo

IBorrowDesk

iborrowdesk.com

Tracks stock-loan availability and borrow fee data as reported by Interactive Brokers (IBKR). Updates roughly every 15 minutes during North American trading hours and hourly elsewhere on weekdays. The data reflects IBKR only and not the wider market. The site is unaffiliated with IBKR; displayed quotes are provided by IEX. A paid Patron tier adds longer history, CSV exports, and more tracking capacity.

Platforms

Web

Pricing

FreeSubscription

Quick highlights

  • Borrow fee percentages and shortable share availability, sourced directly from Interactive Brokers public datasets.
  • Intraday refresh cadence: ~15 minutes during North American trading hours; hourly outside of them on weekdays.
  • Per-ticker pages show recent borrow snapshots with timestamps, plus options to add tickers to a watchlist or set alerts.
  • Patron plan ($10/month) unlocks 5+ years of history versus 1 year on free, enables CSV historical export, and expands watchlist capacity to ~50 securities.
  • Scope limited to Interactive Brokers—availability and fees may differ across other brokers.

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N26 logo

N26

n26.com

Mobile-first bank with built-in investing. Customers can trade stocks, ETFs, and crypto directly in the app. Stock and ETF trades are free across all plans, with fractional investing and recurring plans available. Ready-made funds are powered by BlackRock, while crypto trading is supported by Bitpanda. Fees vary by asset and plan tier, and availability depends on country of residence.

Platforms

Mobile

Pricing

FreeSubscription

Quick highlights

  • Unlimited commission-free trading in stocks and ETFs for all customers.
  • Fractional investing available from as little as €1, with free recurring investment plans.
  • Access to thousands of instruments (3,000–4,000 depending on market).
  • Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.
  • Ready-made funds managed by BlackRock, offered in three profiles: Mindful, Balanced, and Ambitious.

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Where they differ

IBorrowDesk

Distinct strengths include:

Short InterestAlerts
  • Borrow fee percentages and shortable share availability, sourced directly from Interactive Brokers public datasets.
  • Intraday refresh cadence: ~15 minutes during North American trading hours; hourly outside of them on weekdays.
  • Per-ticker pages show recent borrow snapshots with timestamps, plus options to add tickers to a watchlist or set alerts.
  • Patron plan ($10/month) unlocks 5+ years of history versus 1 year on free, enables CSV historical export, and expands watchlist capacity to ~50 securities.

N26

Distinct strengths include:

BrokerageWealth Management
  • Unlimited commission-free trading in stocks and ETFs for all customers.
  • Fractional investing available from as little as €1, with free recurring investment plans.
  • Access to thousands of instruments (3,000–4,000 depending on market).
  • Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.

Feature-by-feature breakdown

AttributeIBorrowDeskN26
Categories

Which research workflows each platform targets

Shared: Watchlist

Unique: Short Interest, Alerts

Shared: Watchlist

Unique: Brokerage, Wealth Management

Asset types

Supported asset classes and universes

Stocks, ETFs

Stocks, ETFs, Cryptos

Experience levels

Who each product is built for

Beginner, Intermediate, Advanced

Beginner, Intermediate, Advanced

Platforms

Where you can access the product

Web

Mobile

Pricing

High-level pricing models

Free, Subscription

Free, Subscription

Key features

Core capabilities called out by each vendor

Unique

  • Borrow fee percentages and shortable share availability, sourced directly from Interactive Brokers public datasets.
  • Intraday refresh cadence: ~15 minutes during North American trading hours; hourly outside of them on weekdays.
  • Per-ticker pages show recent borrow snapshots with timestamps, plus options to add tickers to a watchlist or set alerts.
  • Patron plan ($10/month) unlocks 5+ years of history versus 1 year on free, enables CSV historical export, and expands watchlist capacity to ~50 securities.
  • Scope limited to Interactive Brokers—availability and fees may differ across other brokers.
  • Site disclaimer notes no affiliation with IBKR; market quotes shown alongside borrow data come from IEX.

Unique

  • Unlimited commission-free trading in stocks and ETFs for all customers.
  • Fractional investing available from as little as €1, with free recurring investment plans.
  • Access to thousands of instruments (3,000–4,000 depending on market).
  • Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.
  • Ready-made funds managed by BlackRock, offered in three profiles: Mindful, Balanced, and Ambitious.
  • Platform fees for BlackRock funds vary by plan tier, ranging from 0.59% (Standard) down to 0.29% (Metal), charged monthly.
Tested

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Editor pick

Featured inside curated shortlists

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Frequently Asked Questions

Which workflows do IBorrowDesk and N26 both support?

Both platforms cover Watchlist workflows, so you can research those use cases in either tool before digging into the feature differences below.

Do IBorrowDesk and N26 require subscriptions?

Both IBorrowDesk and N26 keep freemium access with optional paid upgrades, so you can trial each platform before committing.

Which tool has mobile access?

N26 ships a dedicated mobile experience, while IBorrowDesk focuses on web or desktop access.

What unique strengths set the two platforms apart?

IBorrowDesk differentiates itself with Borrow fee percentages and shortable share availability, sourced directly from Interactive Brokers public datasets., Intraday refresh cadence: ~15 minutes during North American trading hours; hourly outside of them on weekdays., and Per-ticker pages show recent borrow snapshots with timestamps, plus options to add tickers to a watchlist or set alerts., whereas N26 stands out for Unlimited commission-free trading in stocks and ETFs for all customers., Fractional investing available from as little as €1, with free recurring investment plans., and Access to thousands of instruments (3,000–4,000 depending on market)..

Keep exploring

Keep exploring

Stay on top of related tools

Browse the categories and profiles that overlap most with this comparison to round out your shortlist.

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.