VOL. XCIV, NO. 247

★ FINANCIAL TOOLS & SERVICES DIRECTORY ★

PRICE: 5 CENTS

Tuesday, October 28, 2025

Tool Comparison

IBorrowDesk vs Scalable Capital comparison

Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.

Quick takeaways

IBorrowDesk adds Short Interest, and Alerts coverage that Scalable Capital skips.

Scalable Capital includes Brokerage, Wealth Management, Portfolio, and Downloadable Tax Reports categories that IBorrowDesk omits.

Scalable Capital offers mobile access, which IBorrowDesk skips.

In depth comparison

IBorrowDesk logo

IBorrowDesk

iborrowdesk.com

Tracks stock-loan availability and borrow fee data as reported by Interactive Brokers (IBKR). Updates roughly every 15 minutes during North American trading hours and hourly elsewhere on weekdays. The data reflects IBKR only and not the wider market. The site is unaffiliated with IBKR; displayed quotes are provided by IEX. A paid Patron tier adds longer history, CSV exports, and more tracking capacity.

Platforms

Web

Pricing

FreeSubscription

Quick highlights

  • Borrow fee percentages and shortable share availability, sourced directly from Interactive Brokers public datasets.
  • Intraday refresh cadence: ~15 minutes during North American trading hours; hourly outside of them on weekdays.
  • Per-ticker pages show recent borrow snapshots with timestamps, plus options to add tickers to a watchlist or set alerts.
  • Patron plan ($10/month) unlocks 5+ years of history versus 1 year on free, enables CSV historical export, and expands watchlist capacity to ~50 securities.
  • Scope limited to Interactive Brokers—availability and fees may differ across other brokers.

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Scalable Capital logo

Scalable Capital

scalable.capital

Retail broker and robo-advisor for EU investors. Two main plans: FREE (trades €0.99 on gettex/EIE for orders ≥€250; free savings plans) and PRIME+ (€4.99/month flat for trades ≥€250; savings plans also free). Both offer variable 2% p.a. interest on cash balances, capped at €50k (FREE) or €500k (PRIME+). PRIME tiers unlock CSV export of all transactions. Annual tax certificates are provided as downloadable PDFs.

Platforms

WebMobile

Pricing

FreeSubscription

Quick highlights

  • Transparent pricing: FREE plan at €0.99 per trade (gettex/EIE, min. €250) and PRIME+ at €4.99/month flat for trades above €250. Xetra available at €3.99/trade. Savings plans are always free.
  • Earn variable 2% annual interest on uninvested cash, with caps of €50k (FREE) and €500k (PRIME+). Cash is safeguarded with partner banks and money-market funds.
  • Access to more than 625,000 derivatives (certificates, knock-outs, warrants), with flat-rate trading included in PRIME+.
  • Crypto exposure through regulated exchange-traded products in Germany, no wallet needed. Savings plans start from as little as €1.
  • Trading venues include gettex (Munich Stock Exchange), the European Investor Exchange, and Xetra.

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Where they differ

IBorrowDesk

Distinct strengths include:

  • Borrow fee percentages and shortable share availability, sourced directly from Interactive Brokers public datasets.
  • Intraday refresh cadence: ~15 minutes during North American trading hours; hourly outside of them on weekdays.
  • Per-ticker pages show recent borrow snapshots with timestamps, plus options to add tickers to a watchlist or set alerts.
  • Patron plan ($10/month) unlocks 5+ years of history versus 1 year on free, enables CSV historical export, and expands watchlist capacity to ~50 securities.

Scalable Capital

Distinct strengths include:

  • Transparent pricing: FREE plan at €0.99 per trade (gettex/EIE, min. €250) and PRIME+ at €4.99/month flat for trades above €250. Xetra available at €3.99/trade. Savings plans are always free.
  • Earn variable 2% annual interest on uninvested cash, with caps of €50k (FREE) and €500k (PRIME+). Cash is safeguarded with partner banks and money-market funds.
  • Access to more than 625,000 derivatives (certificates, knock-outs, warrants), with flat-rate trading included in PRIME+.
  • Crypto exposure through regulated exchange-traded products in Germany, no wallet needed. Savings plans start from as little as €1.

Feature-by-feature breakdown

AttributeIBorrowDeskScalable Capital
Categories

Which research workflows each platform targets

Shared: Watchlist

Unique: Short Interest, Alerts

Shared: Watchlist

Unique: Brokerage, Wealth Management, Portfolio, Downloadable Tax Reports

Asset types

Supported asset classes and universes

Stocks, ETFs

Stocks, ETFs, Mutual Funds, Bonds

Experience levels

Who each product is built for

Beginner, Intermediate, Advanced

Beginner, Intermediate, Advanced

Platforms

Where you can access the product

Web

Web, Mobile

Pricing

High-level pricing models

Free, Subscription

Free, Subscription

Key features

Core capabilities called out by each vendor

Unique

  • Borrow fee percentages and shortable share availability, sourced directly from Interactive Brokers public datasets.
  • Intraday refresh cadence: ~15 minutes during North American trading hours; hourly outside of them on weekdays.
  • Per-ticker pages show recent borrow snapshots with timestamps, plus options to add tickers to a watchlist or set alerts.
  • Patron plan ($10/month) unlocks 5+ years of history versus 1 year on free, enables CSV historical export, and expands watchlist capacity to ~50 securities.
  • Scope limited to Interactive Brokers—availability and fees may differ across other brokers.
  • Site disclaimer notes no affiliation with IBKR; market quotes shown alongside borrow data come from IEX.

Unique

  • Transparent pricing: FREE plan at €0.99 per trade (gettex/EIE, min. €250) and PRIME+ at €4.99/month flat for trades above €250. Xetra available at €3.99/trade. Savings plans are always free.
  • Earn variable 2% annual interest on uninvested cash, with caps of €50k (FREE) and €500k (PRIME+). Cash is safeguarded with partner banks and money-market funds.
  • Access to more than 625,000 derivatives (certificates, knock-outs, warrants), with flat-rate trading included in PRIME+.
  • Crypto exposure through regulated exchange-traded products in Germany, no wallet needed. Savings plans start from as little as €1.
  • Trading venues include gettex (Munich Stock Exchange), the European Investor Exchange, and Xetra.
  • Automated ETF-based portfolios offered via Scalable Wealth, with management fees up to 0.75% p.a., stepping down at higher account sizes (€100k/€500k).
Tested

Verified by hands-on testing inside Find My Moat

Not yet

Not yet

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Frequently Asked Questions

Which workflows do IBorrowDesk and Scalable Capital both support?

Both platforms cover Watchlist workflows, so you can research those use cases in either tool before digging into the feature differences below.

Do IBorrowDesk and Scalable Capital require subscriptions?

Both IBorrowDesk and Scalable Capital keep freemium access with optional paid upgrades, so you can trial each platform before committing.

Which tool has mobile access?

Scalable Capital ships a dedicated mobile experience, while IBorrowDesk focuses on web or desktop access.

What unique strengths set the two platforms apart?

IBorrowDesk differentiates itself with Borrow fee percentages and shortable share availability, sourced directly from Interactive Brokers public datasets., Intraday refresh cadence: ~15 minutes during North American trading hours; hourly outside of them on weekdays., and Per-ticker pages show recent borrow snapshots with timestamps, plus options to add tickers to a watchlist or set alerts., whereas Scalable Capital stands out for Transparent pricing: FREE plan at €0.99 per trade (gettex/EIE, min. €250) and PRIME+ at €4.99/month flat for trades above €250. Xetra available at €3.99/trade. Savings plans are always free., Earn variable 2% annual interest on uninvested cash, with caps of €50k (FREE) and €500k (PRIME+). Cash is safeguarded with partner banks and money-market funds., and Access to more than 625,000 derivatives (certificates, knock-outs, warrants), with flat-rate trading included in PRIME+..

Keep exploring

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.