Free Alternatives to GammaWins Calculator

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Free replacement verdicts

GammaWins Calculator logo

Free Alternatives to GammaWins Calculator

Zero-cost replacements grouped by fit, tradeoffs, pricing friction, and platform access. Use this list to test GammaWins Calculator before paying for another subscription.

Switching from GammaWins Calculator doesn't have to cost a thing. We've curated 20 free-tier alternatives that cover similar workflows, from Options to Data Visualizations and beyond. Each pick below is framed by fit, caveats, and access friction so you can trial replacements without opening your wallet.

Disclosure: outbound links may include affiliate or sponsor links

Which Alternative Should You Use?

TipRanks logo

TipRanks

Closest replacement

Best for: Retail investors looking for analyst consensus, expert rankings, Smart Score, news sentiment, and stock ideas.

  • TipRanks best matches the base workflow on charting and technical analysis, fundamental research, and API and market data.
  • TipRanks keeps the replacement test in the same free-access lane. Free access caveat: signup required and Free/Basic MCP OAuth quota is 10 tool calls per month..

Watch for: Best tools are paid: Premium and Ultimate gate Smart Portfolio, Smart Score, expert/insider/hedge-fund tools, exports, and higher MCP quotas.

Trendlyne logo

Trendlyne

Best workflow fit

Best for: Indian investors looking for one product for screeners, DVM scores, analyst forecasts, alerts, portfolios, broker sync, and options tools.

  • Trendlyne best matches the base workflow on options data, charting and technical analysis, and fundamental research.
  • Trendlyne keeps the replacement test in the same free-access lane. Free access caveat: signup required and Free plan exists; the current page lists GuruQ at INR 390/month and Pro Global at INR 1,500/month. Pro Plus is marked +INR 2,000/month without a standalone charge..

Watch for: Plan matrix is complex: India-only, global, SmartOptions, Excel Connect, alert frequency, backtest limits, and download limits vary materially by tier.

TradingView logo

TradingView

Strong runner-up

Best for: Traders and investors looking for charting, alerts, screeners, and market coverage across many asset classes.

  • TradingView best matches the base workflow on charting and technical analysis, fundamental research, and API and market data.
  • TradingView keeps the replacement test in the same free-access lane. Free access caveat: signup required and Basic tier limits charts per tab, indicators, alerts, watchlists, and historical bars..

Watch for: Real-time market data can require add-ons: Optional real-time quote subscriptions and exchange-specific data fees.

OptionCharts logo

OptionCharts

Strong runner-up

Best for: Options traders looking for visual P&L, Greeks, IV skew, max pain, GEX/DEX, expected move, contract history, and market-wide options trend screens.

  • OptionCharts best matches the base workflow on options data, charting and technical analysis, and API and market data.
  • OptionCharts keeps the replacement test in the same free-access lane. Free access caveat: signup required and Free access is available with basic features..

Watch for: Real-time data is gated: Free and Premium use delayed OPRA data. Real-time options data requires Ultimate and completed exchange agreements.

Detailed Alternatives

I want to

Free tiers first, then the lowest starting price.

7
Perplexity Finance logo
Partial replacement

Perplexity Finance

Analyst pickTested by us

Bottom line: Users looking for cited AI answers over finance pages, filings, news, charts, watchlists, screeners, ownership data, and earnings documents.

Keep

  • Options
  • Data Visualizations

Gain

  • Screeners
  • Watchlist
  • News
  • Calendar

Lose

  • Options P&L

Watch out

  • Avoid as a full replacement if you rely on options data, visual stock research, and dividend research.
  • Free-plan limits: Free consumer plan includes 3 Pro searches per day, Pro is listed locally at $20/month and Max at $200/month for consumer access, and Agent API finance_search is billed at $0.005 per invocation, or $5 per 1,000 invocations, with model tokens billed separately.
  • AI answer quality still needs review: Perplexity cites sources, but investment conclusions, calculations, and data joins should be verified before use.
Cost
Free, no signup

$20/moto go paid

$4.92/mo less than GammaWins Calculator

20
TC2000 logo
Partial replacement

Bottom line: Active U.S. stock and options traders who need streaming charts, formula scans, alerts, paper trading, or connected brokerage trading.

Keep

  • Options P&L
  • Options

Gain

  • Screeners
  • Watchlist
  • Portfolio
  • News

Lose

  • Data Visualizations

Watch out

  • Avoid as a full replacement if you rely on visual stock research, backtesting and quant research, and dividend research.
  • Free-plan limits: The anonymous free version uses delayed streaming data and a limited layout, Pricing page lists Basic at $24.99/month, Premium at $49.99/month, and Premium+ at $99.99/month, and Annual and biennial billing selectors are available, but current public text does not expose their effective rates.
  • Limited free access: The anonymous version includes limited charts, delayed streaming data, option chains, a watchlist, and paper-trading windows. Real-time scans and other core workflows require a paid plan.
Cost
Free, no signup

$24.99/moto go paid

$0.07/mo more than GammaWins Calculator

5
Investing.com logo
Partial replacement

Investing.com

Analyst pickTested by us

Bottom line: Users looking for one free global market portal for quotes, charts, calendars, news, watchlists, and portfolio tracking.

Keep

  • Options
  • Data Visualizations

Gain

  • Stock Ideas
  • Screeners
  • Stock Comparison
  • Correlation

Lose

  • Options P&L

Watch out

  • Avoid as a full replacement if you rely on options data and visual stock research.
  • Free-plan limits: Free access is ad-supported and does not include the full InvestingPro research layer, Free WarrenAI access is limited to 10 lifetime messages and requires an account; paid plans include 50 or 500 credits per month, and ProPicks, premium reports, and deeper datasets are plan-gated.
  • Not a broker or API product: Investing.com does not provide trade execution or a public API. Widgets and RSS are its public integration methods.
Cost
Free, no signup

Free • Paid plans available

10
MarketWatch logo
MarketWatchPartial replacement
10
MarketWatch logo
Partial replacement

MarketWatch

Tested by us

Bottom line: Retail investors looking for mainstream market news, quote pages, watchlists, calendars, screeners, and BigCharts in one site.

Keep

  • Options
  • Data Visualizations

Gain

  • News
  • Alerts
  • Calendar
  • Screeners

Lose

  • Options P&L

Watch out

  • Avoid as a full replacement if you rely on options data and visual stock research.
  • Free-plan limits: Premium articles and newsletters require subscription, Quote pages are still available at no additional cost, and Intro offers renew at higher standard rates.
  • Subscription is mainly for journalism: The subscription covers news. Quote pages remain available without a subscription.
Cost
Free, no signup

Free • Paid plans available

9
Marketlog logo
MarketlogPartial replacement
9
Marketlog logo
Partial replacement

Bottom line: Retail investors who need manual or broker-connected portfolio tracking, dividends, goals, forecasts, benchmarks, and sharing.

Keep

  • Options
  • Data Visualizations

Gain

  • Portfolio
  • Watchlist
  • Institutional Ownership
  • Risk Metrics

Lose

  • Options P&L

Watch out

  • Avoid as a full replacement if you rely on options data, visual stock research, and backtesting and quant research.
  • Free-plan limits: Signup required, Free supports unlimited portfolios, holdings, and transactions with manual tracking, 3 goals per portfolio, a 3-item watchlist, and 5 years of price history, and Plus costs $7.99 monthly or $6.67 per month billed yearly. Pro costs $17.99 monthly or $15 per month billed yearly.
  • Not a broker or adviser: Marketlog tracks and analyzes portfolios but does not execute trades, provide fiduciary advice, or act as an exchange.
Cost
Free with signup

$6.67/moto go paid, billed yearly

$18.25/mo less than GammaWins Calculator

15
Yahoo Finance logo
Yahoo FinancePartial replacement
15
Yahoo Finance logo
Partial replacement

Yahoo Finance

Tested by us

Bottom line: Investors who want free quotes, news, watchlists, portfolios, charts, and basic research in one product.

Keep

  • Options
  • Data Visualizations

Gain

  • News
  • Alerts
  • Calendar
  • Portfolio

Lose

  • Options P&L

Watch out

  • Avoid as a full replacement if you rely on options data, visual stock research, and API and market data.
  • Free-plan limits: Signup required, Free account/sign-in may be required for some portfolio and watchlist features, and Premium portfolio analytics, research, screeners, and longer downloadable history are paid.
  • Data is informational, not trading-grade: Yahoo says all finance data is informational and not intended for trading or investing purposes.
Cost
Free with signup

$7.95/moto go paid, billed yearly

$16.97/mo less than GammaWins Calculator

13
Stocknear logo
StocknearPartial replacement
13
Stocknear logo
Partial replacement

Bottom line: U.S. stock and options traders who want options flow, dark-pool activity, analyst data, congressional trades, 13F holdings, alerts, and AI chat in one web app.

Keep

  • Options
  • Data Visualizations

Gain

  • Screeners
  • Watchlist
  • News
  • Alerts

Lose

  • Options P&L

Watch out

  • Avoid as a full replacement if you rely on visual stock research and backtesting and quant research.
  • Free-plan limits: Signup required, Basic is listed at $0/month with 10 credits, one watchlist, one portfolio, and three alerts, and Plus is listed at $10/month and Pro at $20/month.
  • U.S.-market focus: Stocknear is centered on U.S. stocks, ETFs, and options rather than global multi-asset coverage.
Cost
Free with signup

$10/moto go paid

$14.92/mo less than GammaWins Calculator

2
TradingView logo
TradingViewDrop-in replacement
2
TradingView logo
Drop-in replacement

TradingView

Analyst pickTested by us

Bottom line: Traders and investors looking for charting, alerts, screeners, and market coverage across many asset classes.

Keep

  • Options P&L
  • Options
  • Data Visualizations

Gain

  • Quant
  • Screeners
  • ETF Screeners
  • Stock Ideas

Lose

No missing capabilities listed.

Watch out

  • Avoid as a full replacement if you rely on options data and visual stock research.
  • Free-plan limits: Signup required, Basic tier limits charts per tab, indicators, alerts, watchlists, and historical bars, and Some real-time exchange data is sold separately from platform plans.
  • Real-time market data can require add-ons: Optional real-time quote subscriptions and exchange-specific data fees.
Cost
Free with signup

$12.95/moto go paid

$11.97/mo less than GammaWins Calculator

17
SentiSense logo
SentiSensePartial replacement
17
SentiSense logo
Partial replacement

Bottom line: Active investors and developers looking for market data, news clustering, social sentiment, institutional flow, insider trades, and AI analysis in one beta workspace.

Keep

  • Options
  • Data Visualizations

Gain

  • Stock Ideas
  • Screeners
  • Quant
  • Watchlist

Lose

  • Options P&L

Watch out

  • Avoid as a full replacement if you rely on options data, visual stock research, and backtesting and quant research.
  • Free-plan limits: Signup required, Free plan includes 1,000 API requests/month and limited market-intelligence access, and PRO is listed at $15/month or $144/year with unlimited monthly API and MCP calls at up to 300 requests per minute.
  • Beta product with plan limits: Free and PRO quotas are now published, but the product remains young and users should verify endpoint-level access before depending on it in production.
Cost
Free with signup

$15/moto go paid

$9.92/mo less than GammaWins Calculator

12
Value Line logo
Value LinePartial replacement
12
Value Line logo
Partial replacement

Bottom line: Long-term investors who want analyst commentary, proprietary ranks, model portfolios, screens, and printable equity reports.

Keep

  • Options
  • Data Visualizations

Gain

  • Screeners
  • Stock Ideas
  • Watchlist
  • Alerts

Lose

  • Options P&L

Watch out

  • Avoid as a full replacement if you rely on options data, visual stock research, and API and market data.
  • Free-plan limits: Signup required, Stock Market Today is a free daily email and Market Focus is a free weekly email, and Core equity, fund, ETF, option, and selection research requires separate paid services.
  • Subscription services are fragmented: Equities, funds, ETFs, options, and selection services are sold as separate products with different coverage and entitlements.
Cost
Free with signup

$16.58/moto go paid, billed yearly

$8.34/mo less than GammaWins Calculator

3
OptionCharts logo
OptionChartsPartial replacement
3
OptionCharts logo
Partial replacement

Bottom line: Options traders looking for visual P&L, Greeks, IV skew, max pain, GEX/DEX, expected move, contract history, and market-wide options trend screens.

Keep

  • Options P&L
  • Options
  • Data Visualizations

Gain

  • Watchlist
  • Blogs

Lose

No missing capabilities listed.

Watch out

  • Avoid as a full replacement if you rely on visual stock research, fundamental research, and dividend research.
  • Free-plan limits: Signup required, Free access is available with basic features, and Premium costs $25 monthly or $240 annually ($20 monthly equivalent).
  • Real-time data is gated: Free and Premium use delayed OPRA data. Real-time options data requires Ultimate and completed exchange agreements.
Cost
Free with signup

$20/moto go paid, billed yearly

$4.92/mo less than GammaWins Calculator

14
FINVIZ logo
FINVIZPartial replacement
14
FINVIZ logo
Partial replacement

FINVIZ

Analyst pickTested by us

Bottom line: Investors and traders looking for a fast U.S. stock screener with heat maps and snapshot views.

Keep

  • Options
  • Data Visualizations

Gain

  • Screeners
  • ETF Screeners
  • Stock Comparison
  • Portfolio

Lose

  • Options P&L

Watch out

  • Avoid as a full replacement if you rely on options data, visual stock research, and API and market data.
  • Free-plan limits: Credit card required, Free stock quotes are delayed by one minute and futures by 20 minutes, and The Elite trial requires a card and automatically converts to the selected paid plan; the current public page does not state its duration.
  • U.S. market coverage: U.S.-only coverage for NYSE, Nasdaq, and Amex equities.
Cost
Free, card required

$24.96/moto go paid, billed yearly

$0.04/mo more than GammaWins Calculator

8
Stock Rover logo
Stock RoverPartial replacement
8
Stock Rover logo
Partial replacement

Stock Rover

Tested by us

Bottom line: Individual investors looking for North American stock, ETF, and fund screening.

Keep

  • Options
  • Data Visualizations

Gain

  • Stock Ideas
  • Screeners
  • ETF Screeners
  • Stock Comparison

Lose

  • Options P&L

Watch out

  • Avoid as a full replacement if you rely on options data, visual stock research, and API and market data.
  • Free-plan limits: Signup required, New signups can test Stock Rover through a 14-day free trial with no credit card required, and Free plan has monthly limits for Stock Scores and Research Reports.
  • North America-focused coverage: U.S. and Canadian exchange support plus OTC boards.
Cost
Free with signup

$34/moto go paid

$9.08/mo more than GammaWins Calculator

11
ORTEX logo
ORTEXPartial replacement
11
ORTEX logo
Partial replacement

ORTEX

Tested by us

Bottom line: Active traders and analysts tracking short interest, securities lending, options flow, insider trades, stock scores, and trading signals.

Keep

  • Options
  • Data Visualizations

Gain

  • Short Interest
  • Insider Data
  • Quant
  • Index Rebalancing

Lose

  • Options P&L

Watch out

  • Avoid as a full replacement if you rely on visual stock research and dividend research.
  • Free-plan limits: Signup required, Free account has limited access, and The free account needs no credit card.
  • Best data is paid: Free accounts have limited access. Basic, Advanced, and API tiers unlock deeper datasets and workflow capacity.
Cost
Free with signup

$39/moto go paid

$14.08/mo more than GammaWins Calculator

16
OpenBB logo
OpenBBPartial replacement
16
OpenBB logo
Partial replacement

Bottom line: Analysts and teams looking for a customizable financial workspace that connects their own data, vendors, dashboards, and AI agents.

Keep

  • Options
  • Data Visualizations

Gain

  • APIs & Data Feeds
  • Sheets / Excel Add-ins
  • Custom Dashboards
  • AI Research

Lose

  • Options P&L

Watch out

  • Avoid as a full replacement if you rely on options data and visual stock research.
  • Free-plan limits: Signup required, An August 25, 2026 founder update says OpenBB will release Workspace, ODP, Copilot, and Excel Add-in as open source; release timing and hosted-product transitions are pending, and Community Edition is free for individuals.
  • Does not provide production market data: OpenBB says Workspace includes a limited FMP-powered sandbox, but organizations connect their own datasets for production workflows.
Cost
Free with signup

$41.67/moto go paid, billed yearly

$16.75/mo more than GammaWins Calculator

19
Unusual Whales logo
Unusual WhalesPartial replacement
19
Unusual Whales logo
Partial replacement

Unusual Whales

Analyst pickTested by us

Bottom line: Options traders looking for real-time options flow, dark pool/off-exchange activity, alerts, and screeners.

Keep

  • Options P&L
  • Options

Gain

  • Money Flow
  • Screeners
  • Alerts
  • News

Lose

  • Data Visualizations

Watch out

  • Avoid as a full replacement if you rely on visual stock research, charting and technical analysis, and fundamental research.
  • Free-plan limits: Signup required, Free options flow is 2 trading days late, news 15 minutes late, and alerts 30 minutes late, and Platform, API access, API trial, API Advanced, and enterprise products are separate plan surfaces.
  • Free alerts are delayed and limited: The current pricing page delays free options flow by two trading days, news by 15 minutes, and alerts by 30 minutes.
Cost
Free with signup

$42/moto go paid, billed yearly

$17.08/mo more than GammaWins Calculator

4
GuruFocus logo
GuruFocusPartial replacement
4
GuruFocus logo
Partial replacement

GuruFocus

Analyst pickTested by us

Bottom line: Value investors looking for long historical fundamentals, GF Score, GF Value, and guru/institutional holdings.

Keep

  • Options
  • Data Visualizations

Gain

  • Stock Ideas
  • Screeners
  • ETF Screeners
  • Top Analysts

Lose

  • Options P&L

Watch out

  • Avoid as a full replacement if you rely on options data and visual stock research.
  • Free-plan limits: Signup required, A free account has limited access, and Free members have limited portfolio capacity.
  • Paid access is region and tier dependent: Annual paid memberships, region add-ons, API plans, and pay-as-you-go API credits.
Cost
Free with signup

$45.75/moto go paid, billed yearly

$20.83/mo more than GammaWins Calculator

1
TipRanks logo
TipRanksClosest replacement
1
TipRanks logo
Closest replacement

TipRanks

Analyst pickTested by us

Bottom line: Retail investors looking for analyst consensus, expert rankings, Smart Score, news sentiment, and stock ideas.

Keep

  • Options P&L
  • Options
  • Data Visualizations

Gain

  • Stock Ideas
  • Top Analysts
  • Screeners
  • ETF Screeners

Lose

No missing capabilities listed.

Watch out

  • Avoid as a full replacement if you rely on options data and visual stock research.
  • Free-plan limits: Signup required, Free/Basic MCP OAuth quota is 10 tool calls per month, and Free API-key tier is limited to 10 requests per minute and 50 requests per month.
  • Best tools are paid: Premium and Ultimate gate Smart Portfolio, Smart Score, expert/insider/hedge-fund tools, exports, and higher MCP quotas.
Cost
Free with signup

Free • Contact for pricing

6
Trendlyne logo
TrendlyneBest workflow fit
6
Trendlyne logo
Best workflow fit

Trendlyne

Tested by us

Bottom line: Indian investors looking for one product for screeners, DVM scores, analyst forecasts, alerts, portfolios, broker sync, and options tools.

Keep

  • Options
  • Data Visualizations

Gain

  • Screeners
  • Analyst Forecasts
  • Analyst Ratings & Price Targets
  • Portfolio

Lose

  • Options P&L

Watch out

  • Avoid as a full replacement if you rely on visual stock research.
  • Free-plan limits: Signup required, Free plan exists; the current page lists GuruQ at INR 390/month and Pro Global at INR 1,500/month. Pro Plus is marked +INR 2,000/month without a standalone charge, and Annual page displays GuruQ INR 1,890 and StratQ INR 5,900 with promo-code labels, Pro Global INR 8,900, and Pro Plus Global as +INR 11,900/year; verify current checkout terms before purchase.
  • Plan matrix is complex: India-only, global, SmartOptions, Excel Connect, alert frequency, backtest limits, and download limits vary materially by tier.
Cost
Free with signup

Free • Paid plans available

18
Strike Money logo
Strike MoneyPartial replacement
18
Strike Money logo
Partial replacement

Bottom line: Active Indian traders who want RRG, breadth, sentiment, heatmaps, scanners, and derivatives data in one browser product.

Keep

  • Options
  • Data Visualizations

Gain

  • Screeners
  • Stock Comparison
  • Market Sentiment
  • Financials

Lose

  • Options P&L

Watch out

  • Avoid as a full replacement if you rely on visual stock research, API and market data, and backtesting and quant research.
  • Free-plan limits: Signup required, Strike describes basic free analysis and advertises a premium trial without a verifiable duration, and The site does not clearly state which RRG features are free or paid.
  • Unclear paid access: Strike advertises basic free analysis and a premium trial, but its live pricing page is unavailable.
Cost
Free with signup

Free • Paid plans available

What This Shortlist Tells You

TipRanks is the closest drop-in replacement with overlapping coverage in Options P&L, Options, and Data Visualizations while adding Stock Ideas and Top Analysts coverage and Tracks analysts, bloggers, hedge funds, corporate insiders, and individual investors and measures their published performance. and Smart Score rates stocks from 1 to 10 using analyst ratings, insider transactions, blogger opinions, investor sentiment, hedge-fund activity, news sentiment, technicals, and fundamentals. features (workflow overlap ~100%).

Every pick keeps a free tier; start with TipRanks, TradingView, and OptionCharts to road-test GammaWins Calculator workflows without paying up front.

Need mobile access? TipRanks, TradingView, and GuruFocus bring phone-ready workflows that GammaWins Calculator lacks.

Round out your stack with new coverage areas like Stock Ideas, Top Analysts, Screeners, and ETF Screeners.

Coverage Snapshot

Where alternatives already align

Most shared categories across the top matches.

New angles introduced

Categories the alternatives add beyond GammaWins Calculator.

Free Access & Pricing

Free to start

All 20

All 20 have a standing free tier, not a trial.

Paid plans from

$6.67/mo

Marketlog is the cheapest paid upgrade. GammaWins Calculator starts at $24.92/mo.

Mobile app

14 of 20

14 add a mobile app that GammaWins Calculator lacks.

API access

7 of 20

7 expose an API or data feed, usually on a paid plan.

Hands-on tested

12 of 20

12 tested hands-on. 7 are analyst picks.

Coverage overlap

72%

Average share of GammaWins Calculator categories each alternative covers.

Free Alternatives FAQ

What are the best free alternatives to GammaWins Calculator?

TipRanks, TradingView, and OptionCharts cover the most GammaWins Calculator workflows without a paid plan, in that order.

Do these picks stay permanently free?

Yes. Every tool listed has a standing free tier, not a trial. Expect caps on exports, seats, or history once you use it heavily.

Which GammaWins Calculator workflows stay covered on the free plan?

The free plans cover Options P&L, Options, and Data Visualizations. Core GammaWins Calculator workflows in those areas do not need a paid upgrade.

What extra coverage do the free alternatives add?

The free alternatives add Stock Ideas, Top Analysts, Screeners, ETF Screeners, US Government Trades, Stock Comparison, ETF Comparison, Portfolio, Watchlist, Risk Metrics, Performance Attribution, Insider Data, Institutional Ownership, Financials, Scores, Bulls Say Bear Say, Analyst Forecasts, Analyst Ratings & Price Targets, AI Research, AI Chat, News, News Sentiment, Alerts, Calendar, IPO, Dividends, Splits, Corporate Actions & Special Situations, Guidance / Pre-announcements, Macro Data, Compounding Calculator, Retirement Calculator, APIs & Data Feeds, Education, Quant, Backtesting, Correlation, Yield Curves, Paper Trading, Broker Connectors, Webhooks, Order Book / Level II, Blogs, Videos, Credit Ratings & Outlooks, Flags, Valuation Models, Improved Filings, Transcripts, Short Interest, ETF Analysis, Fund Analysis, Sheets / Excel Add-ins, Forums, Newsletters, Custom Dashboards, Stock Handbook, Market Sentiment, CDS Spreads, Monte Carlo, Notes & Highlights, Index Rebalancing, Money Flow, Dark Pool & Off-Exchange, ESG Ratings, Research Templates, Reddit, Regulatory Filings Monitoring, Advanced Order Types, and Brokerage, which GammaWins Calculator does not cover.

Where might I still rely on GammaWins Calculator?

Options P&L and Data Visualizations stay with GammaWins Calculator. Keep it for those tasks, or budget for a paid plan elsewhere if they matter.

Feedback

Missing an alternative, or is a listing out of date? Tell me and I will look.

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.