VOL. XCIV, NO. 247

★ WIDE MOAT STOCKS & COMPETITIVE ADVANTAGES ★

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Wednesday, December 31, 2025

CME Group Inc.

CME · NASDAQ

Market cap (USD)
SectorFinancials
CountryUS
Data as of
Moat score
81/ 100

Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.

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Overview

CME Group is a global market operator running major derivatives exchanges (CME, CBOT, NYMEX, COMEX) and a systemically important central counterparty clearing house, with additional cash markets platforms and a meaningful market data business. Its core moat in trading and clearing is liquidity-driven network effects reinforced by CCP clearing and regulatory barriers that support trust and participation at scale. Market data monetization benefits from proprietary rights to exchange-generated data and the role of CME prices in benchmark price discovery, while connectivity and access revenues are supported by venue control and operational switching frictions. Key pressures are liquidity fragmentation, aggressive competitor incentives, regulatory changes (including fee and access scrutiny or transaction taxes), and operational, cyber, or technology-migration execution risk.

Primary segment

Trading and Clearing (Derivatives + Cash Markets Platforms)

Market structure

Oligopoly

Market share

HHI:

Coverage

3 segments · 6 tags

Updated 2025-12-30

Segments

Trading and Clearing (Derivatives + Cash Markets Platforms)

Exchange-traded derivatives (futures and options) trading and central counterparty clearing; plus electronic cash markets matching (U.S. Treasuries/repo, spot FX) tied to CME platforms

Revenue

81.4%

Structure

Oligopoly

Pricing

moderate

Share

Peers

0388.HKCBOEDB1.DEICE+2

Market Data and Information Services

Licensed distribution of CME Group proprietary market data (real-time, delayed, end-of-day, historical, derived) and related analytics and information services

Revenue

11.6%

Structure

Monopoly

Pricing

moderate

Share

Peers

CBOEICELSEG.LNDAQ+2

Access, Connectivity and Other Exchange Services

Connectivity, co-location, access and communication services, and other operational services tied to CME Group trading and clearing infrastructure

Revenue

7%

Structure

Monopoly

Pricing

moderate

Share

Peers

CBOEICELSEG.LNDAQ

Moat Claims

Trading and Clearing (Derivatives + Cash Markets Platforms)

Exchange-traded derivatives (futures and options) trading and central counterparty clearing; plus electronic cash markets matching (U.S. Treasuries/repo, spot FX) tied to CME platforms

Revenue share derived from FY2024 total revenues by category: clearing and transaction fees $4,988.2m of total revenues $6,130.1m.

Oligopoly

Two Sided Network

Network

Strength: 5/5 · Durability: durable · Confidence: 4/5 · 2 evidence

Liquidity begets liquidity: a deeper pool of buyers and sellers improves execution quality (tighter spreads, larger size) and attracts more participants, reinforcing volume and open interest across benchmark contracts.

Erosion risks

  • Liquidity fragmentation across competing venues or contract substitutes
  • Internalization and aggregation reducing displayed liquidity and exchange volumes
  • Regulatory or market-structure changes that reduce incentives to concentrate liquidity

Leading indicators

  • Average daily volume (ADV) and open interest by major product line
  • Bid-ask spreads and order book depth in flagship contracts
  • Share of volume in key benchmarks vs closest substitutes

Counterarguments

  • Liquidity can migrate faster than expected if a competing contract becomes the new standard
  • Large participants can multi-home and shift flow based on pricing and incentives

Clearing Settlement

Network

Strength: 5/5 · Durability: durable · Confidence: 5/5 · 2 evidence

CME Clearing's CCP model mutualizes counterparty credit risk (buyer to every seller and seller to every buyer) and enables margining and netting efficiencies that support participation and liquidity at scale.

Erosion risks

  • Regulatory changes increasing CCP capital and liquidity costs or limiting margin practices
  • Operational or risk-management failure at the CCP (loss of trust)
  • Competitive clearing offerings and cross-margin arrangements elsewhere

Leading indicators

  • Default fund size and stress-testing disclosures
  • Regulatory findings or actions involving clearing risk management
  • Client adoption of cross-margin and portfolio margining programs

Counterarguments

  • Clearing is not exclusive: large participants can clear on other CCPs for other contracts
  • If clearing costs rise materially, some risk transfer may move OTC or off-platform

Concession License

Legal

Strength: 4/5 · Durability: durable · Confidence: 4/5 · 2 evidence

Operating regulated futures exchanges and a systemically important clearing house creates significant compliance, governance, and supervisory barriers that deter undercapitalized entrants and supports customer trust.

Erosion risks

  • Policy changes (e.g., transaction taxes) reducing on-exchange activity
  • Regulatory interventions affecting fee models, access, or product eligibility
  • Supervisory actions or penalties that damage reputation

Leading indicators

  • CFTC, SEC, or other regulator rule proposals impacting exchanges and CCPs
  • Enforcement actions and consent orders (industry and company-specific)
  • Changes to systemic designation requirements and CCP standards

Counterarguments

  • Regulation can increase operating costs and constrain innovation and pricing
  • Well-capitalized incumbents can still build and gain approvals for competing venues

Scale Economies Unit Cost

Supply

Strength: 4/5 · Durability: medium · Confidence: 4/5 · 1 evidence

High fixed-cost market infrastructure (matching, clearing, surveillance, tech) creates strong operating leverage: incremental contract volume has low marginal cost, supporting structurally high margins at scale.

Erosion risks

  • Sustained volume declines reduce operating leverage
  • Rising technology and security spend (e.g., major platform migrations) offsets leverage
  • Pricing pressure forces higher incentives and discounting, reducing net yield per contract

Leading indicators

  • Operating margin trend and cost per contract
  • Technology spend growth vs volume growth
  • Net revenue capture per contract (rate per contract after incentives)

Counterarguments

  • Large peers can also achieve scale economics; it is not uniquely CME's advantage
  • Technology commoditization (cloud and managed services) can lower entry and operating costs for rivals

Benchmark Pricing Power

Financial

Strength: 3/5 · Durability: medium · Confidence: 4/5 · 2 evidence

CME can adjust fee schedules (including volume discounts and tiered pricing) across products and venues, but pricing is constrained by the need to preserve liquidity in benchmark markets.

Erosion risks

  • Aggressive competitor pricing and incentive programs
  • Customer consolidation increasing bargaining power
  • Contract substitution or innovation by rivals lowering willingness-to-pay

Leading indicators

  • Average rate per contract and mix shifts (member vs non-member)
  • Incentive program intensity (rebates and discount tiers)
  • Volume response following fee schedule changes

Counterarguments

  • Excess fee increases can trigger volume migration and weaken liquidity-based moats
  • Some large participants may negotiate effectively via scale, limiting net pricing power

Market Data and Information Services

Licensed distribution of CME Group proprietary market data (real-time, delayed, end-of-day, historical, derived) and related analytics and information services

Revenue share derived from FY2024 total revenues by category: market data and information services $710.2m of total revenues $6,130.1m.

Monopoly

IP Choke Point

Legal

Strength: 4/5 · Durability: medium · Confidence: 4/5 · 2 evidence

CME controls the underlying proprietary market data generated by trading on its venues; licensing terms and enforcement against misuse help preserve monetization of the data stream.

Erosion risks

  • Data piracy and uncontrolled redistribution (including via AI ingestion)
  • Regulatory intervention in market data fees or access requirements
  • Migration to alternative data sources or indicative pricing substitutes

Leading indicators

  • Market data revenue growth and device and subscriber counts
  • Litigation or enforcement actions related to data misuse
  • Regulatory proposals targeting market data pricing and access

Counterarguments

  • Clients can often use alternative referential and indicative pricing sources for some use cases
  • Large vendors may have leverage in resale economics, limiting CME's effective pricing power

Data Workflow Lockin

Demand

Strength: 3/5 · Durability: medium · Confidence: 4/5 · 2 evidence

CME's data is embedded in trading, risk management, and investment workflows (terminals, OMS/EMS, risk systems) and is often licensed per device or screen, creating practical switching frictions once integrated.

Erosion risks

  • Customers rationalize data usage (device reductions) in downturns
  • Shift toward consolidated feeds or broker-provided data bundles
  • Growth of standardized APIs and tools that reduce vendor-specific integration costs

Leading indicators

  • Device counts and mix (professional vs non-professional)
  • Churn among large vendor and distributor relationships
  • Growth of cloud-native delivery and API-based consumption

Counterarguments

  • Some firms can substitute with delayed or derived data for certain workflows
  • If CME contract trading declines, the need for CME data in workflows can decline as well

De Facto Standard

Network

Strength: 4/5 · Durability: durable · Confidence: 4/5 · 2 evidence

Prices formed in CME's benchmark futures and cleared markets are widely used as reference prices (price discovery and referential pricing), making CME's data hard to replicate for users who need the authoritative source.

Erosion risks

  • Benchmark migration to competing contracts and venues
  • Structural decline in trading activity for key benchmark products
  • Regulatory changes impacting benchmark administration or pricing publication

Leading indicators

  • Open interest and ADV in flagship benchmark contracts
  • Adoption of alternative benchmarks and pricing sources by major institutions
  • Benchmark administration regulatory actions (where applicable)

Counterarguments

  • For some use cases, indicative pricing is good enough, reducing dependence on CME prices
  • Large dealers and platforms can generate internal pricing curves that reduce reliance on exchange-derived prices

Benchmark Pricing Power

Financial

Strength: 3/5 · Durability: medium · Confidence: 4/5 · 2 evidence

CME can raise or re-tier certain market data fees, as pricing is based on perceived value and comparable services; however, vendor and customer pushback plus regulatory scrutiny can cap increases.

Erosion risks

  • Vendor and device rationalization reduces billable usage
  • Regulation or litigation around data fees or fair access
  • Competitive alternatives bundled by major terminals and data platforms

Leading indicators

  • Market data revenue per device and overall device counts
  • Rate-card and incentive program changes
  • Regulatory consultations and enforcement on data pricing

Counterarguments

  • Pricing power is limited when customers can reduce devices or switch to alternative delivery methods
  • Major data vendors may pressure pricing due to their distribution role

Access, Connectivity and Other Exchange Services

Connectivity, co-location, access and communication services, and other operational services tied to CME Group trading and clearing infrastructure

Revenue share derived from FY2024 total revenues by category: other revenue $431.7m of total revenues $6,130.1m; other revenue includes access and communication fees (connectivity and co-location) and related exchange services.

Monopoly

Distribution Control

Supply

Strength: 3/5 · Durability: medium · Confidence: 4/5 · 2 evidence

CME controls direct access to its venues and monetizes that access via connectivity and communication fees (including co-location) for firms that need reliable, low-latency connectivity to trade CME markets.

Erosion risks

  • Customer consolidation reducing number of paid connections
  • Regulatory market-structure reforms affecting access charging models
  • Volume migration to other venues reducing demand for CME connectivity

Leading indicators

  • Access and communication fee revenue trend
  • Co-location utilization and connectivity product mix
  • Latency and uptime incidents and customer satisfaction signals

Counterarguments

  • Firms can multi-home and allocate spend across venues; access fees can become commoditized
  • If trading shifts away from CME products, access fees decline regardless of fee schedule

Switching Costs General

Demand

Strength: 3/5 · Durability: medium · Confidence: 3/5 · 1 evidence

Once trading stacks are engineered around CME connectivity (ports, protocols, co-location, operational processes), switching or meaningfully reducing CME connectivity can be operationally painful for latency-sensitive strategies and risk-management workflows.

Erosion risks

  • Standardization of connectivity (reducing differentiation) and broker-managed access
  • Customers optimizing costs by reducing direct connections and device footprints
  • Cloud migration or architectural changes that alter connectivity economics

Leading indicators

  • Trends in connectivity and co-location pricing and product adoption
  • Customer footprint changes (connections, cabinets, ports)
  • Incidents impacting reliability, latency, or security

Counterarguments

  • Connectivity can be re-architected over time; lock-in is meaningful but not permanent
  • Some participants access markets indirectly through intermediaries, weakening switching costs

Evidence

sec_filing
CME Group Inc. Form 10-K (FY ended Dec 31, 2024) - Derivatives exchange business (liquidity)

Market liquidity ... is key to attracting and retaining customers and contributing to a market's success.

Direct statement that liquidity is central to market success, consistent with a two-sided network effect in exchange markets.

sec_filing
CME Group Inc. Form 10-K (FY ended Dec 31, 2024) - Clearing guarantee supports liquidity

Our clearing house's performance guarantee ... increases the potential liquidity available for each trade.

CME links its clearing guarantee to increased liquidity, strengthening the liquidity flywheel.

sec_filing
CME Group Inc. Form 10-K (FY ended Dec 31, 2024) - CME Clearing business (CCP function)

We serve as the counterparty to every trade, becoming the buyer to each seller and the seller to each buyer, and limiting counterparty credit risk.

Defines the CCP mechanism that underpins trust and scalable participation.

sec_filing
CME Group Inc. Form 10-K (FY ended Dec 31, 2024) - Clearing guarantee and position offsetting

The guarantee allows for the offsetting of contract positions, increasing the potential liquidity available for each trade.

Links clearing design (offsetting and netting) to liquidity and capital efficiency.

sec_filing
CME Group Inc. Form 10-K (FY ended Dec 31, 2024) - Regulation of derivatives and clearing (CFTC core principles)

Our operation of our U.S. futures exchanges and our derivatives clearing business are subject to extensive regulation by the CFTC ...

Supports the legal and regulatory barrier-to-entry component for exchange and clearing operations.

Showing 5 of 20 sources.

Risks & Indicators

Erosion risks

  • Liquidity fragmentation across competing venues or contract substitutes
  • Internalization and aggregation reducing displayed liquidity and exchange volumes
  • Regulatory or market-structure changes that reduce incentives to concentrate liquidity
  • Regulatory changes increasing CCP capital and liquidity costs or limiting margin practices
  • Operational or risk-management failure at the CCP (loss of trust)
  • Competitive clearing offerings and cross-margin arrangements elsewhere

Leading indicators

  • Average daily volume (ADV) and open interest by major product line
  • Bid-ask spreads and order book depth in flagship contracts
  • Share of volume in key benchmarks vs closest substitutes
  • Default fund size and stress-testing disclosures
  • Regulatory findings or actions involving clearing risk management
  • Client adoption of cross-margin and portfolio margining programs
Created 2025-12-30
Updated 2025-12-30

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

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