VOL. XCIV, NO. 247
★ WIDE MOAT STOCKS COMPARISON ★
NO ADVICE
Stock Comparison
American Express Company vs Mastercard Incorporated
Compare moat strength, market structure, and segment coverage to understand how each company defends its edge.
American Express Company
AXP · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into American Express Company's moat claims, evidence, and risks.
View AXP analysisMastercard Incorporated
MA · New York Stock Exchange
Weighted average of segment moat scores, combining moat strength, durability, confidence, market structure, pricing power, and market share.
Full stock profile
Dive deeper into Mastercard Incorporated's moat claims, evidence, and risks.
View MA analysisComparison highlights
- Moat score: both at 76 / 100.
- Segment focus: American Express Company has 4 segments (48% in U.S. Consumer Services); Mastercard Incorporated has 2 segments (58.9% in Payment Network).
- Primary market structure: Oligopoly vs Oligopoly. Pricing power: Strong vs Moderate.
- Moat breadth: American Express Company has 7 moat types across 3 domains; Mastercard Incorporated has 6 across 3.
Primary market context
American Express Company
U.S. Consumer Services
U.S. premium consumer credit, charge, banking, lending, travel, dining and lifestyle card services
United States
Affluent and mass-affluent U.S. consumers
Issuer, lender, rewards platform, banking provider, travel/dining service provider and closed-loop network participant
48%
Mastercard Incorporated
Payment Network
Four-party card payment network (switching, acceptance, and network-related services)
Global
Issuers, acquirers, merchants, account holders
Network operator (authorization, clearing, settlement) and rules/standards steward
58.9%
Side-by-side metrics
Moat coverage
Shared moat types
American Express Company strengths
Mastercard Incorporated strengths
Segment mix
American Express Company segments
Full profile >U.S. Consumer Services
Oligopoly
Commercial Services
Oligopoly
International Card Services
Competitive
Global Merchant and Network Services
Oligopoly
Mastercard Incorporated segments
Full profile >Payment Network
Oligopoly
Value-Added Services and Solutions
Competitive
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View expansion-stage stocksCuration & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.