Tool Comparison
Revolut (Invest) vs Wise (Interest & Stocks)
- Paid from
- —
- Free plan
- No
- Platforms
- Mobile, Web
Best if
- You want brokerage, portfolio, and watchlist.
- Paid from
- —
- Free plan
- Yes
- Platforms
- Web, Mobile, API
Best if
- You'd rather start free and only pay if you outgrow it
- You want an API so you can script or automate things
- You want APIs & data feeds.
Start here
Revolut (Invest)
Transaction-priced · Fees vary by offer and jurisdiction · Mobile · Web
- You want brokerage, portfolio, and watchlist.
Pick Wise (Interest & Stocks) instead if
Wise (Interest & Stocks)
Free · Web · Mobile · API
- You'd rather start free and only pay if you outgrow it
- You want an API so you can script or automate things
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOther tools you might like
Outbound links may include affiliate or sponsor codes.
Not set on either one? See the top 50 tools, ranked by user votes, or the deals page for big discounts on popular tools.
Our take
The bottom line
Revolut (Invest) and Wise (Interest & Stocks) cover a lot of the same ground (2 shared categories, wealth management and downloadable tax reports), so for the basics you won't go far wrong with either. Revolut (Invest) simply does more: 9 categories to Wise (Interest & Stocks)'s 3, including brokerage, portfolio, and watchlist. Wise (Interest & Stocks) counters by being completely free.
What readers say
Revolut (Invest)
No votes yet. Cast the first one.
Wise (Interest & Stocks)
No votes yet. Cast the first one.
Key differences at a glance
- Free plan
- Wise (Interest & Stocks)
- Broader coverage
- Revolut (Invest)9 vs 3 categories
- API access
- Wise (Interest & Stocks)
What Revolut (Invest) does best
- Stocks, ETFs/ETPs, bonds, crypto, and precious metals where Revolut offers those products in your country.
- Manage investments from the same app as Revolut banking, cards, and transfers.
- In-app watchlists, price alerts, market news, and basic portfolio views for simple monitoring.
- Plan-based commission-free order allowances where available, with execution commissions after the allowance is used.
- Selected ETP investment-plan buys are commission-free where Revolut supports that separate treatment.
What Wise (Interest & Stocks) does best
- Wise Interest in eligible UK and EEA markets where balances are allocated to government money-market funds, with capital at risk.
- U.S.
- Investment access for available balances or jars through Stocks where eligible, using a selected index fund rather than choosing individual stocks or ETFs.
- Stocks uses BlackRock iShares World Equity Index Fund in eligible UK and EEA markets and LionGlobal Infinity Global Stock Index Fund in Singapore; US residents and taxpayers cannot currently open it.
- Review regional fee tables before using Stocks, including Wise service fees and embedded fund manager fees that differ by market.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Transaction-priced · Fees vary by offer and jurisdiction | Free |
Free tier | No | Yes |
Free trial | — | — |
Plan limits | 12 limits: Standard: commission free orders spain: 0, Standard: additional order fee eur: 1 +10 more | — |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | Yes | Yes |
API access | No | Yes |
Broker sync | No | No |
Integrations | — | Xero and QuickBooks |
| Audience & fit | ||
Experience level | Beginner, Intermediate | Beginner, Intermediate, Advanced |
Best for | — | — |
Categories covered | 9 | 3 |
Regions | Europe, North America, APAC | Europe, North America, APAC, LatAm |
| Data & capabilities | ||
Security | Status page | Status page |
| Try it | Visit Revolut (Invest) | Visit Wise (Interest & Stocks) |
Standout features
The best features of Revolut (Invest) and Wise (Interest & Stocks).ShowHide
Standout features
What Revolut (Invest) does best
- Stocks, ETFs/ETPs, bonds, crypto, and precious metals where Revolut offers those products in your country.
- Manage investments from the same app as Revolut banking, cards, and transfers.
- In-app watchlists, price alerts, market news, and basic portfolio views for simple monitoring.
- Plan-based commission-free order allowances where available, with execution commissions after the allowance is used.
- Selected ETP investment-plan buys are commission-free where Revolut supports that separate treatment.
What Wise (Interest & Stocks) does best
- Wise Interest in eligible UK and EEA markets where balances are allocated to government money-market funds, with capital at risk.
- U.S.
- Investment access for available balances or jars through Stocks where eligible, using a selected index fund rather than choosing individual stocks or ETFs.
- Stocks uses BlackRock iShares World Equity Index Fund in eligible UK and EEA markets and LionGlobal Infinity Global Stock Index Fund in Singapore; US residents and taxpayers cannot currently open it.
- Review regional fee tables before using Stocks, including Wise service fees and embedded fund manager fees that differ by market.
All details
Every attribute we track for Revolut (Invest) and Wise (Interest & Stocks).ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsBondsCommoditiesCryptos | Mutual FundsCurrencies |
Experience | BeginnerIntermediate | BeginnerIntermediateAdvanced |
Regions | EuropeNorth AmericaAPAC | EuropeNorth AmericaAPACLatAm |
Coverage details | Identifiers: Ticker | 22 countriesIdentifiers: ISIN |
| Access & integrations | ||
API protocols | Not specified | REST |
API auth & delivery | Not specified | Auth: OAuth2Webhooks |
Integrations | Not specified | XeroQuickBooks |
Export formats | PDF | CSVExcelPDF |
| Plans & trust | ||
Security & compliance | Status page | Status page |
Vendor & support | Revolut LtdCountry: United KingdomSupport: Chat and Phone | Wise plcCountry: United KingdomFounded 2011Support: Email, Chat, and Phone |
Curation ratings | Methodology 3/5Reliability 4/5UX 4/5 | Methodology 3/5Reliability 4/5UX 4/5 |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | Free“Standard”commission free orders spain: 0 · additional order fee eur: 1 | Free |
| Entry paid plan | Subscription“Plus”commission free orders spain: 0 · additional order fee eur: 1 | — |
| Tier 2 | Subscription“Premium”commission free orders spain: 5 · additional order fee eur: 1 | — |
| Tier 3 | Subscription“Metal”commission free orders spain: 10 · additional order fee eur: 1 | — |
| Top plan | Subscription“Ultra”commission free orders spain: 10 · additional order fee eur: 1 · +1 more | — |
Questions we keep getting
What's the difference between Revolut (Invest) and Wise (Interest & Stocks)?
Revolut (Invest) leans toward brokerage, portfolio, and watchlist, while Wise (Interest & Stocks) puts more weight on wealth management, downloadable tax reports, and APIs & data feeds. They overlap in 2 categories, so for most people it comes down to workflow preference and price.
Is Revolut (Invest) or Wise (Interest & Stocks) free to use?
Wise (Interest & Stocks) has a free tier, so you can get started without paying anything. Revolut (Invest) is paid-only. If budget matters, start with Wise (Interest & Stocks) and see how far it takes you before opening your wallet.
Which is better for beginners: Revolut (Invest) or Wise (Interest & Stocks)?
Honestly, neither is aimed at beginners. Expect a learning curve either way; that's the trade-off for the depth they offer.
Does Revolut (Invest) or Wise (Interest & Stocks) have an API?
Wise (Interest & Stocks) has an API for programmatic access and custom integrations. Revolut (Invest) doesn't, so you're working through its interface.
Should I choose Revolut (Invest) or Wise (Interest & Stocks)?
It depends on what you're after. Pick Revolut (Invest) if brokerage and portfolio matter to you; go with Wise (Interest & Stocks) if you'd rather have APIs & data feeds. And if you only need the basics both share, let price decide.
What asset classes do Revolut (Invest) and Wise (Interest & Stocks) cover?
Revolut (Invest) covers stocks, ETFs, and bonds. Wise (Interest & Stocks) covers mutual funds and currencies.
Can I export data from Revolut (Invest) and Wise (Interest & Stocks)?
Wise (Interest & Stocks) exports to CSV and Excel. Revolut (Invest) is stingier about getting data out.
Can I track my portfolio with Revolut (Invest) or Wise (Interest & Stocks)?
Revolut (Invest) handles portfolio tracking. Wise (Interest & Stocks) is really a research tool; you'd track your portfolio elsewhere.
Keep researching
More comparisons to check
Other tools you might like
Keep Exploring
Feedback
Spot stale pricing, missing features, or a comparison that feels off? Send feedback on the verdict, table, alternatives, or recommendation.
Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.