VOL. XCIV, NO. 247

★ FINANCIAL TOOLS & SERVICES DIRECTORY ★

PRICE: 5 CENTS

Sunday, October 19, 2025

Head-to-head

BizToc vs Wise (Interest & Stocks) comparison

Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.

Quick takeaways

BizToc adds News, Reddit, and Data APIs coverage that Wise (Interest & Stocks) skips.

Wise (Interest & Stocks) includes Wealth Management, and Downloadable Tax Reports categories that BizToc omits.

BizToc highlights: ‘Wire’ page: real‑time, chronological feed from ~top 100 U.S. business sites., Homepage hubs for major publishers plus ‘Reddit Trending’, ‘X Trends’, and movers blocks., and ‘Imagery’ (NewsWall): latest business news in pictures..

Wise (Interest & Stocks) is known for: Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk., Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically., and Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change..

BizToc logo

BizToc

biztoc.com

Single‑page, real‑time business & finance news aggregator created by Thomas Marban and backed by Mark Cuban. Includes a chronological 'Wire', image‑driven 'Imagery' view, search, customizable grid, dark mode, RSS, an official REST API via RapidAPI, a ChatGPT plugin entry, and OpenBB integration.

Platforms

Web
Mobile
Desktop
API

Pricing

Free
Subscription

Quick highlights

  • ‘Wire’ page: real‑time, chronological feed from ~top 100 U.S. business sites.
  • Homepage hubs for major publishers plus ‘Reddit Trending’, ‘X Trends’, and movers blocks.
  • ‘Imagery’ (NewsWall): latest business news in pictures.
  • Customization: dark mode and configurable news grid; site‑wide search.
  • Distribution: RSS feed + iOS app (Designed for iPad/iPhone/Mac), Chrome extension.

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Wise (Interest & Stocks) logo

Wise (Interest & Stocks)

wise.com

Investing features vary by country. In the UK/EEA, Interest allocates to government money-market funds; in the US, Interest is a bank program with pass-through FDIC insurance (not an investment). “Stocks” is a single BlackRock iShares World Equity Index mutual fund where available. Settlement speed (instant vs non-instant) and whether you invest from Balances or Jars differ by market. Fees are published per currency; Stocks adds a Wise service fee on top of the fund’s OCF.

Platforms

Web
Mobile
API

Pricing

Free
Other

Quick highlights

  • Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk.
  • Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically.
  • Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change.
  • Stocks includes a Wise service fee in addition to the fund’s ongoing charges.
  • Availability, access speed (instant vs non-instant), and Balances vs Jars investing differ by country.

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Overlap

Shared focus areas

1 overlap

Both tools cover this research theme.

Where they differ

BizToc

Distinct strengths include:

  • ‘Wire’ page: real‑time, chronological feed from ~top 100 U.S. business sites.
  • Homepage hubs for major publishers plus ‘Reddit Trending’, ‘X Trends’, and movers blocks.
  • ‘Imagery’ (NewsWall): latest business news in pictures.
  • Customization: dark mode and configurable news grid; site‑wide search.

Wise (Interest & Stocks)

Distinct strengths include:

  • Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk.
  • Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically.
  • Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change.
  • Stocks includes a Wise service fee in addition to the fund’s ongoing charges.

Feature-by-feature breakdown

AttributeBizTocWise (Interest & Stocks)
Categories

Which research workflows each platform targets

Shared: APIs & SDKs

Unique: News, Reddit, Data APIs

Shared: APIs & SDKs

Unique: Wealth Management, Downloadable Tax Reports

Asset types

Supported asset classes and universes

Stocks, ETFs, Options, Futures, Bonds, Commodities, Currencies, Cryptos, Mutual Funds

Mutual Funds, Currencies

Experience levels

Who each product is built for

Beginner, Intermediate, Advanced

Beginner, Intermediate, Advanced

Platforms

Where you can access the product

Web, Mobile, Desktop, API

Web, Mobile, API

Pricing

High-level pricing models

Free, Subscription

Free, Other

Key features

Core capabilities called out by each vendor

Unique

  • ‘Wire’ page: real‑time, chronological feed from ~top 100 U.S. business sites.
  • Homepage hubs for major publishers plus ‘Reddit Trending’, ‘X Trends’, and movers blocks.
  • ‘Imagery’ (NewsWall): latest business news in pictures.
  • Customization: dark mode and configurable news grid; site‑wide search.
  • Distribution: RSS feed + iOS app (Designed for iPad/iPhone/Mac), Chrome extension.
  • API: Official REST API on RapidAPI (base URL biztoc.p.rapidapi.com), with OpenBB integration; ChatGPT plugin link present on-site.

Unique

  • Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk.
  • Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically.
  • Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change.
  • Stocks includes a Wise service fee in addition to the fund’s ongoing charges.
  • Availability, access speed (instant vs non-instant), and Balances vs Jars investing differ by country.
  • US Interest: opt-in bank program with pass-through FDIC insurance via partner banks—classified as a banking feature, not an investment product.
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Frequently Asked Questions

Which workflows do BizToc and Wise (Interest & Stocks) both support?

Both platforms cover APIs & SDKs workflows, so you can research those use cases in either tool before digging into the feature differences below.

Do BizToc and Wise (Interest & Stocks) require subscriptions?

Both BizToc and Wise (Interest & Stocks) keep freemium access with optional paid upgrades, so you can trial each platform before committing.

How can you access BizToc and Wise (Interest & Stocks)?

Both BizToc and Wise (Interest & Stocks) support web and mobile access, making it easy to keep tabs on research away from the desk.

What unique strengths set the two platforms apart?

BizToc differentiates itself with ‘Wire’ page: real‑time, chronological feed from ~top 100 U.S. business sites., Homepage hubs for major publishers plus ‘Reddit Trending’, ‘X Trends’, and movers blocks., and ‘Imagery’ (NewsWall): latest business news in pictures., whereas Wise (Interest & Stocks) stands out for Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk., Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically., and Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change..

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.