VOL. XCIV, NO. 247
★ FINANCIAL TOOLS & SERVICES DIRECTORY ★
PRICE: 5 CENTS
Saturday, September 27, 2025
Investors comparing CFPB Consumer Complaint Database and Office of Financial Research (U.S. Treasury) will find that Both CFPB Consumer Complaint Database and Office of Financial Research (U.S. Treasury) concentrate on Data APIs, APIs & SDKs, and Data Visualizations workflows, making them natural alternatives for similar investment research jobs. CFPB Consumer Complaint Database leans into Regulatory Filings Monitoring, which can be decisive for teams that need depth over breadth. Office of Financial Research (U.S. Treasury) stands out with Interest Rates, Yield Curves, and Scores that the competition lacks. Use the feature-by-feature table to inspect unique capabilities and confirm which roadmap best maps to your process.
Head-to-head
CFPB Consumer Complaint Database vs Office of Financial Research (U.S. Treasury)
Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.
Quick takeaways
- CFPB Consumer Complaint Database adds Regulatory Filings Monitoring coverage that Office of Financial Research (U.S. Treasury) skips.
- Office of Financial Research (U.S. Treasury) includes Interest Rates, Yield Curves, Scores, Market Sentiment, Fund Holdings, and Blogs categories that CFPB Consumer Complaint Database omits.
- CFPB Consumer Complaint Database highlights: Interactive explorer to filter, chart trends over time, map by geography, and read consented narratives., Programmatic access via the Consumer Complaint Database Search API; results available as JSON, CSV, XLS, or XLSX., and Daily refresh cadence; complaints published after a response or after 15 days; complaints referred to other regulators are not published..
- Office of Financial Research (U.S. Treasury) is known for: Short‑term Funding Monitor (STFM): curated repo/CP/CD/FF market charts plus **open REST API** (JSON, HTTPS) with series search, metadata, and spread endpoints; no tokens required., U.S. Money Market Fund Monitor: interactive holdings transparency by asset type, counterparty, country; per‑chart **CSV download**., and Hedge Fund Monitor (HFM): aggregated Form PF and related series via an **open REST API** (JSON) organized by datasets and mnemonics..
CFPB Consumer Complaint Database
consumerfinance.gov
Official U.S. Consumer Financial Protection Bureau (CFPB) database of consumer financial complaints. Complaints are published after the company responds or after 15 days (whichever comes first); the database generally updates daily. Narratives are published only with consumer consent and are scrubbed to remove personal information. The dataset includes product/issue taxonomies, company names, location fields (state/ZIP with privacy rules), submission channel, dates, company response categories, timeliness, tags (e.g., servicemember, older adult) and more. UI provides filters, trends, and maps; API returns JSON/CSV/Excel formats for programmatic use.
Platforms
Pricing
Quick highlights
- Interactive explorer to filter, chart trends over time, map by geography, and read consented narratives.
- Programmatic access via the Consumer Complaint Database Search API; results available as JSON, CSV, XLS, or XLSX.
- Daily refresh cadence; complaints published after a response or after 15 days; complaints referred to other regulators are not published.
- Detailed fields: product/sub‑product, issue/sub‑issue, company, dates (received/sent to company), state/ZIP (privacy rules), submission channel, tags (e.g., Servicemember, Older American), company public response, response category, timeliness, and (if consented) complaint narrative.
- Download tools on the site plus API endpoints for bulk or filtered pulls; annual and topical reports summarize trends.
Office of Financial Research (U.S. Treasury)
financialresearch.gov
U.S. Treasury’s OFR publishes free, methods‑backed monitors and datasets (Short‑term Funding Monitor, U.S. Money Market Fund Monitor, Bank Systemic Risk Monitor, and the daily OFR Financial Stress Index). STFM and HFM provide open JSON APIs (no keys), CSV downloads are available from some monitors. Updates are end‑of‑day with documented lags (e.g., FSI ~T+2 business days; repo series T+1/T+2 depending on segment).
Categories
Platforms
Pricing
Quick highlights
- Short‑term Funding Monitor (STFM): curated repo/CP/CD/FF market charts plus **open REST API** (JSON, HTTPS) with series search, metadata, and spread endpoints; no tokens required.
- U.S. Money Market Fund Monitor: interactive holdings transparency by asset type, counterparty, country; per‑chart **CSV download**.
- Hedge Fund Monitor (HFM): aggregated Form PF and related series via an **open REST API** (JSON) organized by datasets and mnemonics.
- OFR Financial Stress Index (FSI): **daily** global market‑based stress index built from 33 variables; FSI values publish with a ~**two‑business‑day** lag.
- Bank Systemic Risk Monitor: G‑SIB scores/surcharges, OFR Contagion Index, leverage/assets/equity; clear notes on refresh cadence (e.g., Basel scores annually, contagion index quarterly).
Shared focus areas
Both platforms align on these research themes, so you can stay within one workflow when your use case involves them.
Where they differ
CFPB Consumer Complaint Database
Distinct strengths include:
- Interactive explorer to filter, chart trends over time, map by geography, and read consented narratives.
- Programmatic access via the Consumer Complaint Database Search API; results available as JSON, CSV, XLS, or XLSX.
- Daily refresh cadence; complaints published after a response or after 15 days; complaints referred to other regulators are not published.
- Detailed fields: product/sub‑product, issue/sub‑issue, company, dates (received/sent to company), state/ZIP (privacy rules), submission channel, tags (e.g., Servicemember, Older American), company public response, response category, timeliness, and (if consented) complaint narrative.
Office of Financial Research (U.S. Treasury)
Distinct strengths include:
- Short‑term Funding Monitor (STFM): curated repo/CP/CD/FF market charts plus **open REST API** (JSON, HTTPS) with series search, metadata, and spread endpoints; no tokens required.
- U.S. Money Market Fund Monitor: interactive holdings transparency by asset type, counterparty, country; per‑chart **CSV download**.
- Hedge Fund Monitor (HFM): aggregated Form PF and related series via an **open REST API** (JSON) organized by datasets and mnemonics.
- OFR Financial Stress Index (FSI): **daily** global market‑based stress index built from 33 variables; FSI values publish with a ~**two‑business‑day** lag.
Feature-by-feature breakdown
| Attribute | CFPB Consumer Complaint Database | Office of Financial Research (U.S. Treasury) |
|---|---|---|
Categories Which research workflows each platform targets | Shared: Data APIs, APIs & SDKs, Data Visualizations Unique: Regulatory Filings Monitoring | Shared: Data APIs, APIs & SDKs, Data Visualizations Unique: Interest Rates, Yield Curves, Scores, Market Sentiment, Fund Holdings, Blogs |
Asset types Supported asset classes and universes | Other | Bonds, Mutual Funds, Hedge Funds |
Experience levels Who each product is built for | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Platforms Where you can access the product | Web, API | Web, API |
Pricing High-level pricing models | Free | Free |
Key features Core capabilities called out by each vendor | Unique
| Unique
|
Tested Verified by hands-on testing inside Find My Moat | Not yet | Not yet |
Editor pick Featured inside curated shortlists | Standard listing | Standard listing |
Frequently Asked Questions
Which workflows do CFPB Consumer Complaint Database and Office of Financial Research (U.S. Treasury) both support?
Both platforms cover Data APIs, APIs & SDKs, and Data Visualizations workflows, so you can research those use cases in either tool before digging into the feature differences below.
Do CFPB Consumer Complaint Database and Office of Financial Research (U.S. Treasury) require subscriptions?
Both CFPB Consumer Complaint Database and Office of Financial Research (U.S. Treasury) keep freemium access with optional paid upgrades, so you can trial each platform before committing.
How can you access CFPB Consumer Complaint Database and Office of Financial Research (U.S. Treasury)?
Both CFPB Consumer Complaint Database and Office of Financial Research (U.S. Treasury) prioritize web or desktop access. Investors wanting a mobile-first workflow may need to rely on responsive web views.
What unique strengths set the two platforms apart?
CFPB Consumer Complaint Database differentiates itself with Interactive explorer to filter, chart trends over time, map by geography, and read consented narratives., Programmatic access via the Consumer Complaint Database Search API; results available as JSON, CSV, XLS, or XLSX., and Daily refresh cadence; complaints published after a response or after 15 days; complaints referred to other regulators are not published., whereas Office of Financial Research (U.S. Treasury) stands out for Short‑term Funding Monitor (STFM): curated repo/CP/CD/FF market charts plus **open REST API** (JSON, HTTPS) with series search, metadata, and spread endpoints; no tokens required., U.S. Money Market Fund Monitor: interactive holdings transparency by asset type, counterparty, country; per‑chart **CSV download**., and Hedge Fund Monitor (HFM): aggregated Form PF and related series via an **open REST API** (JSON) organized by datasets and mnemonics..
Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.