Groww — IPOs (Apply & Calendar) adds Brokerage, IPO, Calendar, and News coverage that Wise (Interest & Stocks) skips.
VOL. XCIV, NO. 247
★ FINANCIAL TOOLS & SERVICES DIRECTORY ★
PRICE: 5 CENTS
Sunday, October 19, 2025
Head-to-head
Groww — IPOs (Apply & Calendar) vs Wise (Interest & Stocks) comparison
Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.
Quick takeaways
Wise (Interest & Stocks) includes Wealth Management, and Downloadable Tax Reports categories that Groww — IPOs (Apply & Calendar) omits.
Groww — IPOs (Apply & Calendar) highlights: IPO hub with tabs: Open, Upcoming, Closed; deal cards show price band, lot size, dates, RHP link, and (where available) GMP context., Covers both Mainboard and SME IPOs; dedicated SME view., and In‑app IPO apply via UPI mandate (enter UPI ID, approve mandate on supported UPI app)..
Wise (Interest & Stocks) is known for: Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk., Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically., and Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change..
Groww — IPOs (Apply & Calendar)
groww.in
Groww provides a retail‑friendly IPO workflow for India: browse upcoming/open/closed IPOs (Mainboard & SME), apply using a UPI mandate, and track allotment/listing. Bond IPOs are now supported on the app. IPO applications on Groww use UPI (₹5 lakh daily cap for capital‑market UPI), while ASBA remains available via banks separately. Allotment status can be checked in‑app if you applied on Groww; otherwise, Groww links to NSE/BSE and registrar pages. Trading APIs (separate, optional subscription) exist for order placement and live data but do not document IPO application endpoints.
Categories
Platforms
Pricing
Quick highlights
- IPO hub with tabs: Open, Upcoming, Closed; deal cards show price band, lot size, dates, RHP link, and (where available) GMP context.
- Covers both Mainboard and SME IPOs; dedicated SME view.
- In‑app IPO apply via UPI mandate (enter UPI ID, approve mandate on supported UPI app).
- Allotment tracking: in‑app status if applied on Groww; guides for NSE/BSE/registrar checks.
- Editorial ‘day‑X subscription’ updates and allotment posts for new issues.
Community votes (overall)
Wise (Interest & Stocks)
wise.com
Investing features vary by country. In the UK/EEA, Interest allocates to government money-market funds; in the US, Interest is a bank program with pass-through FDIC insurance (not an investment). “Stocks” is a single BlackRock iShares World Equity Index mutual fund where available. Settlement speed (instant vs non-instant) and whether you invest from Balances or Jars differ by market. Fees are published per currency; Stocks adds a Wise service fee on top of the fund’s OCF.
Platforms
Pricing
Quick highlights
- Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk.
- Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically.
- Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change.
- Stocks includes a Wise service fee in addition to the fund’s ongoing charges.
- Availability, access speed (instant vs non-instant), and Balances vs Jars investing differ by country.
Community votes (overall)
Shared focus areas
1 overlapBoth tools cover this research theme.
Where they differ
Groww — IPOs (Apply & Calendar)
Distinct strengths include:
- IPO hub with tabs: Open, Upcoming, Closed; deal cards show price band, lot size, dates, RHP link, and (where available) GMP context.
- Covers both Mainboard and SME IPOs; dedicated SME view.
- In‑app IPO apply via UPI mandate (enter UPI ID, approve mandate on supported UPI app).
- Allotment tracking: in‑app status if applied on Groww; guides for NSE/BSE/registrar checks.
Wise (Interest & Stocks)
Distinct strengths include:
- Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk.
- Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically.
- Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change.
- Stocks includes a Wise service fee in addition to the fund’s ongoing charges.
Feature-by-feature breakdown
Attribute | Groww — IPOs (Apply & Calendar) | Wise (Interest & Stocks) |
---|---|---|
Categories Which research workflows each platform targets | Shared: APIs & SDKs Unique: Brokerage, IPO, Calendar, News | Shared: APIs & SDKs Unique: Wealth Management, Downloadable Tax Reports |
Asset types Supported asset classes and universes | Stocks, Bonds | Mutual Funds, Currencies |
Experience levels Who each product is built for | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Platforms Where you can access the product | Web, Mobile, API | Web, Mobile, API |
Pricing High-level pricing models | Free, Subscription | Free, Other |
Key features Core capabilities called out by each vendor | Unique
| Unique
|
Tested Verified by hands-on testing inside Find My Moat | Not yet | Not yet |
Editor pick Featured inside curated shortlists | Standard listing | Standard listing |
Frequently Asked Questions
Which workflows do Groww — IPOs (Apply & Calendar) and Wise (Interest & Stocks) both support?
Both platforms cover APIs & SDKs workflows, so you can research those use cases in either tool before digging into the feature differences below.
Do Groww — IPOs (Apply & Calendar) and Wise (Interest & Stocks) require subscriptions?
Both Groww — IPOs (Apply & Calendar) and Wise (Interest & Stocks) keep freemium access with optional paid upgrades, so you can trial each platform before committing.
How can you access Groww — IPOs (Apply & Calendar) and Wise (Interest & Stocks)?
Both Groww — IPOs (Apply & Calendar) and Wise (Interest & Stocks) support web and mobile access, making it easy to keep tabs on research away from the desk.
What unique strengths set the two platforms apart?
Groww — IPOs (Apply & Calendar) differentiates itself with IPO hub with tabs: Open, Upcoming, Closed; deal cards show price band, lot size, dates, RHP link, and (where available) GMP context., Covers both Mainboard and SME IPOs; dedicated SME view., and In‑app IPO apply via UPI mandate (enter UPI ID, approve mandate on supported UPI app)., whereas Wise (Interest & Stocks) stands out for Interest (UK/EEA): balances are invested in government money-market funds; you can spend anytime, but capital is at risk., Stocks: one-fund exposure via BlackRock’s iShares World Equity Index Fund (LU) Class N2 EUR, with currency conversions handled automatically., and Transparent Interest service fees shown per currency (e.g., GBP/EUR/USD) and subject to change..
Keep exploring
Stay on top of related tools
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Related categories
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Recommended tools
These profiles share overlapping coverage with both sides of this matchup.
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IPONewsAPIs & SDKs - Unusual WhalesEditor's pickHands-on review
Overlap: News, APIs & SDKs, and Calendar.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.