BEST INVESTING TOOLS COMPARISON

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Checked September 24, 2026

Tool Comparison

Office of Financial Research (U.S. Treasury) vs Open Payments (CMS)

Paid from
—
Free plan
Yes
Platforms
Web, API

Best if

  • You want macro data, yield curves, and scores.
Paid from
—
Free plan
Yes
Platforms
Web, API

Best if

  • You want regulatory filings monitoring.
Our pick for most investors

Start here

Office of Financial Research (U.S. Treasury) logo

Office of Financial Research (U.S. Treasury)

financialresearch.gov

Free · Web · API

  • You want macro data, yield curves, and scores.

Pick Open Payments (CMS) instead if

Open Payments (CMS) logo

Open Payments (CMS)

openpaymentsdata.cms.gov

Free · Web · API

  • You want regulatory filings monitoring.

Skip both if: Neither one clicks with how you research; there are strong third options.

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Our take

The bottom line

Office of Financial Research (U.S. Treasury) and Open Payments (CMS) cover a lot of the same ground (3 shared categories, APIs & data feeds, data visualizations, and official sources), so for the basics you won't go far wrong with either. Office of Financial Research (U.S. Treasury) simply does more: 9 categories to Open Payments (CMS)'s 4, including macro data, yield curves, and scores. Open Payments (CMS) counters by being completely free.

What readers say

Office of Financial Research (U.S. Treasury)

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Open Payments (CMS)

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Key differences at a glance

Global coverage
Office of Financial Research (U.S. Treasury)
Broader coverage
Office of Financial Research (U.S. Treasury)9 vs 4 categories
Free plan
Both
See the full side-by-side table
Office of Financial Research (U.S. Treasury) logo

What Office of Financial Research (U.S. Treasury) does best

  1. The Short-term Funding Monitor for repo, commercial paper, certificates of deposit, federal funds, chart views, metadata, spread endpoints, and open REST/JSON access.
  2. Review the U.S.
  3. Hedge Fund Monitor datasets through open REST/JSON endpoints organized by datasets and mnemonics.
  4. Tracking the OFR Financial Stress Index, a daily global market-based stress index built from 33 variables and published with an approximate two-business-day lag.
  5. Monitor bank systemic-risk indicators such as G-SIB scores, surcharges, OFR Contagion Index data, use, assets, and equity metrics.
Open Payments (CMS) logo

What Open Payments (CMS) does best

  1. Search tools across official Sunshine Act records for payments and ownership interests reported by drug manufacturers, device manufacturers, and group purchasing organizations.
  2. Comparison tools for General Payments, Research Payments, and Ownership or Investment Interests across program years.
  3. Lookup tools for physicians, non-physician practitioners, teaching hospitals, manufacturers, products, payment categories, dates, and dollar amounts from the public web tool.
  4. Charts, filters, and downloadable tables to move from a provider, company, or product question into the underlying records.
  5. Download support for bulk datasets when healthcare, pharma, medtech, policy, or compliance workflows need repeatable offline analysis.

Side by side

Pricing & plans
Starting price
Free
Free
Free tier
Yes
Yes
Free trial
—
—
Platforms & access
Web app
Yes
Yes
Mobile app
No
No
API access
Yes
Yes
Broker sync
No
—
Coverage & data
Asset types
BondsMutual FundsHedge Funds
Other
Data freshness
End of Day
Not specified
Data granularity
EOD
Not specified
Export formats
CSVJSON
CSVJSON

Pricing comparison

See for yourself

Side by side

Price, platforms, data, and market coverage.
Show
Side-by-side comparison of Office of Financial Research (U.S. Treasury) and Open Payments (CMS)
Attribute
Office of Financial Research (U.S. Treasury) logo
Office of Financial Research (U.S. Treasury)
Open Payments (CMS) logo
Open Payments (CMS)
Pricing & plans
Starting price
FreeFree
Free tier
YesYes
Free trial
——
Platforms & access
Web app
YesYes
Mobile app
NoNo
API access
YesYes
Broker sync
No—
Audience & fit
Experience level
Beginner, Intermediate, AdvancedBeginner, Intermediate, Advanced
Best for
——
Categories covered
94
Regions
North America, Europe, APACNorth America
Data & capabilities
Data quality
3 signals: Latency: End of Day, Granularity: EOD +1 more—
Capabilities
Yield curves—
Try itVisit Office of Financial Research (U.S. Treasury)Visit Open Payments (CMS)

Standout features

The best features of Office of Financial Research (U.S. Treasury) and Open Payments (CMS).
Show
Office of Financial Research (U.S. Treasury) logo

What Office of Financial Research (U.S. Treasury) does best

  1. The Short-term Funding Monitor for repo, commercial paper, certificates of deposit, federal funds, chart views, metadata, spread endpoints, and open REST/JSON access.
  2. Review the U.S.
  3. Hedge Fund Monitor datasets through open REST/JSON endpoints organized by datasets and mnemonics.
  4. Tracking the OFR Financial Stress Index, a daily global market-based stress index built from 33 variables and published with an approximate two-business-day lag.
  5. Monitor bank systemic-risk indicators such as G-SIB scores, surcharges, OFR Contagion Index data, use, assets, and equity metrics.
Open Payments (CMS) logo

What Open Payments (CMS) does best

  1. Search tools across official Sunshine Act records for payments and ownership interests reported by drug manufacturers, device manufacturers, and group purchasing organizations.
  2. Comparison tools for General Payments, Research Payments, and Ownership or Investment Interests across program years.
  3. Lookup tools for physicians, non-physician practitioners, teaching hospitals, manufacturers, products, payment categories, dates, and dollar amounts from the public web tool.
  4. Charts, filters, and downloadable tables to move from a provider, company, or product question into the underlying records.
  5. Download support for bulk datasets when healthcare, pharma, medtech, policy, or compliance workflows need repeatable offline analysis.

All details

Every attribute we track for Office of Financial Research (U.S. Treasury) and Open Payments (CMS).
Show
Attribute
Office of Financial Research (U.S. Treasury) logo
Office of Financial Research (U.S. Treasury)
Open Payments (CMS) logo
Open Payments (CMS)
Coverage & fit
Asset types
BondsMutual FundsHedge Funds
Other
Experience
BeginnerIntermediateAdvanced
BeginnerIntermediateAdvanced
Regions
North AmericaEuropeAPAC
North America
Coverage details
Countries: US
Countries: US
Data
Data freshness
End of Day
Not specified
Data granularity
EOD
Not specified
Access & integrations
API protocols
REST
REST
API auth & delivery
Auth: None
Auth: None
Export formats
CSVJSON
CSVJSON
Plans & trust
Capability signals
Yield curves
Not specified
Vendor & support
Office of Financial Research, U.S. Department of the TreasuryCountry: USFounded 2010Support: Email
Centers for Medicare & Medicaid Services (CMS), U.S. Department of Health & Human ServicesCountry: USSupport: Email and Phone
Curation ratings
Methodology 5/5Reliability 5/5UX 4/5
Methodology 5/5Reliability 5/5UX 4/5

Green tags are exclusive to that tool in this comparison.

Pricing

Plans, billing, free trials, and monthly prices.
Show
Plan-by-plan pricing comparison of Office of Financial Research (U.S. Treasury) and Open Payments (CMS)
Tier
Office of Financial Research (U.S. Treasury) logo
Office of Financial Research (U.S. Treasury)
Open Payments (CMS) logo
Open Payments (CMS)
Free plan
Free
Free

Questions we keep getting

What's the difference between Office of Financial Research (U.S. Treasury) and Open Payments (CMS)?

Office of Financial Research (U.S. Treasury) leans toward APIs & data feeds, macro data, and yield curves, while Open Payments (CMS) puts more weight on APIs & data feeds, data visualizations, and regulatory filings monitoring. They overlap in 3 categories, so for most people it comes down to workflow preference and price.

How much do Office of Financial Research (U.S. Treasury) and Open Payments (CMS) cost?

Good news: both Office of Financial Research (U.S. Treasury) and Open Payments (CMS) have free plans, so you can run them side by side and only pay if you hit a wall.

Do Office of Financial Research (U.S. Treasury) and Open Payments (CMS) have APIs?

Yes, both offer API access, so developers and quants can pull data programmatically or wire up their own integrations.

Should I choose Office of Financial Research (U.S. Treasury) or Open Payments (CMS)?

It depends on what you're after. Pick Office of Financial Research (U.S. Treasury) if macro data and yield curves matter to you; go with Open Payments (CMS) if you'd rather have regulatory filings monitoring. And if you only need the basics both share, let price decide.

What asset classes do Office of Financial Research (U.S. Treasury) and Open Payments (CMS) cover?

Office of Financial Research (U.S. Treasury) covers bonds, mutual funds, and hedge funds. Open Payments (CMS) covers other.

Which covers international markets: Office of Financial Research (U.S. Treasury) or Open Payments (CMS)?

Office of Financial Research (U.S. Treasury) has documented international coverage (North America, Europe, and APAC), so it's the safer bet if you hold non-US stocks. Open Payments (CMS) is more region-specific, mainly North America.

Can I export data from Office of Financial Research (U.S. Treasury) and Open Payments (CMS)?

Yes, both export to spreadsheets (CSV), which is handy if you like running your own numbers.

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Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.