Tool Comparison
Cash App vs DEGIRO
- Paid from
- —
- Free plan
- No
- Platforms
- Web, Mobile
Best if
- Delayed quotes won't cut it; you need real-time data
- You want advanced order types, smart/direct routing, and watchlist.
- You've outgrown the basics and want pro-level depth
Pick Cash App instead if
Cash App
Transaction-priced · Fees vary by offer and jurisdiction · Mobile · Web
- Go this way if you prefer a simpler, more focused tool.
Start here
DEGIRO
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile
- Delayed quotes won't cut it; you need real-time data
- You want advanced order types, smart/direct routing, and watchlist.
- You've outgrown the basics and want pro-level depth
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
Cash App and DEGIRO cover a lot of the same ground (3 shared categories, brokerage, portfolio, and downloadable tax reports), so for the basics you won't go far wrong with either. DEGIRO simply does more: 8 categories to Cash App's 3, including advanced order types, smart/direct routing, and watchlist. Cash App counters by keeping things simpler.
What readers say
Cash App
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DEGIRO
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Key differences at a glance
- Real-time data
- DEGIRO
- Broader coverage
- DEGIRO8 vs 3 categories
- Global coverage
- DEGIRO
What Cash App does best
- Buying and selling U.S.-listed stocks and ETFs with fractional shares and small-dollar purchases where Cash App supports the security.
- Auto Invest to schedule recurring purchases of selected stocks, ETFs, or Bitcoin.
- Round Ups to invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
- Trading access for Bitcoin inside the same app, including send and receive support through the Lightning Network where available.
- Custom price-triggered orders for stocks and Bitcoin; these are not guaranteed limit orders.
What DEGIRO does best
- Web platform and mobile app with access to shares, ETFs, bonds, funds, options, futures, warrants, and leveraged products where local account settings allow.
- More than 45 markets across 30 countries; venue and product availability depends on the local DEGIRO country site and account profile.
- Order types include market, limit, stop loss, stop limit, day, good-till-cancelled, and trailing stops where the exchange supports them.
- Orders route direct to market on some venues and through the Morgan Stanley Smart Order Router on others, depending on product and market.
- Portfolio views, favourites lists, streaming or real-time quotes where available, market news, market overviews, and an economic calendar.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Transaction-priced · Fees vary by offer and jurisdiction | Transaction-priced · Fees vary by offer and jurisdiction |
Free tier | No | No |
Free trial | — | — |
Plan limits | 5 limits: Cash App Investing: stock etf commission: $0, Cash App Investing: minimum stock purchase: $1 +3 more | — |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | Yes | Yes |
API access | No | No |
Broker sync | No | — |
| Audience & fit | ||
Experience level | Beginner, Intermediate | Beginner, Intermediate, Advanced |
Best for | — | Retail Traders and Pro Retail |
Categories covered | 3 | 8 |
Regions | North America | Europe, North America |
| Data & capabilities | ||
Data quality | — | Latency: Streaming, Real-time, and 15-min Delayed |
Capabilities | — | Multi-leg options |
Security | Status page | — |
| Try it | Visit Cash App | Visit DEGIRO |
Standout features
The best features of Cash App and DEGIRO.ShowHide
Standout features
What Cash App does best
- Buying and selling U.S.-listed stocks and ETFs with fractional shares and small-dollar purchases where Cash App supports the security.
- Auto Invest to schedule recurring purchases of selected stocks, ETFs, or Bitcoin.
- Round Ups to invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
- Trading access for Bitcoin inside the same app, including send and receive support through the Lightning Network where available.
- Custom price-triggered orders for stocks and Bitcoin; these are not guaranteed limit orders.
What DEGIRO does best
- Web platform and mobile app with access to shares, ETFs, bonds, funds, options, futures, warrants, and leveraged products where local account settings allow.
- More than 45 markets across 30 countries; venue and product availability depends on the local DEGIRO country site and account profile.
- Order types include market, limit, stop loss, stop limit, day, good-till-cancelled, and trailing stops where the exchange supports them.
- Orders route direct to market on some venues and through the Morgan Stanley Smart Order Router on others, depending on product and market.
- Portfolio views, favourites lists, streaming or real-time quotes where available, market news, market overviews, and an economic calendar.
All details
Every attribute we track for Cash App and DEGIRO.ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsCryptos | StocksETFsBondsMutual FundsOptionsFuturesOther |
Experience | BeginnerIntermediate | BeginnerIntermediateAdvanced |
Target audience | Not specified | Retail TradersPro Retail |
Regions | North America | EuropeNorth America |
Coverage details | Countries: USIdentifiers: Ticker | Identifiers: Ticker and ISIN |
| Data | ||
Data freshness | Not specified | StreamingReal-time15-min Delayed |
| Access & integrations | ||
Export formats | PDF | CSVExcelPDF |
| Plans & trust | ||
Security & compliance | Status page | Not specified |
Capability signals | Not specified | Multi-leg options |
Vendor & support | Cash App Investing LLCCountry: United StatesSupport: Phone and Chat | flatexDEGIRO Bank SE (DEGIRO brand)Country: GermanySupport: Email and Phone |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | Free“Cash App Investing”stock etf commission: $0 · minimum stock purchase: $1 · +3 more | — |
Alternatives
Free alternatives
Questions we keep getting
What's the difference between Cash App and DEGIRO?
Cash App leans toward brokerage, portfolio, and downloadable tax reports, while DEGIRO puts more weight on brokerage, advanced order types, and smart/direct routing. They overlap in 3 categories, so for most people it comes down to workflow preference and price.
How much do Cash App and DEGIRO cost?
Neither has a free plan; you'll need a paid subscription for the full feature set of either. Check each tool's current plan details before buying.
Which is better for beginners: Cash App or DEGIRO?
Honestly, neither is aimed at beginners. Expect a learning curve either way; that's the trade-off for the depth they offer.
Should I choose Cash App or DEGIRO?
It depends on what you're after. Pick Cash App if you prefer its overall approach; go with DEGIRO if you'd rather have advanced order types and smart/direct routing. And if you only need the basics both share, let price decide.
What asset classes do Cash App and DEGIRO cover?
Both cover stocks and ETFs. Cash App also handles cryptos. DEGIRO adds bonds, mutual funds, and options on top.
Does Cash App or DEGIRO have real-time data?
DEGIRO offers real-time data, which matters if you trade actively. Cash App runs on delayed or end-of-day data, which is perfectly fine for longer-term investors who don't live and die by the tick.
Which covers international markets: Cash App or DEGIRO?
DEGIRO has documented international coverage (Europe and North America), so it's the safer bet if you hold non-US stocks. Cash App is more region-specific, mainly North America.
Can I export data from Cash App and DEGIRO?
DEGIRO exports to CSV and Excel. Cash App is stingier about getting data out.
Can I track my portfolio with Cash App or DEGIRO?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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