VOL. XCIV, NO. 247
★ FINANCIAL TOOLS & SERVICES DIRECTORY ★
PRICE: 5 CENTS
Saturday, September 27, 2025
Investors comparing Cash App and DEGIRO will find that Both Cash App and DEGIRO concentrate on Brokerage, and Portfolio workflows, making them natural alternatives for similar investment research jobs. Cash App leans into Downloadable Tax Reports, which can be decisive for teams that need depth over breadth. DEGIRO stands out with Watchlist, Advanced Order Types, and Smart/Direct Routing that the competition lacks. Use the feature-by-feature table to inspect unique capabilities and confirm which roadmap best maps to your process.
Head-to-head
Cash App vs DEGIRO
Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.
Quick takeaways
- Cash App adds Downloadable Tax Reports coverage that DEGIRO skips.
- DEGIRO includes Watchlist, Advanced Order Types, Smart/Direct Routing, and Order Book / Level II categories that Cash App omits.
- Cash App highlights: Commission-free stock and ETF trading with fractional shares; investing starts at $1., Coverage includes more than 1,800 U.S. stocks and ETFs., and Auto Invest lets users schedule recurring purchases of selected stocks or ETFs..
- DEGIRO is known for: Access to 45+ global exchanges across ~30 countries, covering shares, ETFs, bonds, options, and futures. Orders route either Direct-to-Market or via Morgan Stanley's Smart Order Router, depending on venue., Supported order types include Market, Limit, Stop Loss, Stop Limit, and Day/GTC. Trailing Stop is only available on Xetra and Frankfurt., and Market data: real-time quotes available through monthly subscriptions per exchange; otherwise quotes are usually delayed by 15 minutes. Users can toggle real-time feeds in account settings..
- Cash App has a free tier, while DEGIRO requires a paid plan.
Cash App
cash.app
A U.S.-only brokerage (18+) offering $0-commission stock and ETF trading with fractional shares, plus integrated Bitcoin trading and Lightning transfers. Custom trigger-based orders are supported for both stocks and Bitcoin, though they are not traditional limit orders. Tax documents can be downloaded directly from the web Documents portal.
Platforms
Pricing
Quick highlights
- Commission-free stock and ETF trading with fractional shares; investing starts at $1.
- Coverage includes more than 1,800 U.S. stocks and ETFs.
- Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
- Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
- Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.
DEGIRO
degiro.com
European brokerage offering access to more than 45 exchanges across around 30 countries. Pricing is commission-based rather than subscription. Real-time quotes are available as per-exchange paid add-ons, while free quotes are typically delayed by 15 minutes. Short selling and derivatives access require an Active, Trader, or Day Trader profile. Certain order types (e.g. trailing stops) are only supported on select venues. U.S. BATS quotes become real-time after executing a U.S. trade and remain active until the end of the following month.
Platforms
Pricing
Quick highlights
- Access to 45+ global exchanges across ~30 countries, covering shares, ETFs, bonds, options, and futures. Orders route either Direct-to-Market or via Morgan Stanley's Smart Order Router, depending on venue.
- Supported order types include Market, Limit, Stop Loss, Stop Limit, and Day/GTC. Trailing Stop is only available on Xetra and Frankfurt.
- Market data: real-time quotes available through monthly subscriptions per exchange; otherwise quotes are usually delayed by 15 minutes. Users can toggle real-time feeds in account settings.
- U.S. BATS real-time quotes are included for free after completing a U.S. stock trade, valid through the end of the next month.
- Short selling (labelled 'Debit Securities') is offered on selected European exchanges for clients with an Active, Trader, or Day Trader profile.
Shared focus areas
Both platforms align on these research themes, so you can stay within one workflow when your use case involves them.
Where they differ
Cash App
Distinct strengths include:
- Commission-free stock and ETF trading with fractional shares; investing starts at $1.
- Coverage includes more than 1,800 U.S. stocks and ETFs.
- Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
- Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
DEGIRO
Distinct strengths include:
- Access to 45+ global exchanges across ~30 countries, covering shares, ETFs, bonds, options, and futures. Orders route either Direct-to-Market or via Morgan Stanley's Smart Order Router, depending on venue.
- Supported order types include Market, Limit, Stop Loss, Stop Limit, and Day/GTC. Trailing Stop is only available on Xetra and Frankfurt.
- Market data: real-time quotes available through monthly subscriptions per exchange; otherwise quotes are usually delayed by 15 minutes. Users can toggle real-time feeds in account settings.
- U.S. BATS real-time quotes are included for free after completing a U.S. stock trade, valid through the end of the next month.
Feature-by-feature breakdown
| Attribute | Cash App | DEGIRO |
|---|---|---|
Categories Which research workflows each platform targets | Shared: Brokerage, Portfolio Unique: Downloadable Tax Reports | Shared: Brokerage, Portfolio Unique: Watchlist, Advanced Order Types, Smart/Direct Routing, Order Book / Level II |
Asset types Supported asset classes and universes | Stocks, ETFs, Cryptos | Stocks, ETFs, Bonds, Options, Futures, Mutual Funds |
Experience levels Who each product is built for | Beginner, Intermediate | Beginner, Intermediate, Advanced |
Platforms Where you can access the product | Mobile, Web | Web, Mobile |
Pricing High-level pricing models | Free | Other |
Key features Core capabilities called out by each vendor | Unique
| Unique
|
Tested Verified by hands-on testing inside Find My Moat | Not yet | Yes |
Editor pick Featured inside curated shortlists | Standard listing | Highlighted |
Frequently Asked Questions
Which workflows do Cash App and DEGIRO both support?
Both platforms cover Brokerage, and Portfolio workflows, so you can research those use cases in either tool before digging into the feature differences below.
Which tool offers a free plan?
Cash App offers a free entry point, while DEGIRO requires a paid subscription. Review the pricing table to see how the paid tiers compare.
How can you access Cash App and DEGIRO?
Both Cash App and DEGIRO support web and mobile access, making it easy to keep tabs on research away from the desk.
What unique strengths set the two platforms apart?
Cash App differentiates itself with Commission-free stock and ETF trading with fractional shares; investing starts at $1., Coverage includes more than 1,800 U.S. stocks and ETFs., and Auto Invest lets users schedule recurring purchases of selected stocks or ETFs., whereas DEGIRO stands out for Access to 45+ global exchanges across ~30 countries, covering shares, ETFs, bonds, options, and futures. Orders route either Direct-to-Market or via Morgan Stanley's Smart Order Router, depending on venue., Supported order types include Market, Limit, Stop Loss, Stop Limit, and Day/GTC. Trailing Stop is only available on Xetra and Frankfurt., and Market data: real-time quotes available through monthly subscriptions per exchange; otherwise quotes are usually delayed by 15 minutes. Users can toggle real-time feeds in account settings..
Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.