VOL. XCIV, NO. 247
★ FINANCIAL TOOLS & SERVICES DIRECTORY ★
PRICE: 5 CENTS
Saturday, September 27, 2025
Investors comparing Cash App and N26 will find that Both Cash App and N26 concentrate on Brokerage workflows, making them natural alternatives for similar investment research jobs. Cash App leans into Portfolio, and Downloadable Tax Reports, which can be decisive for teams that need depth over breadth. N26 stands out with Wealth Management, and Watchlist that the competition lacks. Use the feature-by-feature table to inspect unique capabilities and confirm which roadmap best maps to your process.
Head-to-head
Cash App vs N26
Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.
Quick takeaways
- Cash App adds Portfolio, and Downloadable Tax Reports coverage that N26 skips.
- N26 includes Wealth Management, and Watchlist categories that Cash App omits.
- Cash App highlights: Commission-free stock and ETF trading with fractional shares; investing starts at $1., Coverage includes more than 1,800 U.S. stocks and ETFs., and Auto Invest lets users schedule recurring purchases of selected stocks or ETFs..
- N26 is known for: Unlimited commission-free trading in stocks and ETFs for all customers., Fractional investing available from as little as €1, with free recurring investment plans., and Access to thousands of instruments (3,000–4,000 depending on market)..
Cash App
cash.app
A U.S.-only brokerage (18+) offering $0-commission stock and ETF trading with fractional shares, plus integrated Bitcoin trading and Lightning transfers. Custom trigger-based orders are supported for both stocks and Bitcoin, though they are not traditional limit orders. Tax documents can be downloaded directly from the web Documents portal.
Platforms
Pricing
Quick highlights
- Commission-free stock and ETF trading with fractional shares; investing starts at $1.
- Coverage includes more than 1,800 U.S. stocks and ETFs.
- Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
- Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
- Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.
N26
n26.com
Mobile-first bank with built-in investing. Customers can trade stocks, ETFs, and crypto directly in the app. Stock and ETF trades are free across all plans, with fractional investing and recurring plans available. Ready-made funds are powered by BlackRock, while crypto trading is supported by Bitpanda. Fees vary by asset and plan tier, and availability depends on country of residence.
Categories
Platforms
Pricing
Quick highlights
- Unlimited commission-free trading in stocks and ETFs for all customers.
- Fractional investing available from as little as €1, with free recurring investment plans.
- Access to thousands of instruments (3,000–4,000 depending on market).
- Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.
- Ready-made funds managed by BlackRock, offered in three profiles: Mindful, Balanced, and Ambitious.
Shared focus areas
Both platforms align on these research themes, so you can stay within one workflow when your use case involves them.
Where they differ
Cash App
Distinct strengths include:
- Commission-free stock and ETF trading with fractional shares; investing starts at $1.
- Coverage includes more than 1,800 U.S. stocks and ETFs.
- Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
- Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
N26
Distinct strengths include:
- Unlimited commission-free trading in stocks and ETFs for all customers.
- Fractional investing available from as little as €1, with free recurring investment plans.
- Access to thousands of instruments (3,000–4,000 depending on market).
- Automated investment plans offered on weekly, bi-weekly, monthly, or quarterly schedules.
Feature-by-feature breakdown
| Attribute | Cash App | N26 |
|---|---|---|
Categories Which research workflows each platform targets | Shared: Brokerage Unique: Portfolio, Downloadable Tax Reports | Shared: Brokerage Unique: Wealth Management, Watchlist |
Asset types Supported asset classes and universes | Stocks, ETFs, Cryptos | Stocks, ETFs, Cryptos |
Experience levels Who each product is built for | Beginner, Intermediate | Beginner, Intermediate, Advanced |
Platforms Where you can access the product | Mobile, Web | Mobile |
Pricing High-level pricing models | Free | Free, Subscription |
Key features Core capabilities called out by each vendor | Unique
| Unique
|
Tested Verified by hands-on testing inside Find My Moat | Not yet | Not yet |
Editor pick Featured inside curated shortlists | Standard listing | Standard listing |
Frequently Asked Questions
Which workflows do Cash App and N26 both support?
Both platforms cover Brokerage workflows, so you can research those use cases in either tool before digging into the feature differences below.
Do Cash App and N26 require subscriptions?
Both Cash App and N26 keep freemium access with optional paid upgrades, so you can trial each platform before committing.
How can you access Cash App and N26?
Both Cash App and N26 support web and mobile access, making it easy to keep tabs on research away from the desk.
What unique strengths set the two platforms apart?
Cash App differentiates itself with Commission-free stock and ETF trading with fractional shares; investing starts at $1., Coverage includes more than 1,800 U.S. stocks and ETFs., and Auto Invest lets users schedule recurring purchases of selected stocks or ETFs., whereas N26 stands out for Unlimited commission-free trading in stocks and ETFs for all customers., Fractional investing available from as little as €1, with free recurring investment plans., and Access to thousands of instruments (3,000–4,000 depending on market)..
Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.