VOL. XCIV, NO. 247
★ FINANCIAL TOOLS & SERVICES DIRECTORY ★
PRICE: 5 CENTS
Saturday, September 27, 2025
Investors comparing Cash App and Scalable Capital will find that Both Cash App and Scalable Capital concentrate on Brokerage, Portfolio, and Downloadable Tax Reports workflows, making them natural alternatives for similar investment research jobs. Scalable Capital stands out with Wealth Management, and Watchlist that the competition lacks. Use the feature-by-feature table to inspect unique capabilities and confirm which roadmap best maps to your process.
Head-to-head
Cash App vs Scalable Capital
Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.
Quick takeaways
- Scalable Capital includes Wealth Management, and Watchlist categories that Cash App omits.
- Cash App highlights: Commission-free stock and ETF trading with fractional shares; investing starts at $1., Coverage includes more than 1,800 U.S. stocks and ETFs., and Auto Invest lets users schedule recurring purchases of selected stocks or ETFs..
- Scalable Capital is known for: Transparent pricing: FREE plan at €0.99 per trade (gettex/EIE, min. €250) and PRIME+ at €4.99/month flat for trades above €250. Xetra available at €3.99/trade. Savings plans are always free., Earn variable 2% annual interest on uninvested cash, with caps of €50k (FREE) and €500k (PRIME+). Cash is safeguarded with partner banks and money-market funds., and Access to more than 625,000 derivatives (certificates, knock-outs, warrants), with flat-rate trading included in PRIME+..
Cash App
cash.app
A U.S.-only brokerage (18+) offering $0-commission stock and ETF trading with fractional shares, plus integrated Bitcoin trading and Lightning transfers. Custom trigger-based orders are supported for both stocks and Bitcoin, though they are not traditional limit orders. Tax documents can be downloaded directly from the web Documents portal.
Platforms
Pricing
Quick highlights
- Commission-free stock and ETF trading with fractional shares; investing starts at $1.
- Coverage includes more than 1,800 U.S. stocks and ETFs.
- Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
- Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
- Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.
Scalable Capital
scalable.capital
Retail broker and robo-advisor for EU investors. Two main plans: FREE (trades €0.99 on gettex/EIE for orders ≥€250; free savings plans) and PRIME+ (€4.99/month flat for trades ≥€250; savings plans also free). Both offer variable 2% p.a. interest on cash balances, capped at €50k (FREE) or €500k (PRIME+). PRIME tiers unlock CSV export of all transactions. Annual tax certificates are provided as downloadable PDFs.
Platforms
Pricing
Quick highlights
- Transparent pricing: FREE plan at €0.99 per trade (gettex/EIE, min. €250) and PRIME+ at €4.99/month flat for trades above €250. Xetra available at €3.99/trade. Savings plans are always free.
- Earn variable 2% annual interest on uninvested cash, with caps of €50k (FREE) and €500k (PRIME+). Cash is safeguarded with partner banks and money-market funds.
- Access to more than 625,000 derivatives (certificates, knock-outs, warrants), with flat-rate trading included in PRIME+.
- Crypto exposure through regulated exchange-traded products in Germany, no wallet needed. Savings plans start from as little as €1.
- Trading venues include gettex (Munich Stock Exchange), the European Investor Exchange, and Xetra.
Shared focus areas
Both platforms align on these research themes, so you can stay within one workflow when your use case involves them.
Where they differ
Scalable Capital
Distinct strengths include:
- Transparent pricing: FREE plan at €0.99 per trade (gettex/EIE, min. €250) and PRIME+ at €4.99/month flat for trades above €250. Xetra available at €3.99/trade. Savings plans are always free.
- Earn variable 2% annual interest on uninvested cash, with caps of €50k (FREE) and €500k (PRIME+). Cash is safeguarded with partner banks and money-market funds.
- Access to more than 625,000 derivatives (certificates, knock-outs, warrants), with flat-rate trading included in PRIME+.
- Crypto exposure through regulated exchange-traded products in Germany, no wallet needed. Savings plans start from as little as €1.
Feature-by-feature breakdown
| Attribute | Cash App | Scalable Capital |
|---|---|---|
Categories Which research workflows each platform targets | Shared: Brokerage, Portfolio, Downloadable Tax Reports | Shared: Brokerage, Portfolio, Downloadable Tax Reports Unique: Wealth Management, Watchlist |
Asset types Supported asset classes and universes | Stocks, ETFs, Cryptos | Stocks, ETFs, Mutual Funds, Bonds |
Experience levels Who each product is built for | Beginner, Intermediate | Beginner, Intermediate, Advanced |
Platforms Where you can access the product | Mobile, Web | Web, Mobile |
Pricing High-level pricing models | Free | Free, Subscription |
Key features Core capabilities called out by each vendor | Unique
| Unique
|
Tested Verified by hands-on testing inside Find My Moat | Not yet | Not yet |
Editor pick Featured inside curated shortlists | Standard listing | Standard listing |
Frequently Asked Questions
Which workflows do Cash App and Scalable Capital both support?
Both platforms cover Brokerage, Portfolio, and Downloadable Tax Reports workflows, so you can research those use cases in either tool before digging into the feature differences below.
Do Cash App and Scalable Capital require subscriptions?
Both Cash App and Scalable Capital keep freemium access with optional paid upgrades, so you can trial each platform before committing.
How can you access Cash App and Scalable Capital?
Both Cash App and Scalable Capital support web and mobile access, making it easy to keep tabs on research away from the desk.
What unique strengths set the two platforms apart?
Cash App differentiates itself with Commission-free stock and ETF trading with fractional shares; investing starts at $1., Coverage includes more than 1,800 U.S. stocks and ETFs., and Auto Invest lets users schedule recurring purchases of selected stocks or ETFs., whereas Scalable Capital stands out for Transparent pricing: FREE plan at €0.99 per trade (gettex/EIE, min. €250) and PRIME+ at €4.99/month flat for trades above €250. Xetra available at €3.99/trade. Savings plans are always free., Earn variable 2% annual interest on uninvested cash, with caps of €50k (FREE) and €500k (PRIME+). Cash is safeguarded with partner banks and money-market funds., and Access to more than 625,000 derivatives (certificates, knock-outs, warrants), with flat-rate trading included in PRIME+..
Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.