VOL. XCIV, NO. 247
★ FINANCIAL TOOLS & SERVICES DIRECTORY ★
PRICE: 5 CENTS
Saturday, September 27, 2025
Investors comparing CFPB Consumer Complaint Database and Open Payments (CMS) will find that Both CFPB Consumer Complaint Database and Open Payments (CMS) concentrate on Data APIs, APIs & SDKs, and Data Visualizations workflows, making them natural alternatives for similar investment research jobs. Use the feature-by-feature table to inspect unique capabilities and confirm which roadmap best maps to your process.
Head-to-head
CFPB Consumer Complaint Database vs Open Payments (CMS)
Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.
Quick takeaways
- CFPB Consumer Complaint Database highlights: Interactive explorer to filter, chart trends over time, map by geography, and read consented narratives., Programmatic access via the Consumer Complaint Database Search API; results available as JSON, CSV, XLS, or XLSX., and Daily refresh cadence; complaints published after a response or after 15 days; complaints referred to other regulators are not published..
- Open Payments (CMS) is known for: Three core datasets each year: General Payments, Research Payments, and Ownership/Investment Interests., Web search/explorer with filtering and charts; program year downloads available from the portal., and Open Data API (ODA) for programmatic access with filtering, querying, and aggregation (SoQL‑style)..
CFPB Consumer Complaint Database
consumerfinance.gov
Official U.S. Consumer Financial Protection Bureau (CFPB) database of consumer financial complaints. Complaints are published after the company responds or after 15 days (whichever comes first); the database generally updates daily. Narratives are published only with consumer consent and are scrubbed to remove personal information. The dataset includes product/issue taxonomies, company names, location fields (state/ZIP with privacy rules), submission channel, dates, company response categories, timeliness, tags (e.g., servicemember, older adult) and more. UI provides filters, trends, and maps; API returns JSON/CSV/Excel formats for programmatic use.
Platforms
Pricing
Quick highlights
- Interactive explorer to filter, chart trends over time, map by geography, and read consented narratives.
- Programmatic access via the Consumer Complaint Database Search API; results available as JSON, CSV, XLS, or XLSX.
- Daily refresh cadence; complaints published after a response or after 15 days; complaints referred to other regulators are not published.
- Detailed fields: product/sub‑product, issue/sub‑issue, company, dates (received/sent to company), state/ZIP (privacy rules), submission channel, tags (e.g., Servicemember, Older American), company public response, response category, timeliness, and (if consented) complaint narrative.
- Download tools on the site plus API endpoints for bulk or filtered pulls; annual and topical reports summarize trends.
Open Payments (CMS)
openpaymentsdata.cms.gov
U.S. federal open‑data program (Affordable Care Act ‘Sunshine Act’) that publishes financial relationships between drug/device manufacturers (and GPOs) and healthcare providers (physicians, NPPs since PY2021, and teaching hospitals). CMS publishes the prior program year’s full datasets on or before June 30 each year and issues a January refresh. Data are accessible via the web search tool, bulk downloads, and a REST Open Data API (filter, query, aggregate).
Platforms
Pricing
Quick highlights
- Three core datasets each year: General Payments, Research Payments, and Ownership/Investment Interests.
- Web search/explorer with filtering and charts; program year downloads available from the portal.
- Open Data API (ODA) for programmatic access with filtering, querying, and aggregation (SoQL‑style).
- Publication cadence: initial annual publication on/around June 30 for the prior year, plus a January data refresh.
- Pre‑publication workflow: 45‑day recipient review & dispute (Apr 1–May 15) + 15‑day correction window (May 16–May 30).
Shared focus areas
Both platforms align on these research themes, so you can stay within one workflow when your use case involves them.
Feature-by-feature breakdown
| Attribute | CFPB Consumer Complaint Database | Open Payments (CMS) |
|---|---|---|
Categories Which research workflows each platform targets | Shared: Data APIs, APIs & SDKs, Data Visualizations, Regulatory Filings Monitoring | Shared: Data APIs, APIs & SDKs, Data Visualizations, Regulatory Filings Monitoring |
Asset types Supported asset classes and universes | Other | Other |
Experience levels Who each product is built for | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Platforms Where you can access the product | Web, API | Web, API |
Pricing High-level pricing models | Free | Free |
Key features Core capabilities called out by each vendor | Unique
| Unique
|
Tested Verified by hands-on testing inside Find My Moat | Not yet | Not yet |
Editor pick Featured inside curated shortlists | Standard listing | Standard listing |
Frequently Asked Questions
Which workflows do CFPB Consumer Complaint Database and Open Payments (CMS) both support?
Both platforms cover Data APIs, APIs & SDKs, Data Visualizations, and Regulatory Filings Monitoring workflows, so you can research those use cases in either tool before digging into the feature differences below.
Do CFPB Consumer Complaint Database and Open Payments (CMS) require subscriptions?
Both CFPB Consumer Complaint Database and Open Payments (CMS) keep freemium access with optional paid upgrades, so you can trial each platform before committing.
How can you access CFPB Consumer Complaint Database and Open Payments (CMS)?
Both CFPB Consumer Complaint Database and Open Payments (CMS) prioritize web or desktop access. Investors wanting a mobile-first workflow may need to rely on responsive web views.
What unique strengths set the two platforms apart?
CFPB Consumer Complaint Database differentiates itself with Interactive explorer to filter, chart trends over time, map by geography, and read consented narratives., Programmatic access via the Consumer Complaint Database Search API; results available as JSON, CSV, XLS, or XLSX., and Daily refresh cadence; complaints published after a response or after 15 days; complaints referred to other regulators are not published., whereas Open Payments (CMS) stands out for Three core datasets each year: General Payments, Research Payments, and Ownership/Investment Interests., Web search/explorer with filtering and charts; program year downloads available from the portal., and Open Data API (ODA) for programmatic access with filtering, querying, and aggregation (SoQL‑style)..
Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.