Tool Comparison
N26 vs Robinhood
- Paid from
- —
- Free plan
- No
- Platforms
- Mobile, Web
Best if
- You want portfolio and options.
Pick N26 if
N26
Transaction-priced · Fees vary by offer and jurisdiction · Mobile
- You want watchlist.
Pick Robinhood if
Robinhood
Transaction-priced · Fees vary by offer and jurisdiction · Mobile · Web
- You want portfolio and options.
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
N26 and Robinhood cover a lot of the same ground (2 shared categories, brokerage and wealth management), so for the basics you won't go far wrong with either. N26 includes watchlist, and Robinhood includes portfolio and options.
What readers say
N26
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Robinhood
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Key differences at a glance
- Global coverage
- N26
- Free trial
- Robinhood30 days
- Asset coverage
- RobinhoodAdds closed-end funds and options
What N26 does best
- Stock and ETF trading inside the N26 mobile app where eligible, with transaction pricing and plan allowances per country.
- Fractional investing from as little as 1 euro, including recurring investment plans on supported schedules.
- Automated investment plans run weekly, bi-weekly, monthly, or quarterly for eligible stocks and ETFs.
- More than 5,000 stocks, ETFs, and ETCs on the current Spain product page.
- Ready-made BlackRock funds in Mindful, Balanced, and Ambitious profiles where fund investing is available.
What Robinhood does best
- Trading access for U.S. listed and OTC securities, including ETFs and closed-end funds, with $0 self-directed commissions where regulatory and other pass-through fees may still apply.
- Trading access for listed options after approval, with index options contract fees discounted for Robinhood Gold users.
- Robinhood Gold includes higher Instant Deposit limits, a preferred IRA match, the first $1,000 of margin borrowing, and discounted derivatives fees.
- Gold members can enroll eligible taxable accounts in the High-Yield Cash Program.
- Trading access for crypto through Robinhood Crypto, with costs depending on routing model, Smart Exchange Routing fees, network fees, and staking commissions where applicable.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Transaction-priced · Fees vary by offer and jurisdiction | Transaction-priced · Fees vary by offer and jurisdiction |
Free tier | No | No |
Free trial | — | 30 days |
Plan limits | 5 limits: Standard (Spain): stock etf etc trade fee eur: 0.9, Smart (Spain): stock etf etc trade fee eur: 0.9 +3 more | 5 limits: Standard (Self-directed brokerage): index options contract fee: $0.50 per contract (non-Gold), Robinhood Gold (Monthly): interest free margin borrowing: $1,000 +3 more |
| Platforms & access | ||
Web app | No | Yes |
Mobile app | Yes | Yes |
API access | No | No |
Broker sync | No | — |
Integrations | Upvest Securities GmbH and Bitpanda Asset Management GmbH | EDX Markets and Bitstamp USA |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | — | Retail Traders and Pro Retail |
Categories covered | 3 | 4 |
Regions | Europe | North America |
| Data & capabilities | ||
Data quality | Timezone: Europe/Berlin | — |
Data partners | — | EDX Markets, Inc. and Bitstamp USA, Inc. |
Capabilities | — | AI summaries: News |
Security | — | Status page |
| Try it | Visit N26 | Visit Robinhood |
Standout features
The best features of N26 and Robinhood.ShowHide
Standout features
What N26 does best
- Stock and ETF trading inside the N26 mobile app where eligible, with transaction pricing and plan allowances per country.
- Fractional investing from as little as 1 euro, including recurring investment plans on supported schedules.
- Automated investment plans run weekly, bi-weekly, monthly, or quarterly for eligible stocks and ETFs.
- More than 5,000 stocks, ETFs, and ETCs on the current Spain product page.
- Ready-made BlackRock funds in Mindful, Balanced, and Ambitious profiles where fund investing is available.
What Robinhood does best
- Trading access for U.S. listed and OTC securities, including ETFs and closed-end funds, with $0 self-directed commissions where regulatory and other pass-through fees may still apply.
- Trading access for listed options after approval, with index options contract fees discounted for Robinhood Gold users.
- Robinhood Gold includes higher Instant Deposit limits, a preferred IRA match, the first $1,000 of margin borrowing, and discounted derivatives fees.
- Gold members can enroll eligible taxable accounts in the High-Yield Cash Program.
- Trading access for crypto through Robinhood Crypto, with costs depending on routing model, Smart Exchange Routing fees, network fees, and staking commissions where applicable.
All details
Every attribute we track for N26 and Robinhood.ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsCryptos | StocksETFsClosed-End FundsOptionsFuturesCryptos |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Target audience | Not specified | Retail TradersPro Retail |
Regions | Europe | North America |
Coverage details | 18 countriesIdentifiers: ISIN and Ticker | Identifiers: Ticker |
| Data | ||
Data partners | Not specified | EDX Markets, Inc.Bitstamp USA, Inc. |
| Access & integrations | ||
Integrations | Upvest Securities GmbHBitpanda Asset Management GmbH | EDX MarketsBitstamp USA |
| Plans & trust | ||
Security & compliance | Not specified | Status page |
Capability signals | Not specified | AI summaries: News |
Vendor & support | N26 SECountry: GermanyFounded 2013Support: Email and Chat | Robinhood Markets, Inc.Country: United States |
Curation ratings | Methodology 4/5Reliability 4/5UX 4/5 | Not specified |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | Free“Standard (Spain)”stock etf etc trade fee eur: 0.9 | Free“Standard (Self-directed brokerage)”index options contract fee: $0.50 per contract (non-Gold) |
| Entry paid plan | €4.90/mo“Smart (Spain)”stock etf etc trade fee eur: 0.9 · spaces: 10 | $50/yr≈ $4.17/mo“Robinhood Gold (Annual)”interest free margin borrowing: $1,000 · index options contract fee: $0.35 per contract (Gold) |
| Tier 2 | €9.90/mo“Go (Spain)”free trades per month: 3 | $5/mo“Robinhood Gold (Monthly)”interest free margin borrowing: $1,000 · index options contract fee: $0.35 per contract (Gold) |
| Top plan | €16.90/mo“Metal (Spain)”free trades per month: 10 | — |
| Free trial | — | 30 days |
Alternatives
Free alternatives
Questions we keep getting
What's the difference between N26 and Robinhood?
N26 leans toward brokerage, wealth management, and watchlist, while Robinhood puts more weight on brokerage, portfolio, and options. They overlap in 2 categories, so for most people it comes down to workflow preference and price.
How much do N26 and Robinhood cost?
Neither has a free plan, but Robinhood offers a free trial. Compare the paid tiers against your required data coverage before committing.
Should I choose N26 or Robinhood?
It depends on what you're after. Pick N26 if watchlist matter to you; go with Robinhood if you'd rather have portfolio and options. And if you only need the basics both share, let price decide.
What asset classes do N26 and Robinhood cover?
Both cover stocks, ETFs, and cryptos. Robinhood adds closed-end funds, options, and futures on top.
Which covers international markets: N26 or Robinhood?
N26 has documented international coverage (Europe), so it's the safer bet if you hold non-US stocks. Robinhood is more region-specific, mainly North America.
Can I track my portfolio with N26 or Robinhood?
Robinhood handles portfolio tracking. N26 is really a research tool; you'd track your portfolio elsewhere.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.