Tool Comparison
Scalable Capital vs Wise (Interest & Stocks)
- Paid from
- —
- Free plan
- No
- Platforms
- Web, Mobile
Best if
- You want brokerage, portfolio, and watchlist.
- Paid from
- —
- Free plan
- Yes
- Platforms
- Web, Mobile, API
Best if
- You'd rather start free and only pay if you outgrow it
- You want an API so you can script or automate things
- You want APIs & data feeds.
Pick Scalable Capital instead if
Scalable Capital
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile
- You want brokerage, portfolio, and watchlist.
Start here
Wise (Interest & Stocks)
Free · Web · Mobile · API
- You'd rather start free and only pay if you outgrow it
- You want an API so you can script or automate things
- You want APIs & data feeds.
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOther tools you might like
Outbound links may include affiliate or sponsor codes.
Not set on either one? See the top 50 tools, ranked by user votes, or the deals page for big discounts on popular tools.
Our take
The bottom line
Scalable Capital and Wise (Interest & Stocks) cover a lot of the same ground (2 shared categories, wealth management and downloadable tax reports), so for the basics you won't go far wrong with either. Scalable Capital includes brokerage and portfolio, and Wise (Interest & Stocks) includes APIs & data feeds.
What readers say
Scalable Capital
No votes yet. Cast the first one.
Wise (Interest & Stocks)
No votes yet. Cast the first one.
Key differences at a glance
- Free plan
- Wise (Interest & Stocks)
- API access
- Wise (Interest & Stocks)
What Scalable Capital does best
- Stock and ETF trading through supported European venues, with FREE and PRIME+ plans using different fee rules and order-size assumptions.
- Free savings plans, including small recurring investments where supported.
- PRIME+ charges €0 for eligible European Investor Exchange orders of at least €250; Xetra and gettex orders cost €1.99 on both plans.
- Supported stocks, ETFs, mutual funds, bonds, derivatives, and crypto ETPs from a web or mobile brokerage workflow.
- Scalable Wealth runs automated ETF-based portfolios, with management fees that step down at higher account sizes.
What Wise (Interest & Stocks) does best
- Wise Interest in eligible UK and EEA markets where balances are allocated to government money-market funds, with capital at risk.
- U.S.
- Investment access for available balances or jars through Stocks where eligible, using a selected index fund rather than choosing individual stocks or ETFs.
- Stocks uses BlackRock iShares World Equity Index Fund in eligible UK and EEA markets and LionGlobal Infinity Global Stock Index Fund in Singapore; US residents and taxpayers cannot currently open it.
- Review regional fee tables before using Stocks, including Wise service fees and embedded fund manager fees that differ by market.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Transaction-priced · Fees vary by offer and jurisdiction | Free |
Free tier | No | Yes |
Free trial | — | — |
Plan limits | 5 limits: FREE: european investor exchange order from250 eur: 0.99, FREE: prime etf purchase on eix from250 eur: 0 +3 more | — |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | Yes | Yes |
API access | No | Yes |
Broker sync | No | No |
Integrations | Scalable CLI and Scalable MCP | Xero and QuickBooks |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | — | — |
Categories covered | 5 | 3 |
Regions | Europe | Europe, North America, APAC, LatAm |
| Data & capabilities | ||
Data quality | Timezone: Europe/Berlin | — |
Security | Status page | Status page |
| Try it | Visit Scalable Capital | Visit Wise (Interest & Stocks) |
Standout features
The best features of Scalable Capital and Wise (Interest & Stocks).ShowHide
Standout features
What Scalable Capital does best
- Stock and ETF trading through supported European venues, with FREE and PRIME+ plans using different fee rules and order-size assumptions.
- Free savings plans, including small recurring investments where supported.
- PRIME+ charges €0 for eligible European Investor Exchange orders of at least €250; Xetra and gettex orders cost €1.99 on both plans.
- Supported stocks, ETFs, mutual funds, bonds, derivatives, and crypto ETPs from a web or mobile brokerage workflow.
- Scalable Wealth runs automated ETF-based portfolios, with management fees that step down at higher account sizes.
What Wise (Interest & Stocks) does best
- Wise Interest in eligible UK and EEA markets where balances are allocated to government money-market funds, with capital at risk.
- U.S.
- Investment access for available balances or jars through Stocks where eligible, using a selected index fund rather than choosing individual stocks or ETFs.
- Stocks uses BlackRock iShares World Equity Index Fund in eligible UK and EEA markets and LionGlobal Infinity Global Stock Index Fund in Singapore; US residents and taxpayers cannot currently open it.
- Review regional fee tables before using Stocks, including Wise service fees and embedded fund manager fees that differ by market.
All details
Every attribute we track for Scalable Capital and Wise (Interest & Stocks).ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsMutual FundsBonds | Mutual FundsCurrencies |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Regions | Europe | EuropeNorth AmericaAPACLatAm |
Coverage details | 6 countriesExchanges: XETR, XMUN, and European Investor ExchangeIdentifiers: Ticker | 22 countriesIdentifiers: ISIN |
| Access & integrations | ||
API protocols | Not specified | REST |
API auth & delivery | Not specified | Auth: OAuth2Webhooks |
Integrations | Scalable CLIScalable MCP | XeroQuickBooks |
Export formats | CSVPDF | CSVExcelPDF |
| Plans & trust | ||
Security & compliance | Status page | Status page |
Vendor & support | Scalable Capital GmbHCountry: GermanyFounded 2014Support: Email | Wise plcCountry: United KingdomFounded 2011Support: Email, Chat, and Phone |
Curation ratings | Methodology 3/5Reliability 4/5UX 4/5 | Methodology 3/5Reliability 4/5UX 4/5 |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | Freeeuropean investor exchange order from250 eur: 0.99 · prime etf purchase on eix from250 eur: 0 · +1 more | Free |
| Entry paid plan | €4.99/mo“PRIME+ Broker”european investor exchange order from250 eur: 0 · xetra and gettex order eur: 1.99 | — |
Questions we keep getting
What's the difference between Scalable Capital and Wise (Interest & Stocks)?
Scalable Capital leans toward brokerage, wealth management, and portfolio, while Wise (Interest & Stocks) puts more weight on wealth management, downloadable tax reports, and APIs & data feeds. They overlap in 2 categories, so for most people it comes down to workflow preference and price.
Is Scalable Capital or Wise (Interest & Stocks) free to use?
Wise (Interest & Stocks) has a free tier, so you can get started without paying anything. Scalable Capital is paid-only. If budget matters, start with Wise (Interest & Stocks) and see how far it takes you before opening your wallet.
Does Scalable Capital or Wise (Interest & Stocks) have an API?
Wise (Interest & Stocks) has an API for programmatic access and custom integrations. Scalable Capital doesn't, so you're working through its interface.
Should I choose Scalable Capital or Wise (Interest & Stocks)?
It depends on what you're after. Pick Scalable Capital if brokerage and portfolio matter to you; go with Wise (Interest & Stocks) if you'd rather have APIs & data feeds. And if you only need the basics both share, let price decide.
What asset classes do Scalable Capital and Wise (Interest & Stocks) cover?
Both cover mutual funds. Scalable Capital also handles stocks, ETFs, and bonds. Wise (Interest & Stocks) adds currencies on top.
Can I export data from Scalable Capital and Wise (Interest & Stocks)?
Yes, both export to spreadsheets (CSV), which is handy if you like running your own numbers.
Can I track my portfolio with Scalable Capital or Wise (Interest & Stocks)?
Scalable Capital handles portfolio tracking. Wise (Interest & Stocks) is really a research tool; you'd track your portfolio elsewhere.
Keep researching
More comparisons to check
Other tools you might like
Keep Exploring
Feedback
Spot stale pricing, missing features, or a comparison that feels off? Send feedback on the verdict, table, alternatives, or recommendation.
Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.