VOL. XCIV, NO. 247

★ FINANCIAL TOOLS & SERVICES DIRECTORY ★

PRICE: 5 CENTS

Monday, October 6, 2025

View Cash App View Ghostfolio Back to Home

Head-to-head

Cash App vs Ghostfolio comparison

Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.

Quick takeaways

Cash App adds Brokerage, and Downloadable Tax Reports coverage that Ghostfolio skips.

Ghostfolio includes Data Visualizations, and APIs & SDKs categories that Cash App omits.

Cash App highlights: Commission-free stock and ETF trading with fractional shares; investing starts at $1., Coverage includes more than 1,800 U.S. stocks and ETFs., and Auto Invest lets users schedule recurring purchases of selected stocks or ETFs..

Ghostfolio is known for: Track net worth and portfolios across cash, stocks, ETFs, and crypto in a privacy-first, open-source app., Manage transactions with full CRUD, multiple accounts, return-on-investment timelines (Today, WTD, MTD, YTD, 1Y, 5Y, Max), risk checks, charts, and customizable dark/zen modes., and Self-hosting supported with official Docker images (amd64/arm variants), plus templates for platforms like CasaOS, Home Assistant, Runtipi, TrueCharts, Umbrel, and Unraid..

Cash App

cash.app

A U.S.-only brokerage (18+) offering $0-commission stock and ETF trading with fractional shares, plus integrated Bitcoin trading and Lightning transfers. Custom trigger-based orders are supported for both stocks and Bitcoin, though they are not traditional limit orders. Tax documents can be downloaded directly from the web Documents portal.

Platforms

Mobile

Web

Pricing

Free

Quick highlights

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage includes more than 1,800 U.S. stocks and ETFs.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.
Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions.

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Ghostfolio

ghostfol.io

An open-source (AGPL-3.0) portfolio and net-worth tracker designed with privacy in mind. You can self-host it for free using Docker or opt for Ghostfolio Premium, a fully managed cloud version (~$40/year). There’s no broker OAuth; data comes in via manual entry, CSV uploads, or API. Runs as a PWA with mobile access and even allows anonymous sign-ups.

Platforms

Web

Mobile

API

Pricing

Free

Subscription

Quick highlights

Track net worth and portfolios across cash, stocks, ETFs, and crypto in a privacy-first, open-source app.
Manage transactions with full CRUD, multiple accounts, return-on-investment timelines (Today, WTD, MTD, YTD, 1Y, 5Y, Max), risk checks, charts, and customizable dark/zen modes.
Self-hosting supported with official Docker images (amd64/arm variants), plus templates for platforms like CasaOS, Home Assistant, Runtipi, TrueCharts, Umbrel, and Unraid.
Public REST API with bearer-token authentication for importing activities, duplicate detection, and publishing public portfolio endpoints. Data sources include Yahoo Finance and CoinGecko, alongside manual inputs.
CSV import for trades and positions (with specific improvements for brokers like IBKR noted in changelogs).

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Overlap

Shared focus areas

1 overlap

Both tools cover this research theme.

Portfolio

Where they differ

Cash App

Distinct strengths include:

Brokerage

Downloadable Tax Reports

Commission-free stock and ETF trading with fractional shares; investing starts at $1.
Coverage includes more than 1,800 U.S. stocks and ETFs.
Auto Invest lets users schedule recurring purchases of selected stocks or ETFs.
Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance.

Ghostfolio

Distinct strengths include:

Data Visualizations

APIs & SDKs

Track net worth and portfolios across cash, stocks, ETFs, and crypto in a privacy-first, open-source app.
Manage transactions with full CRUD, multiple accounts, return-on-investment timelines (Today, WTD, MTD, YTD, 1Y, 5Y, Max), risk checks, charts, and customizable dark/zen modes.
Self-hosting supported with official Docker images (amd64/arm variants), plus templates for platforms like CasaOS, Home Assistant, Runtipi, TrueCharts, Umbrel, and Unraid.
Public REST API with bearer-token authentication for importing activities, duplicate detection, and publishing public portfolio endpoints. Data sources include Yahoo Finance and CoinGecko, alongside manual inputs.

Feature-by-feature breakdown

Attribute	Cash App	Ghostfolio
Categories Which research workflows each platform targets	Shared: Portfolio Unique: Brokerage, Downloadable Tax Reports	Shared: Portfolio Unique: Data Visualizations, APIs & SDKs
Asset types Supported asset classes and universes	Stocks, ETFs, Cryptos	Stocks, ETFs, Cryptos, Currencies
Experience levels Who each product is built for	Beginner, Intermediate	Beginner, Intermediate, Advanced
Platforms Where you can access the product	Mobile, Web	Web, Mobile, API
Pricing High-level pricing models	Free	Free, Subscription
Key features Core capabilities called out by each vendor	Unique Commission-free stock and ETF trading with fractional shares; investing starts at $1. Coverage includes more than 1,800 U.S. stocks and ETFs. Auto Invest lets users schedule recurring purchases of selected stocks or ETFs. Round Ups automatically invest spare change from Cash App Card purchases into a chosen stock, Bitcoin, or savings balance. Custom price-triggered orders for stocks and Bitcoin; these are not limit orders or guaranteed executions. Bitcoin trading is fully integrated, with send/receive support via the Lightning Network — typically instant and free during trading hours.	Unique Track net worth and portfolios across cash, stocks, ETFs, and crypto in a privacy-first, open-source app. Manage transactions with full CRUD, multiple accounts, return-on-investment timelines (Today, WTD, MTD, YTD, 1Y, 5Y, Max), risk checks, charts, and customizable dark/zen modes. Self-hosting supported with official Docker images (amd64/arm variants), plus templates for platforms like CasaOS, Home Assistant, Runtipi, TrueCharts, Umbrel, and Unraid. Public REST API with bearer-token authentication for importing activities, duplicate detection, and publishing public portfolio endpoints. Data sources include Yahoo Finance and CoinGecko, alongside manual inputs. CSV import for trades and positions (with specific improvements for brokers like IBKR noted in changelogs). Premium managed cloud version (~$40/year) for users who don’t want to self-host.
Tested Verified by hands-on testing inside Find My Moat	Not yet	Not yet
Editor pick Featured inside curated shortlists	Standard listing	Standard listing

Frequently Asked Questions

Which workflows do Cash App and Ghostfolio both support?

Both platforms cover Portfolio workflows, so you can research those use cases in either tool before digging into the feature differences below.

Do Cash App and Ghostfolio require subscriptions?

Both Cash App and Ghostfolio keep freemium access with optional paid upgrades, so you can trial each platform before committing.

How can you access Cash App and Ghostfolio?

Both Cash App and Ghostfolio support web and mobile access, making it easy to keep tabs on research away from the desk.

What unique strengths set the two platforms apart?

Cash App differentiates itself with Commission-free stock and ETF trading with fractional shares; investing starts at $1., Coverage includes more than 1,800 U.S. stocks and ETFs., and Auto Invest lets users schedule recurring purchases of selected stocks or ETFs., whereas Ghostfolio stands out for Track net worth and portfolios across cash, stocks, ETFs, and crypto in a privacy-first, open-source app., Manage transactions with full CRUD, multiple accounts, return-on-investment timelines (Today, WTD, MTD, YTD, 1Y, 5Y, Max), risk checks, charts, and customizable dark/zen modes., and Self-hosting supported with official Docker images (amd64/arm variants), plus templates for platforms like CasaOS, Home Assistant, Runtipi, TrueCharts, Umbrel, and Unraid..

Keep exploring

Stay on top of related tools

Browse the categories and profiles that overlap most with this comparison to round out your shortlist.