★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Tool comparison edition
Tool Comparison
FinancialReports.eu vs Gainify
FinancialReports.eu
Best for improved filings and regulatory filings monitoring
Free • From $31.58/mo
Gainify
Best for stock ideas and stock comparison
Free • From $9.92/yr
Outbound links may include affiliate or sponsor codes.
The verdict
The bottom line
FinancialReports.eu and Gainify cover a lot of the same ground (6 shared categories, including insider data, alerts, and screeners), so for the basics you won't go far wrong with either. Gainify simply does more: 24 categories to FinancialReports.eu's 10, including stock ideas, stock comparison, and data visualizations. FinancialReports.eu counters by keeping things simpler.
Key differences at a glance
- Cheaper paid plan
- Gainify$9.92/mo vs $31.58/mo
- Broader coverage
- Gainify24 vs 10 categories
- API access
- FinancialReports.eu
- Asset coverage
- FinancialReports.euAdds ETFs and mutual funds
- Free plan
- Both
Choose
FinancialReports.eu if…
- You want an API so you can script or automate things
- You care about improved filings, regulatory filings monitoring, and IPO, things Gainify doesn't offer
Choose
Gainify if…
- You want the cheaper way in: plans start at $9.92/mo instead of $31.58/mo
- You care about stock ideas, stock comparison, and data visualizations, things FinancialReports.eu doesn't offer
- You're a long-term investor who cares more about fundamentals than headlines
Comparison snapshot
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $31.58/mo | Free • From $9.92/yr |
Free tier | Yes | Yes |
Free trial | — | — |
Plan limits | 3 limits: Free (Limited views/API testing): api calls: 100 API calls/year for testing, Analyst (Annual): billed: $379/year +1 more | 16 limits: Starter: ai chat queries: 10/month, Starter: watchlists: 1 +14 more |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | No | No |
API access | Yes | No |
Broker sync | — | No |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | — | Retail Traders, Pro Retail +5 more |
Categories covered | 10 | 24 |
Regions | Europe, Middle East | North America, Europe, APAC, LatAm, Middle East, Africa |
| Data & capabilities | ||
Data quality | 4 signals: Latency: Real-time and End of Day, Granularity: EOD +2 more | 3 signals: Latency: Real-time and End of Day, Granularity: EOD +1 more |
Data partners | — | 3 partners: S&P Global Market Intelligence, Financial Modeling Prep +1 more |
Capabilities | Universe builder and AI summaries: Filings | 5 signals: Universe builder, Factors: Value, Quality, Momentum, and Growth +3 more |
Security | Data residency: EU and SSO: OIDC | Encryption in transit |
| Try it | Visit FinancialReports.eu | Visit Gainify |
Standout features
What FinancialReports.eu does best
- Real-time filings ingestion (<5 min typical) across 44 European markets; public API page now lists 33,501 companies and 15,414,728 historical filings.
- Programmatic access to filings, company metadata, languages, countries, filing types, sources; Markdown extraction endpoint for filing text.
- API docs include a 2026 changelog with MCP connector write operations and beta AI RAG Agent API endpoints for programmatic interaction with the AI assistant.
- Watchlist & email alerts the moment a tracked company files; ‘Live Filings Feed’ UI (30‑minute update cycle).
- Insider trades browser and country drill‑downs; IPO/exchange/index reference sections.
What Gainify does best
- Current service status: the Gainify homepage has been replaced by a service notice saying Gainify has been discontinued, Gainify.io is closed, and active paying subscribers received transfer/transition information by email.
- Historical global stock screener with 1,000+ filters across market data, fundamentals, forward estimates, valuation multiples and related metrics.
- Feature pages said the stock screener was powered by S&P Global data and could scan 85,000+ tickers in under a second, with unlimited screeners, instant column add, bulk watchlist add, and a 100+ fundamentals Gainify Score badge.
- Stock reports include company snapshots, Wall Street estimates, valuation metrics, ownership data, dividends, key financials, 10 years of history, 3 years of forecasts, forward valuation charts, Gainify Rating, AI earnings-call summaries and transcript access.
- Gainify Rating / Gainify Score distilled 100+ data points into a stock score designed to help users assess quality and value quickly; one 2026 blog describes a 5-factor scoring system.
Data & access details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsMutual FundsClosed-End Funds | Stocks |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Target audience | Not specified | Retail TradersPro RetailLong-term InvestorsValue InvestorsGrowth InvestorsDividend InvestorsAnalysts |
Regions | EuropeMiddle East | North AmericaEuropeAPACLatAmMiddle EastAfrica |
Coverage details | Identifiers: ISIN and Ticker | Identifiers: Ticker |
| Data | ||
Data freshness | Real-timeEnd of Day | Real-timeEnd of Day |
Data granularity | EOD | EOD |
Pricing sources | Not specified | VendorModel |
Data partners | Not specified | S&P Global Market IntelligenceFinancial Modeling PrepProprietary Derived Data |
| Access & integrations | ||
API protocols | REST | Not specified |
API auth & delivery | Auth: APIKeySDKs: PythonWebhooks | Not specified |
Import methods | Not specified | Manual |
Export formats | JSONPDF | Image |
| Plans & trust | ||
Security & compliance | Data residency: EUSSO: OIDC | Encryption in transit |
Capability signals | Universe builderAI summaries: Filings | Universe builderFactors: Value, Quality, Momentum, and GrowthPerformance attributionPortfolio attributionAI summaries: Transcripts |
Vendor & support | FINANCIALREPORTS PTE. LTD.Country: SingaporeSupport: Email | GainifyCountry: LithuaniaFounded 2024Support: Email |
Curation ratings | Methodology 4/5Reliability 4/5UX 4/5 | Methodology 3/5Reliability 3/5UX 4/5 |
Green tags are exclusive to that tool in this comparison.
Pricing breakdown
$31.58/mo
Starting price
Plans & pricing
- api calls: 100 API calls/year for testing
- billed: $379/year
- guarantee: 30-day money-back guarantee
$9.92/yr
Lower starting price
Plans & pricing
- ai chat queries: 10/month
- watchlists: 1
- +2 more
- billing: $14.99 monthly or $9.92/month billed yearly.
- ai chat queries: 50/month
- +4 more
- billing: $36.99 monthly or $26.99/month billed yearly.
- ai chat queries: 500/month
- +4 more
Coverage overlap
Shared categories
6Where the two tools cover the same ground.
FinancialReports.eu strengths
4What you only get with FinancialReports.eu.
Gainify strengths
18Community category leaders
Vote sentiment comparison
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Frequently Asked Questions
What's the difference between FinancialReports.eu and Gainify?
FinancialReports.eu leans toward improved filings, regulatory filings monitoring, and IPO, while Gainify puts more weight on stock ideas, screeners, and stock comparison. They overlap in 6 categories, so for most people it comes down to workflow preference and price.
How much do FinancialReports.eu and Gainify cost?
Good news: both FinancialReports.eu and Gainify have free plans, so you can run them side by side and only pay if you hit a wall.
Does FinancialReports.eu or Gainify have an API?
FinancialReports.eu has an API for programmatic access and custom integrations. Gainify doesn't, so you're working through its interface.
Should I choose FinancialReports.eu or Gainify?
It depends on what you're after. Pick FinancialReports.eu if improved filings and regulatory filings monitoring matter to you; go with Gainify if you'd rather have stock ideas and stock comparison. And if you only need the basics both share, let price decide.
What asset classes do FinancialReports.eu and Gainify cover?
Both cover stocks. FinancialReports.eu also handles ETFs, mutual funds, and closed-end funds.
Do FinancialReports.eu and Gainify offer real-time data?
Yes, both serve real-time market data, so either works when timing matters.
Which has a better stock screener: FinancialReports.eu or Gainify?
Both FinancialReports.eu and Gainify include stock screeners, and they differ more in interface than raw power; try both and see which one clicks for you.
Can I track my portfolio with FinancialReports.eu or Gainify?
Gainify handles portfolio tracking. FinancialReports.eu is really a research tool; you'd track your portfolio elsewhere.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.