Tool Comparison
Fintool vs Portfolio123
- Paid from
- On request
- Free plan
- No
- Platforms
- Web
Best if
- You want transcripts, AI chat, and research templates.
- Paid from
- $25/mo
- Free plan
- Yes
- Platforms
- Web, API, Desktop
Best if
- You'd rather start free and only pay if you outgrow it
- You want an API so you can script or automate things
- You want data visualizations, quant, and stock ideas.
Pick Fintool if
Fintool
Contact for pricing · Web
- You want transcripts, AI chat, and research templates.
Pick Portfolio123 if
Portfolio123
Free • From $300/yr · Web · API · Desktop
- You'd rather start free and only pay if you outgrow it
- You want an API so you can script or automate things
- You want data visualizations, quant, and stock ideas.
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
Fintool and Portfolio123 cover a lot of the same ground (5 shared categories, including financials, screeners, and watchlist), so for the basics you won't go far wrong with either. Portfolio123 simply does more: 19 categories to Fintool's 8, including data visualizations, quant, and stock ideas. Fintool counters by keeping things simpler.
What readers say
Fintool
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Portfolio123
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Key differences at a glance
- Free plan
- Portfolio123
- Broader coverage
- Portfolio12319 vs 8 categories
- Desktop app
- Portfolio123
- API access
- Portfolio123
- Broker sync
- Portfolio123
- Global coverage
- Portfolio123
What Fintool does best
- Fintool as a historical reference for AI financial research agents rather than a current self-serve product to buy.
- The core workflow: natural-language answers grounded in SEC filings, earnings calls, financial data, and citations.
- Review the legacy company research experience across financials, earnings summaries, documents, research notes, and transcript analysis.
- Comparison tools for its AI workflow templates, including earnings memos, integrated charting, collaborative sharing controls, and cited research outputs.
- Tracking the Fintool V5 direction: autonomous background agents for DCF models in Excel, earnings decks in PowerPoint, and research memos in Word.
What Portfolio123 does best
- Build multifactor ranking systems, stock screens, ETF screens, and rules-based strategies.
- Run simulations with custom universes, buy and sell rules, position sizing, hedging, rebalancing, slippage, and commissions.
- Point-in-time data designed to avoid survivorship and look-ahead bias, with fundamentals, estimates, corporate actions, sector and industry classifications, and historical issues.
- Create ranking systems from fundamental, technical, sentiment, and macro factors, including public factor documentation and FRED-linked economic series.
- AI Factor to train machine-learning predictors for expected returns and feed those predictions into rankings, simulations, and asset-level analysis.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Contact for pricing | Free • From $300/yr |
Free tier | No | Yes |
Free trial | — | — |
Plan limits | — | 25 limits: Free Screener & Backtesting Access: duration days: 30, Screener (Annual): backtest history years: 5 +23 more |
| Platforms & access | ||
Web app | Yes | Yes |
Desktop app | No | Yes |
Mobile app | No | No |
API access | No | Yes |
Broker sync | No | Yes |
Integrations | Microsoft 365 / Office (post-acquisition direction), SharePoint (legacy enterprise connector) +5 more | Interactive Brokers and Tradier |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | — | Retail Traders, Pro Retail +5 more |
Categories covered | 8 | 19 |
Regions | North America | North America, Europe |
| Data & capabilities | ||
Data quality | Latency: Real-time and End of Day and Granularity: EOD | 5 signals: Latency: Real-time and End of Day, Granularity: EOD +3 more |
Data partners | — | 4 partners: FactSet, S&P Global Market Intelligence +2 more |
Capabilities | AI summaries: Transcripts | 6 signals: Custom formulas, Ranking backtests +4 more |
Security | Data residency: US, EU, and Other | — |
| Try it | Visit Fintool | Visit Portfolio123 |
Standout features
The best features of Fintool and Portfolio123.ShowHide
Standout features
What Fintool does best
- Fintool as a historical reference for AI financial research agents rather than a current self-serve product to buy.
- The core workflow: natural-language answers grounded in SEC filings, earnings calls, financial data, and citations.
- Review the legacy company research experience across financials, earnings summaries, documents, research notes, and transcript analysis.
- Comparison tools for its AI workflow templates, including earnings memos, integrated charting, collaborative sharing controls, and cited research outputs.
- Tracking the Fintool V5 direction: autonomous background agents for DCF models in Excel, earnings decks in PowerPoint, and research memos in Word.
What Portfolio123 does best
- Build multifactor ranking systems, stock screens, ETF screens, and rules-based strategies.
- Run simulations with custom universes, buy and sell rules, position sizing, hedging, rebalancing, slippage, and commissions.
- Point-in-time data designed to avoid survivorship and look-ahead bias, with fundamentals, estimates, corporate actions, sector and industry classifications, and historical issues.
- Create ranking systems from fundamental, technical, sentiment, and macro factors, including public factor documentation and FRED-linked economic series.
- AI Factor to train machine-learning predictors for expected returns and feed those predictions into rankings, simulations, and asset-level analysis.
All details
Every attribute we track for Fintool and Portfolio123.ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | Stocks | StocksETFsClosed-End Funds |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Target audience | Not specified | Retail TradersPro RetailInstitutional InvestorsAnalystsQuants/DevelopersFinancial AdvisorsStudents/Researchers |
Regions | North America | North AmericaEurope |
Coverage details | Countries: USIdentifiers: Ticker | Countries: US and CAIdentifiers: Ticker |
| Data | ||
Data freshness | Real-timeEnd of Day | Real-timeEnd of Day |
Data granularity | EOD | EOD |
Data partners | Not specified | FactSetS&P Global Market IntelligenceICE Data ServicesFRED |
| Access & integrations | ||
API protocols | Not specified | REST |
API auth & delivery | Not specified | Auth: APIKeyDocs |
Import methods | Not specified | BrokerOAuthCSV |
Integrations | Microsoft 365 / Office (post-acquisition direction)SharePoint (legacy enterprise connector)OneDrive (legacy enterprise connector)Google Drive (legacy enterprise connector)Okta (legacy enterprise connector)Azure AD (legacy enterprise connector)Google Workspace (legacy enterprise connector) | Interactive BrokersTradier |
Export formats | Not specified | CSVJSON |
| Plans & trust | ||
Security & compliance | Data residency: US, EU, and Other | Not specified |
Capability signals | AI summaries: Transcripts | Custom formulasRanking backtestsUniverse builderBroker syncRebalancingCorrelation |
Vendor & support | Fintool CorporationCountry: United StatesSupport: Email | Portfolio123Support: Forum |
Curation ratings | Methodology 2/5Reliability 3/5UX 4/5 | Not specified |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | — | Free“Manage (Free)” |
| Entry paid plan | — | $300/yr≈ $25/mo“Screener (Annual)”backtest history years: 5 · resource units: 400 · +1 more |
| Tier 2 | — | $35/mo“Screener (Monthly)”backtest history years: 5 · resource units: 400 · +1 more |
| Tier 3 | — | $1000/yr≈ $83.33/mo“Backtest (Annual)”backtest history years: 10 · resource units: 1,000 · +1 more |
| Tier 4 | — | $116/mo“Backtest (Monthly)”backtest history years: 10 · resource units: 1,000 · +1 more |
| Tier 5 | — | $1500/yr≈ $125/mo“Portfolio (Annual)”backtest history years: 15 · resource units: 5,000 · +1 more |
| Tier 6 | — | $174/mo“Portfolio (Monthly)”backtest history years: 15 · resource units: 5,000 · +1 more |
| Tier 7 | — | $2400/yr≈ $200/mo“Ultimate (Annual)”backtest history years: 20 · resource units: 10,000 · +1 more |
| Top plan | — | $278/mo“Ultimate (Monthly)”backtest history years: 20 · resource units: 10,000 · +1 more |
| Custom / enterprise | Contact sales“Microsoft acquisition / legacy Fintool” | Contact sales“Professional / API & Data Licenses” |
Alternatives
Free alternatives
Questions we keep getting
What's the difference between Fintool and Portfolio123?
Fintool leans toward transcripts, financials, and screeners, while Portfolio123 puts more weight on screeners, data visualizations, and quant. They overlap in 5 categories, so for most people it comes down to workflow preference and price.
Is Fintool or Portfolio123 free to use?
Portfolio123 has a free tier, so you can get started without paying anything. Fintool is paid-only. If budget matters, start with Portfolio123 and see how far it takes you before opening your wallet.
Does Fintool or Portfolio123 have an API?
Portfolio123 has an API for programmatic access and custom integrations. Fintool doesn't, so you're working through its interface.
Should I choose Fintool or Portfolio123?
It depends on what you're after. Pick Fintool if transcripts and AI chat matter to you; go with Portfolio123 if you'd rather have data visualizations and quant. And if you only need the basics both share, let price decide.
What asset classes do Fintool and Portfolio123 cover?
Both cover stocks. Portfolio123 adds ETFs and closed-end funds on top.
Do Fintool and Portfolio123 offer real-time data?
Yes, both serve real-time market data, so either works when timing matters.
Which covers international markets: Fintool or Portfolio123?
Portfolio123 has documented international coverage (North America and Europe), so it's the safer bet if you hold non-US stocks. Fintool is more region-specific, mainly North America.
Can I export data from Fintool and Portfolio123?
Portfolio123 exports to CSV. Fintool is stingier about getting data out.
Can Fintool or Portfolio123 connect to my broker?
Portfolio123 syncs with brokers automatically. With Fintool, you're entering holdings by hand or importing files.
Which has a better stock screener: Fintool or Portfolio123?
Both Fintool and Portfolio123 include stock screeners, and they differ more in interface than raw power; try both and see which one clicks for you.
Can I track my portfolio with Fintool or Portfolio123?
Portfolio123 handles portfolio tracking. Fintool is really a research tool; you'd track your portfolio elsewhere.
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Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.