Tool Comparison
Ghostfolio vs Portfolio123
- Paid from
- $4/mo
- Free plan
- Yes
- Platforms
- Web, Mobile, API
Best if
- You want the cheaper way in: plans start at $4/mo instead of $25/mo
- You do a lot of your research from your phone
- You're a long-term investor who cares more about fundamentals than headlines
- Paid from
- $25/mo
- Free plan
- Yes
- Platforms
- Web, API, Desktop
Best if
- Delayed quotes won't cut it; you need real-time data
- You want screeners, quant, and stock ideas.
Pick Ghostfolio instead if
Ghostfolio
Free • From $48/yr · Web · Mobile · API
- You want the cheaper way in: plans start at $4/mo instead of $25/mo
- You do a lot of your research from your phone
Start here
Portfolio123
Free • From $300/yr · Web · API · Desktop
- Delayed quotes won't cut it; you need real-time data
- You want screeners, quant, and stock ideas.
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
Ghostfolio and Portfolio123 cover a lot of the same ground (3 shared categories, portfolio, data visualizations, and APIs & data feeds), so for the basics you won't go far wrong with either. Portfolio123 simply does more: 19 categories to Ghostfolio's 3, including screeners, quant, and stock ideas. Ghostfolio counters by starting cheaper at $4/mo.
What readers say
Ghostfolio
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Portfolio123
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Key differences at a glance
- Cheaper paid plan
- Ghostfolio$4/mo vs $25/mo
- Broader coverage
- Portfolio12319 vs 3 categories
- Mobile app
- Ghostfolio
- Desktop app
- Portfolio123
- Real-time data
- Portfolio123
- Free plan
- Both
What Ghostfolio does best
- Self-host an AGPL-3.0 open-source portfolio and personal finance dashboard, or use free Basic or paid Premium cloud hosting.
- Tracking net worth across cash, stocks, ETFs, cryptocurrencies, custom assets, accounts, and platforms.
- Management tools for portfolio activity with transaction create/read/update/delete workflows, imports, exports, charts, static risk analysis, and standard performance timeframes.
- The progressive web app and Android wrapper for mobile-first access to the same Ghostfolio instance.
- Deploy with official Docker images for common architectures and community templates for home-server platforms.
What Portfolio123 does best
- Build multifactor ranking systems, stock screens, ETF screens, and rules-based strategies.
- Run simulations with custom universes, buy and sell rules, position sizing, hedging, rebalancing, slippage, and commissions.
- Point-in-time data designed to avoid survivorship and look-ahead bias, with fundamentals, estimates, corporate actions, sector and industry classifications, and historical issues.
- Create ranking systems from fundamental, technical, sentiment, and macro factors, including public factor documentation and FRED-linked economic series.
- AI Factor to train machine-learning predictors for expected returns and feed those predictions into rankings, simulations, and asset-level analysis.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $48/yr | Free • From $300/yr |
Free tier | Yes | Yes |
Free trial | — | — |
Plan limits | — | 25 limits: Free Screener & Backtesting Access: duration days: 30, Screener (Annual): backtest history years: 5 +23 more |
| Platforms & access | ||
Web app | Yes | Yes |
Desktop app | No | Yes |
Mobile app | Yes | No |
API access | Yes | Yes |
Broker sync | — | Yes |
Integrations | — | Interactive Brokers and Tradier |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | Retail Traders and Long-term Investors | Retail Traders, Pro Retail +5 more |
Categories covered | 3 | 19 |
Regions | — | North America, Europe |
| Data & capabilities | ||
Data quality | — | 5 signals: Latency: Real-time and End of Day, Granularity: EOD +3 more |
Data partners | Yahoo Finance and CoinGecko | 4 partners: FactSet, S&P Global Market Intelligence +2 more |
Capabilities | — | 6 signals: Custom formulas, Ranking backtests +4 more |
Security | Status page | — |
| Try it | Visit Ghostfolio | Visit Portfolio123 |
Standout features
The best features of Ghostfolio and Portfolio123.ShowHide
Standout features
What Ghostfolio does best
- Self-host an AGPL-3.0 open-source portfolio and personal finance dashboard, or use free Basic or paid Premium cloud hosting.
- Tracking net worth across cash, stocks, ETFs, cryptocurrencies, custom assets, accounts, and platforms.
- Management tools for portfolio activity with transaction create/read/update/delete workflows, imports, exports, charts, static risk analysis, and standard performance timeframes.
- The progressive web app and Android wrapper for mobile-first access to the same Ghostfolio instance.
- Deploy with official Docker images for common architectures and community templates for home-server platforms.
What Portfolio123 does best
- Build multifactor ranking systems, stock screens, ETF screens, and rules-based strategies.
- Run simulations with custom universes, buy and sell rules, position sizing, hedging, rebalancing, slippage, and commissions.
- Point-in-time data designed to avoid survivorship and look-ahead bias, with fundamentals, estimates, corporate actions, sector and industry classifications, and historical issues.
- Create ranking systems from fundamental, technical, sentiment, and macro factors, including public factor documentation and FRED-linked economic series.
- AI Factor to train machine-learning predictors for expected returns and feed those predictions into rankings, simulations, and asset-level analysis.
All details
Every attribute we track for Ghostfolio and Portfolio123.ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsCryptosOther | StocksETFsClosed-End Funds |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Target audience | Retail TradersLong-term Investors | Retail TradersPro RetailInstitutional InvestorsAnalystsQuants/DevelopersFinancial AdvisorsStudents/Researchers |
Regions | Not specified | North AmericaEurope |
Coverage details | Identifiers: Ticker | Countries: US and CAIdentifiers: Ticker |
| Data | ||
Data freshness | Not specified | Real-timeEnd of Day |
Data granularity | Not specified | EOD |
Data partners | Yahoo FinanceCoinGecko | FactSetS&P Global Market IntelligenceICE Data ServicesFRED |
| Access & integrations | ||
API protocols | REST | REST |
API auth & delivery | Auth: APIKeyDocs | Auth: APIKeyDocs |
Import methods | CSVManual | BrokerOAuthCSV |
Integrations | Not specified | Interactive BrokersTradier |
Export formats | JSON | CSVJSON |
| Plans & trust | ||
Security & compliance | Status page | Not specified |
Capability signals | Not specified | Custom formulasRanking backtestsUniverse builderBroker syncRebalancingCorrelation |
Vendor & support | Ghostfolio GmbHCountry: SwitzerlandFounded 2025Support: Email, Chat, and Forum | Portfolio123Support: Forum |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | Free“Self-hosted (Open Source)” | Free“Manage (Free)” |
| Entry paid plan | $48/yr≈ $4/mo“Ghostfolio Premium (Cloud)” | $300/yr≈ $25/mo“Screener (Annual)”backtest history years: 5 · resource units: 400 · +1 more |
| Tier 2 | — | $35/mo“Screener (Monthly)”backtest history years: 5 · resource units: 400 · +1 more |
| Tier 3 | — | $1000/yr≈ $83.33/mo“Backtest (Annual)”backtest history years: 10 · resource units: 1,000 · +1 more |
| Tier 4 | — | $116/mo“Backtest (Monthly)”backtest history years: 10 · resource units: 1,000 · +1 more |
| Tier 5 | — | $1500/yr≈ $125/mo“Portfolio (Annual)”backtest history years: 15 · resource units: 5,000 · +1 more |
| Tier 6 | — | $174/mo“Portfolio (Monthly)”backtest history years: 15 · resource units: 5,000 · +1 more |
| Tier 7 | — | $2400/yr≈ $200/mo“Ultimate (Annual)”backtest history years: 20 · resource units: 10,000 · +1 more |
| Top plan | — | $278/mo“Ultimate (Monthly)”backtest history years: 20 · resource units: 10,000 · +1 more |
| Custom / enterprise | — | Contact sales“Professional / API & Data Licenses” |
Alternatives
Free alternatives
Questions we keep getting
What's the difference between Ghostfolio and Portfolio123?
Ghostfolio leans toward portfolio, data visualizations, and APIs & data feeds, while Portfolio123 puts more weight on screeners, data visualizations, and quant. They overlap in 3 categories, so for most people it comes down to workflow preference and price.
How much do Ghostfolio and Portfolio123 cost?
Good news: both Ghostfolio and Portfolio123 have free plans, so you can run them side by side and only pay if you hit a wall.
Can I use Ghostfolio or Portfolio123 on my phone?
Ghostfolio lists a dedicated mobile app, so it travels better. Portfolio123 doesn't list a dedicated mobile app; its documented access is web, API, and desktop.
Do Ghostfolio and Portfolio123 have APIs?
Yes, both offer API access, so developers and quants can pull data programmatically or wire up their own integrations.
Should I choose Ghostfolio or Portfolio123?
It depends on what you're after. Pick Ghostfolio if you prefer its overall approach; go with Portfolio123 if you'd rather have screeners and quant. And if you only need the basics both share, let price decide.
What asset classes do Ghostfolio and Portfolio123 cover?
Both cover stocks and ETFs. Ghostfolio also handles cryptos and other. Portfolio123 adds closed-end funds on top.
Does Ghostfolio or Portfolio123 have real-time data?
Portfolio123 offers real-time data, which matters if you trade actively. Ghostfolio runs on delayed or end-of-day data, which is perfectly fine for longer-term investors who don't live and die by the tick.
Can I export data from Ghostfolio and Portfolio123?
Portfolio123 exports to CSV. Ghostfolio is stingier about getting data out.
Which has a better stock screener: Ghostfolio or Portfolio123?
Portfolio123 has a stock screener for surfacing ideas; Ghostfolio doesn't, and focuses its energy elsewhere.
Can I track my portfolio with Ghostfolio or Portfolio123?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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