★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Tool comparison edition
Tool Comparison
Ghostfolio vs Portfolio123
Pick Ghostfolio instead if
Ghostfolio
Free • Paid plans available · Web · Mobile · API
- You do a lot of your research from your phone
- You're a long-term investor who cares more about fundamentals than headlines
Start here
Portfolio123
Free • From $25/mo · Web · API · Desktop
- Delayed quotes won't cut it; you need real-time data
- You care about screeners, quant, and stock ideas, things Ghostfolio doesn't offer
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
Ghostfolio and Portfolio123 cover a lot of the same ground (3 shared categories, portfolio, data visualizations, and APIs & data feeds), so for the basics you won't go far wrong with either. Portfolio123 simply does more: 19 categories to Ghostfolio's 3, including screeners, quant, and stock ideas. Ghostfolio counters by being completely free.
What readers say
Ghostfolio
Vote once to reveal the community verdict.
Portfolio123
Vote once to reveal the community verdict.
Key differences at a glance
- Real-time data
- Portfolio123
- Broader coverage
- Portfolio12319 vs 3 categories
- Mobile app
- Ghostfolio
- Desktop app
- Portfolio123
- Free plan
- Both
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • Paid plans available | Free • From $25/mo |
Free tier | Yes | Yes |
Free trial | — | — |
Plan limits | — | Free Screener & Backtesting Access: duration days: 30 |
| Platforms & access | ||
Web app | Yes | Yes |
Desktop app | No | Yes |
Mobile app | Yes | No |
API access | Yes | Yes |
Broker sync | — | Yes |
Integrations | — | Interactive Brokers and Tradier |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | Retail Traders and Long-term Investors | Retail Traders, Pro Retail +5 more |
Categories covered | 3 | 19 |
Regions | — | North America, Europe |
| Data & capabilities | ||
Data quality | — | 5 signals: Latency: Real-time and End of Day, Granularity: EOD +3 more |
Data partners | Yahoo Finance and CoinGecko | 4 partners: FactSet, S&P Global Market Intelligence +2 more |
Capabilities | — | 6 signals: Custom formulas, Ranking backtests +4 more |
Security | Status page | — |
| Try it | Visit Ghostfolio | Visit Portfolio123 |
Where each one shines
What Ghostfolio and Portfolio123 each do best.ShowHide
Where each one shines
What Ghostfolio and Portfolio123 each do best.What Ghostfolio does best
- Self-host an AGPL-3.0 open-source portfolio and personal finance dashboard, or use the managed Ghostfolio Premium cloud.
- Tracking net worth across cash, stocks, ETFs, cryptocurrencies, custom assets, accounts, and platforms.
- Management tools for portfolio activity with transaction create/read/update/delete workflows, imports, exports, charts, static risk analysis, and standard performance timeframes.
- The progressive web app and Android wrapper for mobile-first access to the same Ghostfolio instance.
- Deploy with official Docker images for common architectures and community templates for home-server platforms.
What Portfolio123 does best
- Tools for building multifactor ranking systems, stock screens, ETF screens, and complete rules-based strategies through a web research environment.
- Tools for running simulations and backtests with long historical equity data, custom universes, buy and sell rules, position sizing, hedging, rebalancing, and realistic assumptions.
- Point-in-time data designed to avoid survivorship and look-ahead bias, with fundamentals, estimates, corporate actions, sector and industry classifications, and historical issues.
- Tools for creating ranking systems from fundamental, technical, sentiment, and macro factors, including public factor documentation and FRED-linked economic series.
- AI Factor to train machine-learning predictors for expected returns and feed those predictions into rankings, simulations, and asset-level analysis.
Every detail we compared
Every tracked attribute for Ghostfolio and Portfolio123, side by side.ShowHide
Every detail we compared
Every tracked attribute for Ghostfolio and Portfolio123, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsCryptosOther | StocksETFsClosed-End Funds |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Target audience | Retail TradersLong-term Investors | Retail TradersPro RetailInstitutional InvestorsAnalystsQuants/DevelopersFinancial AdvisorsStudents/Researchers |
Regions | Not specified | North AmericaEurope |
Coverage details | Identifiers: Ticker | Countries: US and CAIdentifiers: Ticker |
| Data | ||
Data freshness | Not specified | Real-timeEnd of Day |
Data granularity | Not specified | EOD |
Data partners | Yahoo FinanceCoinGecko | FactSetS&P Global Market IntelligenceICE Data ServicesFRED |
| Access & integrations | ||
API protocols | REST | REST |
API auth & delivery | Auth: APIKeyDocs | Auth: APIKeySDKs: PythonDocs |
Import methods | CSVManual | BrokerOAuthCSV |
Integrations | Not specified | Interactive BrokersTradier |
Export formats | JSON | CSVJSON |
| Plans & trust | ||
Security & compliance | Status page | Not specified |
Capability signals | Not specified | Custom formulasRanking backtestsUniverse builderBroker syncRebalancingCorrelation |
Vendor & support | Ghostfolio GmbHCountry: SwitzerlandFounded 2025Support: Email, Chat, and Forum | Portfolio123Support: Forum |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Free“Self-hosted (Open Source)” | Free“Manage (Free)” |
| Entry paid plan | Subscription“Ghostfolio Premium (Cloud)” | $25/mo“Retail Research Plans” |
| Custom / enterprise | — | Contact sales“Professional / API & Data Licenses” |
Questions we keep getting
What's the difference between Ghostfolio and Portfolio123?
Ghostfolio leans toward portfolio, data visualizations, and APIs & data feeds, while Portfolio123 puts more weight on screeners, data visualizations, and quant. They overlap in 3 categories, so for most people it comes down to workflow preference and price.
How much do Ghostfolio and Portfolio123 cost?
Good news: both Ghostfolio and Portfolio123 have free plans, so you can run them side by side and only pay if you hit a wall.
Can I use Ghostfolio or Portfolio123 on my phone?
Ghostfolio lists a dedicated mobile app, so it travels better. Portfolio123 doesn't list a dedicated mobile app; its documented access is web, API, and desktop.
Do Ghostfolio and Portfolio123 have APIs?
Yes, both offer API access, so developers and quants can pull data programmatically or wire up their own integrations.
Should I choose Ghostfolio or Portfolio123?
It depends on what you're after. Pick Ghostfolio if you prefer its overall approach; go with Portfolio123 if you'd rather have screeners and quant. And if you only need the basics both share, let price decide.
What asset classes do Ghostfolio and Portfolio123 cover?
Both cover stocks and ETFs. Ghostfolio also handles cryptos and other. Portfolio123 adds closed-end funds on top.
Does Ghostfolio or Portfolio123 have real-time data?
Portfolio123 offers real-time data, which matters if you trade actively. Ghostfolio runs on delayed or end-of-day data, which is perfectly fine for longer-term investors who don't live and die by the tick.
Can I export data from Ghostfolio and Portfolio123?
Portfolio123 exports to CSV. Ghostfolio is stingier about getting data out.
Which has a better stock screener: Ghostfolio or Portfolio123?
Portfolio123 has a stock screener for surfacing ideas; Ghostfolio doesn't, and focuses its energy elsewhere.
Can I track my portfolio with Ghostfolio or Portfolio123?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
Keep researching
More comparisons to check
Other tools you might like
Keep Exploring
Feedback
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.