★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Tool comparison edition
Tool Comparison
Gainify vs OnlyDividends
Pick Gainify if
Gainify
Free • From $9.92/yr · Web
- Delayed quotes won't cut it; you need real-time data
- You care about stock comparison, custom dashboards, and watchlist, things OnlyDividends doesn't offer
- You've outgrown the basics and want pro-level depth
Pick OnlyDividends if
OnlyDividends
Free • Paid plans available · Web · Mobile
- You do a lot of your research from your phone
- You care about splits, corporate actions & special situations, and risk metrics, things Gainify doesn't offer
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
Gainify and OnlyDividends cover a lot of the same ground (10 shared categories, including stock ideas, screeners, and data visualizations), so for the basics you won't go far wrong with either. Gainify simply does more: 24 categories to OnlyDividends's 16, including stock comparison, custom dashboards, and watchlist. OnlyDividends counters by being completely free.
What readers say
Gainify
Vote once to reveal the community verdict.
OnlyDividends
Vote once to reveal the community verdict.
Key differences at a glance
- Real-time data
- Gainify
- Broader coverage
- Gainify24 vs 16 categories
- Mobile app
- OnlyDividends
- Free plan
- Both
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $9.92/yr | Free • Paid plans available |
Free tier | Yes | Yes |
Free trial | — | — |
Plan limits | 16 limits: Starter: ai chat queries: 10/month, Starter: watchlists: 1 +14 more | 8 limits: Free Forever: tracked stocks: 3, Free Forever: currencies: EUR, USD, GBP, CAD, CHF, AUD +6 more |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | No | Yes |
API access | No | No |
Broker sync | No | No |
Integrations | — | Apple Sign-In, Google Sign-In +2 more |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate |
Best for | Retail Traders, Pro Retail +5 more | Retail Traders, Pro Retail +2 more |
Categories covered | 24 | 16 |
Regions | North America, Europe, APAC, LatAm, Middle East, Africa | North America, Europe, APAC, LatAm, Middle East, Africa |
| Data & capabilities | ||
Data quality | 3 signals: Latency: Real-time and End of Day, Granularity: EOD +1 more | Pricing: Vendor and Multi-currency |
Data partners | 3 partners: S&P Global Market Intelligence, Financial Modeling Prep +1 more | 3 partners: Financial Modeling Prep, Twelve Data +1 more |
Capabilities | 5 signals: Universe builder, Factors: Value, Quality, Momentum, and Growth +3 more | Universe builder and Multi-currency |
Security | Encryption in transit | 3 signals: Data residency: EU, Encryption at rest +1 more |
| Try it | Visit Gainify | Visit OnlyDividends |
Where each one shines
What Gainify and OnlyDividends each do best.ShowHide
Where each one shines
What Gainify and OnlyDividends each do best.What Gainify does best
- Gainify is discontinued historical context rather than a live product to buy; the current homepage says the service is closed and no longer available.
- The legacy profile to understand an AI stock analysis workflow that combined global screening, stock reports, AI chat, earnings recaps, charting, watchlists, and portfolio tracking.
- Views for reviewing the historical screener concept: 1,000+ filters, broad global ticker coverage, S&P Global data references, custom output columns, and fast watchlist workflows.
- Comparison tools for legacy stock reports that bundled company snapshots, Wall Street estimates, valuation metrics, ownership, dividends, financial history, forecasts, ratings, AI earnings summaries, and transcripts.
- Research tools for studying the Gainify Rating and Gainify Score as examples of explainable, multi-factor stock scoring for quality, value, growth, and related research dimensions.
What OnlyDividends does best
- Tracking dividend holdings manually by entering a stock ticker and share count, without brokerage login or bank account access.
- Estimates for gross and net dividend income after a user-configured withholding tax rate.
- A dividend calendar for past, current, and future payments, including recent received payments and upcoming income.
- Visualizations for monthly income, sector exposure, stock exposure, projected annual earnings, year-over-year growth, payout frequency, and income-goal progress.
- Receive tax-adjusted dividend payday push notifications on supported mobile workflows.
Every detail we compared
Every tracked attribute for Gainify and OnlyDividends, side by side.ShowHide
Every detail we compared
Every tracked attribute for Gainify and OnlyDividends, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | Stocks | Stocks |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediate |
Target audience | Retail TradersPro RetailLong-term InvestorsValue InvestorsGrowth InvestorsDividend InvestorsAnalysts | Retail TradersPro RetailLong-term InvestorsDividend Investors |
Regions | North AmericaEuropeAPACLatAmMiddle EastAfrica | North AmericaEuropeAPACLatAmMiddle EastAfrica |
Coverage details | Identifiers: Ticker | 50 countries71 exchangesIdentifiers: Ticker |
| Data | ||
Data freshness | Real-timeEnd of Day | Not specified |
Data granularity | EOD | Not specified |
Pricing sources | VendorModel | Vendor |
Data partners | S&P Global Market IntelligenceFinancial Modeling PrepProprietary Derived Data | Financial Modeling PrepTwelve DataLogo.dev |
| Access & integrations | ||
Import methods | Manual | Manual |
Integrations | Not specified | Apple Sign-InGoogle Sign-InApple App Store paymentsGoogle Play Store payments |
Export formats | Image | Not specified |
| Plans & trust | ||
Security & compliance | Encryption in transit | Data residency: EUEncryption at restEncryption in transit |
Capability signals | Universe builderFactors: Value, Quality, Momentum, and GrowthPerformance attributionPortfolio attributionAI summaries: Transcripts | Universe builderMulti-currency |
Vendor & support | GainifyCountry: LithuaniaFounded 2024Support: Email | El Mourad Sroutou, entrepreneur individuelCountry: FranceSupport: Email |
Curation ratings | Methodology 3/5Reliability 3/5UX 4/5 | Not specified |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Free“Starter”ai chat queries: 10/month · watchlists: 1 · +2 more | Free“Free Forever”tracked stocks: 3 · currencies: EUR, USD, GBP, CAD, CHF, AUD · +1 more |
| Entry paid plan | $9.92/yr≈ $9.92/mo“Investor”billing: $14.99 monthly or $9.92/month billed yearly. · ai chat queries: 50/month · +4 more | €6.99/mo“Premium Monthly”tracked stocks: 50 · cancellation: Cancel anytime |
| Top plan | $26.99/yr≈ $26.99/mo“Gainer Pro”billing: $36.99 monthly or $26.99/month billed yearly. · ai chat queries: 500/month · +4 more | €49.99/yr“Premium Annual”tracked stocks: 50 · advertised monthly equivalent eur: 4.17 · +1 more |
Questions we keep getting
What's the difference between Gainify and OnlyDividends?
Gainify leans toward stock ideas, screeners, and stock comparison, while OnlyDividends puts more weight on stock ideas, screeners, and portfolio. They overlap in 10 categories, so for most people it comes down to workflow preference and price.
How much do Gainify and OnlyDividends cost?
Good news: both Gainify and OnlyDividends have free plans, so you can run them side by side and only pay if you hit a wall.
Which is better for beginners: Gainify or OnlyDividends?
Honestly, neither is aimed at beginners. Expect a learning curve either way; that's the trade-off for the depth they offer.
Can I use Gainify or OnlyDividends on my phone?
OnlyDividends lists a dedicated mobile app, so it travels better. Gainify doesn't list a dedicated mobile app; its documented access is web.
Should I choose Gainify or OnlyDividends?
It depends on what you're after. Pick Gainify if stock comparison and custom dashboards matter to you; go with OnlyDividends if you'd rather have splits and corporate actions & special situations. And if you only need the basics both share, let price decide.
Does Gainify or OnlyDividends have real-time data?
Gainify offers real-time data, which matters if you trade actively. OnlyDividends runs on delayed or end-of-day data, which is perfectly fine for longer-term investors who don't live and die by the tick.
Are Gainify and OnlyDividends good for long-term investing?
Yes, both are aimed squarely at long-term investors. Compare their coverage, workflow, and price before assuming they solve the same long-term research job.
Which has a better stock screener: Gainify or OnlyDividends?
Both Gainify and OnlyDividends include stock screeners, and they differ more in interface than raw power; try both and see which one clicks for you.
Can I track my portfolio with Gainify or OnlyDividends?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
Keep researching
More comparisons to check
Other tools you might like
Keep Exploring
Feedback
Spot stale pricing, missing features, or a comparison that feels off? Send feedback on the verdict, table, alternatives, or recommendation.
Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.