VOL. XCIV, NO. 247

★ BEST INVESTING TOOLS COMPARISON ★

NO ADVICE

Wednesday, February 18, 2026

Tool Comparison

N26 vs Smartkarma comparison

Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.

N26 logo

N26

n26.com

PricingFree, Subscription
PlatformsMobile
Smartkarma logo

Smartkarma

smartkarma.com

PricingFree, Subscription
PlatformsWeb, Mobile
Top 50 Investing ToolsThe global ranking of the best investing tools, ranked by community votes.

At a glance

Platforms
N26Mobile
SmartkarmaWeb, Mobile
Categories
N263
Smartkarma10
Pricing details

Tool

N26

Starting price

Free tierYes
Free trial

Plans & pricing

StandardFree
SmartSubscription
GoSubscription
MetalSubscription

Tool

Smartkarma

Starting price

Free tierYes
Free trial

Plans & pricing

Preview PassFree
Pro PlatformSubscription
Premium & Data SubscriptionsSubscription
Digital IR Platform (Corporate)Subscription
Plus Platform (Wealth/Intermediaries)Subscription
Category leaders
ScreenersSmartkarma
Stock IdeasSmartkarma
NewsSmartkarma
AlertsSmartkarma
Browse the #1 tool in 90+ categories

Vote sentiment comparison

Loading sentiment chart...

Platform details

AttributeN26Smartkarma
Asset types
StocksETFsCryptos
StocksETFsBondsCurrenciesCryptos
Experience
BeginnerIntermediateAdvanced
BeginnerIntermediateAdvanced
Regions
Europe
North AmericaEuropeAPACLatAmMiddle EastAfrica
Data freshness
Not specifiedNot specified
API access
Not specifiedNot specified
Export formats
Not specifiedNot specified

Coverage overlap

Shared categories1

Categories where both tools offer overlapping coverage.

N26 strengths2

Categories covered by N26 only.

Smartkarma strengths9

Categories covered by Smartkarma only.

Frequently Asked Questions

What's the difference between N26 and Smartkarma?

N26 focuses on Brokerage, Wealth Management, and Watchlist while Smartkarma specializes in Stock Ideas, Screeners, and Watchlist. They overlap in 1 categories, so choose based on your preferred workflow and pricing.

How much do N26 and Smartkarma cost?

Good news—both N26 and Smartkarma offer free plans. You can try each platform without commitment and only pay when you need premium features.

Should I choose N26 or Smartkarma?

Choose N26 if you need Unlimited commission-free trading in stocks and ETFs for all customers., and Fractional investing available from as little as €1, with free recurring investment plans.. Go with Smartkarma if AI-augmented research hub delivering real-time, actionable insights with direct access to top-ranked analysts., and SmartScore Screener covers five factors-Value, Dividend, Growth, Resilience, and Momentum-with filters by country, sector, and market cap. better fits how you invest.

What asset classes do N26 and Smartkarma cover?

Both cover Stocks, ETFs, and Cryptos. Smartkarma adds coverage for Bonds, and Currencies.

Which has a better stock screener—N26 or Smartkarma?

Smartkarma includes a stock screener for finding investment ideas. N26 focuses on other analytical tools.

Keep Exploring

Curation & Accuracy

This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.