VOL. XCIV, NO. 247
★ FINANCIAL TOOLS & SERVICES DIRECTORY ★
PRICE: 5 CENTS
Saturday, September 27, 2025
Investors comparing Roic AI and Tiingo will find that Both Roic AI and Tiingo concentrate on News, Data APIs, and Splits workflows, making them natural alternatives for similar investment research jobs. Roic AI leans into Financials, Transcripts, and Screeners, which can be decisive for teams that need depth over breadth. Tiingo stands out with Dividends, and APIs & SDKs that the competition lacks. Use the feature-by-feature table to inspect unique capabilities and confirm which roadmap best maps to your process.
Head-to-head
Roic AI vs Tiingo
Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.
Quick takeaways
- Roic AI adds Financials, Transcripts, Screeners, Sheets / Excel Add-ins, and Stock Handbook coverage that Tiingo skips.
- Tiingo includes Dividends, and APIs & SDKs categories that Roic AI omits.
- Roic AI highlights: Company pages combine business summaries with 30+ years of financial statements and earnings call transcripts., Tiered access: Free plan gives US annuals only; Individual unlocks global coverage, quarterly and TTM data, plus Excel export; Professional adds unlimited exports, a personal-use API connection, and the Excel plugin; Enterprise allows multi-user access, unlimited API bandwidth, and commercial usage rights., and Earnings call transcripts are provided for US companies, available via the site and through API endpoints..
- Tiingo is known for: End-of-day (EOD) price API with proprietary error-checking and broad historical coverage., Coverage spans 65,000+ US stocks, ETFs, mutual funds, ADRs, plus Chinese equities with 50+ years of history., and Corporate actions API for dividends and splits, including both historical and announced events..
Roic AI
roic.ai
Roic AI offers financial data, transcripts, screeners, and exports under a tiered plan structure. Free users get US-only annual financials with no downloads. Paid tiers expand to global coverage with quarterly/TTM data, Excel export, API access, and unlimited downloads. Enterprise plans unlock multi-user access, commercial API rights, and higher bandwidth. Earnings call transcripts are limited to US companies across all plans.
Platforms
Pricing
Quick highlights
- Company pages combine business summaries with 30+ years of financial statements and earnings call transcripts.
- Tiered access: Free plan gives US annuals only; Individual unlocks global coverage, quarterly and TTM data, plus Excel export; Professional adds unlimited exports, a personal-use API connection, and the Excel plugin; Enterprise allows multi-user access, unlimited API bandwidth, and commercial usage rights.
- Earnings call transcripts are provided for US companies, available via the site and through API endpoints.
- Powerful stock screener with filters for exchange, industry, revenue, market cap, operating margin, and more. Saved searches and export features included.
- API v2 is REST-based with API key authentication. Returns JSON by default, with CSV available as an option. API and Excel plugin require a Professional or higher plan.
Tiingo
tiingo.com
Flat-rate market data platform with simple, transparent plans. Tiingo provides end-of-day and real-time APIs for equities, mutual funds, ETFs, forex, and crypto, alongside corporate actions, fundamentals, and news. Plans range from a free Starter tier to affordable paid subscriptions, with usage limits and data history varying by plan. Enterprise or commercial use is supported via higher tiers.
Categories
Platforms
Pricing
Quick highlights
- End-of-day (EOD) price API with proprietary error-checking and broad historical coverage.
- Coverage spans 65,000+ US stocks, ETFs, mutual funds, ADRs, plus Chinese equities with 50+ years of history.
- Corporate actions API for dividends and splits, including both historical and announced events.
- IEX real-time equity feed with tick-level data via REST and WebSocket.
- Forex API with real-time and historical data for 140+ currency pairs.
Shared focus areas
Both platforms align on these research themes, so you can stay within one workflow when your use case involves them.
Where they differ
Roic AI
Distinct strengths include:
- Company pages combine business summaries with 30+ years of financial statements and earnings call transcripts.
- Tiered access: Free plan gives US annuals only; Individual unlocks global coverage, quarterly and TTM data, plus Excel export; Professional adds unlimited exports, a personal-use API connection, and the Excel plugin; Enterprise allows multi-user access, unlimited API bandwidth, and commercial usage rights.
- Earnings call transcripts are provided for US companies, available via the site and through API endpoints.
- Powerful stock screener with filters for exchange, industry, revenue, market cap, operating margin, and more. Saved searches and export features included.
Tiingo
Distinct strengths include:
- End-of-day (EOD) price API with proprietary error-checking and broad historical coverage.
- Coverage spans 65,000+ US stocks, ETFs, mutual funds, ADRs, plus Chinese equities with 50+ years of history.
- Corporate actions API for dividends and splits, including both historical and announced events.
- IEX real-time equity feed with tick-level data via REST and WebSocket.
Feature-by-feature breakdown
| Attribute | Roic AI | Tiingo |
|---|---|---|
Categories Which research workflows each platform targets | Shared: News, Data APIs, Splits Unique: Financials, Transcripts, Screeners, Sheets / Excel Add-ins, Stock Handbook | Shared: News, Data APIs, Splits Unique: Dividends, APIs & SDKs |
Asset types Supported asset classes and universes | Stocks, ETFs, Closed-End Funds | Stocks, ETFs, Mutual Funds, Cryptos, Currencies |
Experience levels Who each product is built for | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Platforms Where you can access the product | Web, API | Web, API |
Pricing High-level pricing models | Free, Subscription | Free, Subscription |
Key features Core capabilities called out by each vendor | Unique
| Unique
|
Tested Verified by hands-on testing inside Find My Moat | Yes | Not yet |
Editor pick Featured inside curated shortlists | Highlighted | Standard listing |
Frequently Asked Questions
Which workflows do Roic AI and Tiingo both support?
Both platforms cover News, Data APIs, and Splits workflows, so you can research those use cases in either tool before digging into the feature differences below.
Do Roic AI and Tiingo require subscriptions?
Both Roic AI and Tiingo keep freemium access with optional paid upgrades, so you can trial each platform before committing.
How can you access Roic AI and Tiingo?
Both Roic AI and Tiingo prioritize web or desktop access. Investors wanting a mobile-first workflow may need to rely on responsive web views.
What unique strengths set the two platforms apart?
Roic AI differentiates itself with Company pages combine business summaries with 30+ years of financial statements and earnings call transcripts., Tiered access: Free plan gives US annuals only; Individual unlocks global coverage, quarterly and TTM data, plus Excel export; Professional adds unlimited exports, a personal-use API connection, and the Excel plugin; Enterprise allows multi-user access, unlimited API bandwidth, and commercial usage rights., and Earnings call transcripts are provided for US companies, available via the site and through API endpoints., whereas Tiingo stands out for End-of-day (EOD) price API with proprietary error-checking and broad historical coverage., Coverage spans 65,000+ US stocks, ETFs, mutual funds, ADRs, plus Chinese equities with 50+ years of history., and Corporate actions API for dividends and splits, including both historical and announced events..
Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.