★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Tool comparison edition
Tool Comparison
Sharesight vs Testfol.io
Pick Sharesight if
Sharesight
Free • Paid plans available · Web · Mobile · API
- You do a lot of your research from your phone
- You want an API so you can script or automate things
- You care about portfolio, performance attribution, and downloadable tax reports, things Testfol.io doesn't offer
Pick Testfol.io if
Testfol.io
Free · Web
- You care about backtesting, correlation, and quant, things Sharesight doesn't offer
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
Sharesight and Testfol.io cover a lot of the same ground (2 shared categories, risk metrics and compounding calculator), so for the basics you won't go far wrong with either. Sharesight simply does more: 13 categories to Testfol.io's 5, including portfolio, performance attribution, and downloadable tax reports, plus a mobile app. Testfol.io counters by being completely free.
What readers say
Sharesight
Vote once to reveal the community verdict.
Testfol.io
Vote once to reveal the community verdict.
Key differences at a glance
- Mobile app
- Sharesight
- Free trial
- Sharesight14 days
- Broader coverage
- Sharesight13 vs 5 categories
- API access
- Sharesight
- Asset coverage
- SharesightAdds funds and bonds
- Beginner friendly
- Sharesight
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • Paid plans available | Free |
Free tier | Yes | Yes |
Free trial | 14 days | — |
Plan limits | 14 limits: Free: portfolios: 1, Free: holdings: 10 +12 more | Free (Anonymous): note: Some tools (e.g., Signal Analyzer) require sign-in. |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | Yes | No |
API access | Yes | No |
Broker sync | Yes | — |
Integrations | Interactive Brokers, Trading 212 +4 more | — |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Intermediate, Advanced |
Best for | Retail Traders, Pro Retail +6 more | Retail Traders, Pro Retail +2 more |
Categories covered | 13 | 5 |
Regions | North America, Europe, APAC, LatAm, Middle East, Africa | — |
| Data & capabilities | ||
Data quality | 5 signals: Latency: End of Day, Granularity: EOD +3 more | Latency: End of Day and Granularity: EOD |
Data partners | — | FRED |
Capabilities | 11 signals: Broker sync, Portfolio attribution +9 more | Rebalancing and Correlation |
Security | 5 signals: SOC2, Data residency: Other +3 more | — |
| Try it | Visit Sharesight | Visit Testfol.io |
Where each one shines
What Sharesight and Testfol.io each do best.ShowHide
Where each one shines
What Sharesight and Testfol.io each do best.What Sharesight does best
- Track listed and unlisted investments across global markets, including stocks, ETFs, funds, bonds, crypto, cash, property, and custom investments.
- Import trades from supported brokers and finance apps or use CSV and manual workflows when a broker connection is unavailable.
- Measure portfolio performance with reports for returns, multi-period performance, diversity, exposure, contribution analysis, drawdown risk, and benchmarks where supported by plan.
- Track dividends, dividend reinvestment plans, splits, and other corporate actions with income and tax reports tied to portfolio tax residency.
- Handle multi-currency portfolios with automatic base-currency conversion plus valuation and FX-impact reporting.
What Testfol.io does best
- Build multi-asset portfolio backtests using ETFs, mutual funds, stocks, cashflow legs, and rebalancing controls such as rebalance bands.
- Review performance and risk statistics such as cumulative return, CAGR, money-weighted return, max drawdown, volatility, Sharpe, Sortino, and beta.
- Use Asset Analyzer for historical performance analysis and daily-return correlations.
- Test tactical allocation rules that swap between allocations using documented indicators, trading frequency, offsets, cashflows, benchmarks, and current-status views.
- Use Portfolio Optimizer to search for asset allocation and leverage choices based on user-provided inputs.
Every detail we compared
Every tracked attribute for Sharesight and Testfol.io, side by side.ShowHide
Every detail we compared
Every tracked attribute for Sharesight and Testfol.io, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsMutual FundsFundsBondsCryptosReal EstateOther | StocksETFsMutual Funds |
Experience | BeginnerIntermediateAdvanced | IntermediateAdvanced |
Target audience | Retail TradersPro RetailLong-term InvestorsDividend InvestorsIndex/Passive InvestorsFinancial AdvisorsRIAs / Wealth FirmsFamily Offices | Retail TradersPro RetailLong-term InvestorsQuants/Developers |
Regions | North AmericaEuropeAPACLatAmMiddle EastAfrica | Not specified |
Coverage details | Identifiers: Ticker | Identifiers: Ticker |
| Data | ||
Data freshness | End of Day | End of Day |
Data granularity | EOD | EOD |
Data partners | Not specified | FRED |
| Access & integrations | ||
API protocols | REST | Not specified |
API auth & delivery | Auth: OAuth2Docs | Not specified |
Import methods | CSVBrokerOAuthManual | Not specified |
Integrations | Interactive BrokersTrading 212Hargreaves LansdownDEGIRORobinhoodXero | Not specified |
Export formats | CSVPDF | CSV |
| Plans & trust | ||
Security & compliance | SOC2Data residency: OtherEncryption at restEncryption in transitRole-based access | Not specified |
Capability signals | Broker syncPortfolio attributionTax lotsMulti-currencyHouseholdingAlternatives supportClient reportingWhite label+3 more | RebalancingCorrelation |
Vendor & support | Sharesight Pty LtdCountry: AustraliaSupport: Email | Support: Email |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Freeportfolios: 1 · holdings: 10 · +1 more | Free“Free (Anonymous)”note: Some tools (e.g., Signal Analyzer) require sign-in. |
| Entry paid plan | €7/mo“Starter”portfolios: 1 · holdings: 30 · +1 more | — |
| Tier 2 | €17/mo“Standard”portfolios: 4 · holdings: Unlimited · +1 more | — |
| Tier 3 | €23/mo“Premium”portfolios: 10 · holdings: Unlimited · +1 more | — |
| Top plan | €13.50/mo“Business”min portfolios: 5 · tiers: 5–19: €13.5; 20–49: €12; 50–99: €10.5; 100+: €9.2 per portfolio/month... | — |
| Free trial | 14 days | — |
Questions we keep getting
What's the difference between Sharesight and Testfol.io?
Sharesight leans toward portfolio, risk metrics, and performance attribution, while Testfol.io puts more weight on backtesting, correlation, and risk metrics. They overlap in 2 categories, so for most people it comes down to workflow preference and price.
How much do Sharesight and Testfol.io cost?
Good news: both Sharesight and Testfol.io have free plans, so you can run them side by side and only pay if you hit a wall.
Which is better for beginners: Sharesight or Testfol.io?
Sharesight is the friendlier place to start; its interface takes less getting used to. Both work fine once you're past the basics.
Can I use Sharesight or Testfol.io on my phone?
Sharesight lists a dedicated mobile app, so it travels better. Testfol.io doesn't list a dedicated mobile app; its documented access is web.
Does Sharesight or Testfol.io have an API?
Sharesight has an API for programmatic access and custom integrations. Testfol.io doesn't, so you're working through its interface.
Should I choose Sharesight or Testfol.io?
It depends on what you're after. Pick Sharesight if portfolio and performance attribution matter to you; go with Testfol.io if you'd rather have backtesting and correlation. And if you only need the basics both share, let price decide.
What asset classes do Sharesight and Testfol.io cover?
Both cover stocks, ETFs, and mutual funds. Sharesight also handles funds, bonds, and cryptos.
Can I export data from Sharesight and Testfol.io?
Yes, both export to spreadsheets (CSV), which is handy if you like running your own numbers.
Are Sharesight and Testfol.io good for long-term investing?
Yes, both are aimed squarely at long-term investors. Compare their coverage, workflow, and price before assuming they solve the same long-term research job.
Can I track my portfolio with Sharesight or Testfol.io?
Sharesight handles portfolio tracking. Testfol.io is really a research tool; you'd track your portfolio elsewhere.
Keep researching
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.