★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Tool comparison edition
Tool Comparison
Gainify vs Smartfin
Start here
Gainify
Free • From $9.92/yr · Web
- You care about screeners, stock comparison, and custom dashboards, things Smartfin doesn't offer
- You've outgrown the basics and want pro-level depth
- You're a long-term investor who cares more about fundamentals than headlines
Pick Smartfin instead if
Smartfin
Free • From $8.33/mo · Web
- You want the cheaper way in: plans start at $8.33/mo instead of $9.92/mo
- You care about checklist, something Gainify doesn't offer
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
Gainify and Smartfin cover a lot of the same ground (11 shared categories, including stock ideas, data visualizations, and watchlist), so for the basics you won't go far wrong with either. Gainify simply does more: 24 categories to Smartfin's 12, including screeners, stock comparison, and custom dashboards. Smartfin counters by starting cheaper at $8.33/mo.
What readers say
Gainify
Vote once to reveal the community verdict.
Smartfin
Vote once to reveal the community verdict.
Key differences at a glance
- Cheaper paid plan
- Smartfin$8.33/mo vs $9.92/mo
- Broader coverage
- Gainify24 vs 12 categories
- Global coverage
- Gainify
- Free plan
- Both
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $9.92/yr | Free • From $8.33/mo |
Free tier | Yes | Yes |
Free trial | — | — |
Plan limits | 16 limits: Starter: ai chat queries: 10/month, Starter: watchlists: 1 +14 more | — |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | No | No |
API access | No | No |
Broker sync | No | — |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate |
Best for | Retail Traders, Pro Retail +5 more | — |
Categories covered | 24 | 12 |
Regions | North America, Europe, APAC, LatAm, Middle East, Africa | North America |
| Data & capabilities | ||
Data quality | 3 signals: Latency: Real-time and End of Day, Granularity: EOD +1 more | Latency: Real-time and End of Day and Granularity: EOD |
Data partners | 3 partners: S&P Global Market Intelligence, Financial Modeling Prep +1 more | — |
Capabilities | 5 signals: Universe builder, Factors: Value, Quality, Momentum, and Growth +3 more | AI summaries: Filings |
Security | Encryption in transit | — |
| Try it | Visit Gainify | Visit Smartfin |
Where each one shines
What Gainify and Smartfin each do best.ShowHide
Where each one shines
What Gainify and Smartfin each do best.What Gainify does best
- Treat Gainify as discontinued historical context rather than a live product to buy; the current homepage says the service is closed and no longer available.
- Use the legacy profile to understand an AI stock analysis workflow that combined global screening, stock reports, AI chat, earnings recaps, charting, watchlists, and portfolio tracking.
- Review the historical screener concept: 1,000+ filters, broad global ticker coverage, S&P Global data references, custom output columns, and fast watchlist workflows.
- Compare legacy stock reports that bundled company snapshots, Wall Street estimates, valuation metrics, ownership, dividends, financial history, forecasts, ratings, AI earnings summaries, and transcripts.
- Study the Gainify Rating and Gainify Score as examples of explainable, multi-factor stock scoring for quality, value, growth, and related research dimensions.
What Smartfin does best
- Read Smartfin company overview and evaluation cards with plain-English positives, negatives, and peer positioning.
- Use sector-adjusted scorecards for value, profit, growth, and financial health with peer rankings.
- Explore visual financial statements with plan-based history: 5 years on Starter, 10 years on Premium, and 30+ years on Pro.
- Track watchlists and real-time alerts with limits that scale from Starter and Premium to larger Pro usage.
- Use the event hub for earnings, SEC filings, transcripts, and a lightweight research checklist for followed tickers.
Every detail we compared
Every tracked attribute for Gainify and Smartfin, side by side.ShowHide
Every detail we compared
Every tracked attribute for Gainify and Smartfin, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | Stocks | Stocks |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediate |
Target audience | Retail TradersPro RetailLong-term InvestorsValue InvestorsGrowth InvestorsDividend InvestorsAnalysts | Not specified |
Regions | North AmericaEuropeAPACLatAmMiddle EastAfrica | North America |
Coverage details | Identifiers: Ticker | Countries: USExchanges: XNYS and XNASIdentifiers: Ticker |
| Data | ||
Data freshness | Real-timeEnd of Day | Real-timeEnd of Day |
Data granularity | EOD | EOD |
Pricing sources | VendorModel | Not specified |
Data partners | S&P Global Market IntelligenceFinancial Modeling PrepProprietary Derived Data | Not specified |
| Access & integrations | ||
Import methods | Manual | Not specified |
Export formats | Image | Image |
| Plans & trust | ||
Security & compliance | Encryption in transit | Not specified |
Capability signals | Universe builderFactors: Value, Quality, Momentum, and GrowthPerformance attributionPortfolio attributionAI summaries: Transcripts | AI summaries: Filings |
Vendor & support | GainifyCountry: LithuaniaFounded 2024Support: Email | SmartfinSupport: Email |
Curation ratings | Methodology 3/5Reliability 3/5UX 4/5 | Methodology 3/5Reliability 3/5UX 4/5 |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Free“Starter”ai chat queries: 10/month · watchlists: 1 · +2 more | Free“Starter” |
| Entry paid plan | $9.92/yr≈ $9.92/mo“Investor”billing: $14.99 monthly or $9.92/month billed yearly. · ai chat queries: 50/month · +4 more | $8.33/mo“Premium” |
| Top plan | $26.99/yr≈ $26.99/mo“Gainer Pro”billing: $36.99 monthly or $26.99/month billed yearly. · ai chat queries: 500/month · +4 more | $16.99/mo“Pro” |
Questions we keep getting
What's the difference between Gainify and Smartfin?
Gainify leans toward stock ideas, screeners, and stock comparison, while Smartfin puts more weight on stock ideas, financials, and scores. They overlap in 11 categories, so for most people it comes down to workflow preference and price.
How much do Gainify and Smartfin cost?
Good news: both Gainify and Smartfin have free plans, so you can run them side by side and only pay if you hit a wall.
Which is better for beginners: Gainify or Smartfin?
Honestly, neither is aimed at beginners. Expect a learning curve either way; that's the trade-off for the depth they offer.
Should I choose Gainify or Smartfin?
It depends on what you're after. Pick Gainify if screeners and stock comparison matter to you; go with Smartfin if you'd rather have checklist. And if you only need the basics both share, let price decide.
Do Gainify and Smartfin offer real-time data?
Yes, both serve real-time market data, so either works when timing matters.
Which covers international markets: Gainify or Smartfin?
Gainify has documented international coverage (North America, Europe, APAC, LatAm, and more), so it's the safer bet if you hold non-US stocks. Smartfin is more region-specific, mainly North America.
Which has a better stock screener: Gainify or Smartfin?
Gainify has a stock screener for surfacing ideas; Smartfin doesn't, and focuses its energy elsewhere.
Can I track my portfolio with Gainify or Smartfin?
Gainify handles portfolio tracking. Smartfin is really a research tool; you'd track your portfolio elsewhere.
Keep researching
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.