BEST INVESTING TOOLS COMPARISON

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Checked September 24, 2026

Tool Comparison

Hargreaves Lansdown vs Trading 212

Paid from
—
Free plan
No
Platforms
Web, Mobile

Best if

    Paid from
    —
    Free plan
    No
    Platforms
    Web, Mobile

    Best if

      Pick Hargreaves Lansdown if

      Hargreaves Lansdown logo

      Hargreaves Lansdown

      hl.co.uk

      Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile

      Pick Trading 212 if

      Trading 212 logo

      Trading 212

      trading212.com

      Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile

      Skip both if: These two cover the same ground; it really comes down to price and which interface you enjoy using.

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      Our take

      The bottom line

      Hargreaves Lansdown and Trading 212 cover a lot of the same ground (5 shared categories, including brokerage, portfolio, and watchlist), so for the basics you won't go far wrong with either. On paper they're closely matched, so let pricing, platform fit, and the details below break the tie.

      What readers say

      Hargreaves Lansdown

      No votes yet. Cast the first one.

      Trading 212

      No votes yet. Cast the first one.

      Hargreaves Lansdown logo

      What Hargreaves Lansdown does best

      1. Fund and Share Account, Stocks and Shares ISA, Lifetime ISA, junior accounts, SIPP, Junior SIPP, and Bare Trust access.
      2. Thousands of funds plus UK and overseas shares, ETFs, investment trusts, gilts, and corporate bonds.
      3. HL research, live share prices, watchlists, portfolio tracking, charts, stop losses, and limit orders.
      4. Regular monthly investing with selected dealing fees waived.
      5. Interest paid on cleared investment-account cash using account-specific balance tiers.
      Trading 212 logo

      What Trading 212 does best

      1. Direct Invest accounts for supported stocks and ETFs, separate from leveraged CFD exposure.
      2. Trading 212 commission and custody fees of zero for Invest, ISA, and SIPP, with entity-specific FX fees when conversion is required.
      3. Multi-currency Invest balances across supported currencies, subject to entity and residence availability.
      4. Fractional market, limit, stop, and stop-limit orders for most supported Invest and ISA instruments.
      5. Fractional owners receive proportional dividends and voting support, but fractions cannot transfer to another broker.

      Side by side

      Pricing & plans
      Starting price
      Transaction-priced · Fees vary by offer and jurisdiction
      Transaction-priced · Fees vary by offer and jurisdiction
      Free tier
      No
      No
      Free trial
      —
      —
      Platforms & access
      Web app
      Yes
      Yes
      Mobile app
      Yes
      Yes
      API access
      No
      No
      Coverage & data
      Asset types
      StocksETFsBondsMutual Funds
      StocksETFsCurrenciesCommoditiesOther
      Export formats
      PDF
      CSVPDF

      See for yourself

      Side by side

      Price, platforms, data, and market coverage.
      Show
      Side-by-side comparison of Hargreaves Lansdown and Trading 212
      Attribute
      Hargreaves Lansdown logo
      Hargreaves Lansdown
      Trading 212 logo
      Trading 212
      Pricing & plans
      Starting price
      Transaction-priced · Fees vary by offer and jurisdictionTransaction-priced · Fees vary by offer and jurisdiction
      Free tier
      NoNo
      Free trial
      ——
      Platforms & access
      Web app
      YesYes
      Mobile app
      YesYes
      API access
      NoNo
      Audience & fit
      Experience level
      Beginner, Intermediate, AdvancedBeginner, Intermediate, Advanced
      Best for
      ——
      Categories covered
      55
      Regions
      Europe, North AmericaEurope, APAC, LatAm, Middle East, Africa
      Try itVisit Hargreaves LansdownVisit Trading 212

      Standout features

      The best features of Hargreaves Lansdown and Trading 212.
      Show
      Hargreaves Lansdown logo

      What Hargreaves Lansdown does best

      1. Fund and Share Account, Stocks and Shares ISA, Lifetime ISA, junior accounts, SIPP, Junior SIPP, and Bare Trust access.
      2. Thousands of funds plus UK and overseas shares, ETFs, investment trusts, gilts, and corporate bonds.
      3. HL research, live share prices, watchlists, portfolio tracking, charts, stop losses, and limit orders.
      4. Regular monthly investing with selected dealing fees waived.
      5. Interest paid on cleared investment-account cash using account-specific balance tiers.
      Trading 212 logo

      What Trading 212 does best

      1. Direct Invest accounts for supported stocks and ETFs, separate from leveraged CFD exposure.
      2. Trading 212 commission and custody fees of zero for Invest, ISA, and SIPP, with entity-specific FX fees when conversion is required.
      3. Multi-currency Invest balances across supported currencies, subject to entity and residence availability.
      4. Fractional market, limit, stop, and stop-limit orders for most supported Invest and ISA instruments.
      5. Fractional owners receive proportional dividends and voting support, but fractions cannot transfer to another broker.

      All details

      Every attribute we track for Hargreaves Lansdown and Trading 212.
      Show
      Attribute
      Hargreaves Lansdown logo
      Hargreaves Lansdown
      Trading 212 logo
      Trading 212
      Coverage & fit
      Asset types
      StocksETFsBondsMutual Funds
      StocksETFsCurrenciesCommoditiesOther
      Experience
      BeginnerIntermediateAdvanced
      BeginnerIntermediateAdvanced
      Regions
      EuropeNorth America
      EuropeAPACLatAmMiddle EastAfrica
      Coverage details
      Identifiers: Ticker and ISIN
      Identifiers: Ticker and ISIN
      Access & integrations
      Export formats
      PDF
      CSVPDF
      Plans & trust
      Vendor & support
      Hargreaves Lansdown Asset Management LimitedCountry: United KingdomSupport: Phone and Email
      Trading 212Country: United KingdomSupport: Chat

      Green tags are exclusive to that tool in this comparison.

      Questions we keep getting

      What's the difference between Hargreaves Lansdown and Trading 212?

      Hargreaves Lansdown leans toward brokerage, portfolio, and watchlist, while Trading 212 puts more weight on brokerage, advanced order types, and portfolio. They overlap in 5 categories, so for most people it comes down to workflow preference and price.

      How much do Hargreaves Lansdown and Trading 212 cost?

      Neither has a free plan; you'll need a paid subscription for the full feature set of either. Check each tool's current plan details before buying.

      What asset classes do Hargreaves Lansdown and Trading 212 cover?

      Both cover stocks and ETFs. Hargreaves Lansdown also handles bonds and mutual funds. Trading 212 adds currencies, commodities, and other on top.

      Can I export data from Hargreaves Lansdown and Trading 212?

      Trading 212 exports to CSV. Hargreaves Lansdown is stingier about getting data out.

      Can I track my portfolio with Hargreaves Lansdown or Trading 212?

      Yes, both do portfolio tracking: holdings, performance, and allocation in one place.

      Feedback

      Spot stale pricing, missing features, or a comparison that feels off? Send feedback on the verdict, table, alternatives, or recommendation.

      Curation & Accuracy

      This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).

      Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.