★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Tool details checked July 17, 2026
Tool Comparison
Hargreaves Lansdown vs Trading 212
Pick Hargreaves Lansdown if
Hargreaves Lansdown
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile
Pick Trading 212 if
Trading 212
Transaction-priced · Fees vary by offer and jurisdiction · Web · Mobile
Skip both if: These two cover the same ground; it really comes down to price and which interface you enjoy using.
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Our take
The bottom line
Hargreaves Lansdown and Trading 212 cover a lot of the same ground (5 shared categories, including brokerage, portfolio, and watchlist), so for the basics you won't go far wrong with either. On paper they're closely matched, so let pricing, platform fit, and the details below break the tie.
What readers say
Hargreaves Lansdown
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Trading 212
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See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Transaction-priced · Fees vary by offer and jurisdiction | Transaction-priced · Fees vary by offer and jurisdiction |
Free tier | No | No |
Free trial | — | — |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | Yes | Yes |
API access | No | No |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | — | — |
Categories covered | 5 | 5 |
Regions | Europe, North America | Europe, APAC, LatAm, Middle East, Africa |
| Try it | Visit Hargreaves Lansdown | Visit Trading 212 |
Where each one shines
What Hargreaves Lansdown and Trading 212 each do best.ShowHide
Where each one shines
What Hargreaves Lansdown and Trading 212 each do best.What Hargreaves Lansdown does best
- Fund and Share Account, Stocks and Shares ISA, Lifetime ISA, junior accounts, SIPP, Junior SIPP, and Bare Trust access.
- Thousands of funds plus UK and overseas shares, ETFs, investment trusts, gilts, and corporate bonds.
- HL research, live share prices, watchlists, portfolio tracking, charts, stop losses, and limit orders.
- Regular monthly investing with selected dealing fees waived.
- Interest paid on cleared investment-account cash using account-specific balance tiers.
What Trading 212 does best
- Direct Invest accounts for supported stocks and ETFs, separate from leveraged CFD exposure.
- Trading 212 commission and custody fees of zero for Invest, ISA, and SIPP, with entity-specific FX fees when conversion is required.
- Multi-currency Invest balances across supported currencies, subject to entity and residence availability.
- Fractional market, limit, stop, and stop-limit orders for most supported Invest and ISA instruments.
- Fractional owners receive proportional dividends and voting support, but fractions cannot transfer to another broker.
Every detail we compared
Every tracked attribute for Hargreaves Lansdown and Trading 212, side by side.ShowHide
Every detail we compared
Every tracked attribute for Hargreaves Lansdown and Trading 212, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsBondsMutual Funds | StocksETFsCurrenciesCommoditiesOther |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediateAdvanced |
Regions | EuropeNorth America | EuropeAPACLatAmMiddle EastAfrica |
Coverage details | Identifiers: Ticker and ISIN | Identifiers: Ticker and ISIN |
| Access & integrations | ||
Export formats | PDF | CSVPDF |
| Plans & trust | ||
Vendor & support | Hargreaves Lansdown Asset Management LimitedCountry: United KingdomSupport: Phone and Email | Trading 212Country: United KingdomSupport: Chat |
Green tags are exclusive to that tool in this comparison.
Questions we keep getting
What's the difference between Hargreaves Lansdown and Trading 212?
Hargreaves Lansdown leans toward brokerage, portfolio, and watchlist, while Trading 212 puts more weight on brokerage, advanced order types, and portfolio. They overlap in 5 categories, so for most people it comes down to workflow preference and price.
How much do Hargreaves Lansdown and Trading 212 cost?
Neither has a free plan; you'll need a paid subscription for the full feature set of either. Check each tool's current plan details before buying.
What asset classes do Hargreaves Lansdown and Trading 212 cover?
Both cover stocks and ETFs. Hargreaves Lansdown also handles bonds and mutual funds. Trading 212 adds currencies, commodities, and other on top.
Can I export data from Hargreaves Lansdown and Trading 212?
Trading 212 exports to CSV. Hargreaves Lansdown is stingier about getting data out.
Can I track my portfolio with Hargreaves Lansdown or Trading 212?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.