★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Tool comparison edition
Tool Comparison
Asset Allocation Interactive (AAI) vs Portfolio123
Pick Asset Allocation Interactive (AAI) instead if
Asset Allocation Interactive (AAI)
Free · Web
- Go this way if it's completely free.
Start here
Portfolio123
Free • From $25/mo · Web · API · Desktop
- Delayed quotes won't cut it; you need real-time data
- You want an API so you can script or automate things
- You care about screeners, quant, and stock ideas, things Asset Allocation Interactive (AAI) doesn't offer
Skip both if: Neither one clicks with how you research; there are strong third options.
See alternativesOutbound links may include affiliate or sponsor codes.
Our take
The bottom line
Asset Allocation Interactive (AAI) and Portfolio123 cover a lot of the same ground (3 shared categories, valuation models, data visualizations, and portfolio), so for the basics you won't go far wrong with either. Portfolio123 simply does more: 19 categories to Asset Allocation Interactive (AAI)'s 3, including screeners, quant, and stock ideas. Asset Allocation Interactive (AAI) counters by being completely free.
What readers say
Asset Allocation Interactive (AAI)
Vote once to reveal the community verdict.
Portfolio123
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Key differences at a glance
- Real-time data
- Portfolio123
- Broader coverage
- Portfolio12319 vs 3 categories
- Desktop app
- Portfolio123
- API access
- Portfolio123
- Beginner friendly
- Portfolio123
- Free plan
- Both
See for yourself
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.ShowHide
How they stack up
The side-by-side table: pricing, platforms, data, and coverage at a glance.| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free | Free • From $25/mo |
Free tier | Yes | Yes |
Free trial | — | — |
Plan limits | — | Free Screener & Backtesting Access: duration days: 30 |
| Platforms & access | ||
Web app | Yes | Yes |
Desktop app | No | Yes |
Mobile app | No | No |
API access | No | Yes |
Broker sync | — | Yes |
Integrations | — | Interactive Brokers and Tradier |
| Audience & fit | ||
Experience level | Intermediate, Advanced | Beginner, Intermediate, Advanced |
Best for | Retail Traders, Pro Retail +4 more | Retail Traders, Pro Retail +5 more |
Categories covered | 3 | 19 |
Regions | — | North America, Europe |
| Data & capabilities | ||
Data quality | Multi-currency | 5 signals: Latency: Real-time and End of Day, Granularity: EOD +3 more |
Data partners | — | 4 partners: FactSet, S&P Global Market Intelligence +2 more |
Capabilities | — | 6 signals: Custom formulas, Ranking backtests +4 more |
| Try it | Visit Asset Allocation Interactive (AAI) | Visit Portfolio123 |
Where each one shines
What Asset Allocation Interactive (AAI) and Portfolio123 each do best.ShowHide
Where each one shines
What Asset Allocation Interactive (AAI) and Portfolio123 each do best.What Asset Allocation Interactive (AAI) does best
- Explore long-term capital market assumptions for more than 140 assets across equities, bonds, commodities, currencies, real estate, hedge funds, private assets, and other asset classes.
- Compare expected returns across six global currencies, with projections shown as annualized geometric averages over a 10-year horizon.
- Switch between Research Affiliates’ valuation-dependent and yield-and-growth expected-return models to understand how assumptions change the forecast.
- Build, save, customize, and blend model portfolios for strategic allocation analysis rather than single-stock research.
- Review expected return and risk forecasts for individual asset classes and complete portfolios in an interactive web interface.
What Portfolio123 does best
- Build multifactor ranking systems, stock screens, ETF screens, and complete rules-based strategies through a web research environment.
- Run simulations and backtests with long historical equity data, custom universes, buy and sell rules, position sizing, hedging, rebalancing, and realistic assumptions.
- Use point-in-time data designed to avoid survivorship and look-ahead bias, with fundamentals, estimates, corporate actions, sector and industry classifications, and historical issues.
- Create ranking systems from fundamental, technical, sentiment, and macro factors, including public factor documentation and FRED-linked economic series.
- Use AI Factor to train machine-learning predictors for expected returns and feed those predictions into rankings, simulations, and asset-level analysis.
Every detail we compared
Every tracked attribute for Asset Allocation Interactive (AAI) and Portfolio123, side by side.ShowHide
Every detail we compared
Every tracked attribute for Asset Allocation Interactive (AAI) and Portfolio123, side by side.| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksBondsCommoditiesFuturesCurrenciesReal EstateHedge FundsPrivate Funds+1 more | StocksETFsClosed-End Funds |
Experience | IntermediateAdvanced | BeginnerIntermediateAdvanced |
Target audience | Retail TradersPro RetailInstitutional InvestorsFinancial AdvisorsAnalystsStudents/Researchers | Retail TradersPro RetailInstitutional InvestorsAnalystsQuants/DevelopersFinancial AdvisorsStudents/Researchers |
Regions | Not specified | North AmericaEurope |
Coverage details | Not specified | Countries: US and CAIdentifiers: Ticker |
| Data | ||
Data freshness | Not specified | Real-timeEnd of Day |
Data granularity | Not specified | EOD |
Data partners | Not specified | FactSetS&P Global Market IntelligenceICE Data ServicesFRED |
| Access & integrations | ||
API protocols | Not specified | REST |
API auth & delivery | Not specified | Auth: APIKeySDKs: PythonDocs |
Import methods | Not specified | BrokerOAuthCSV |
Integrations | Not specified | Interactive BrokersTradier |
Export formats | Excel | CSVJSON |
| Plans & trust | ||
Capability signals | Not specified | Custom formulasRanking backtestsUniverse builderBroker syncRebalancingCorrelation |
Vendor & support | Research Affiliates, LLCCountry: United StatesFounded 2002 | Portfolio123Support: Forum |
Green tags are exclusive to that tool in this comparison.
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.ShowHide
What you'll actually pay
Plans, billing, trials, and per-month pricing for both tools.| Tier | ||
|---|---|---|
| Free plan | Free | Free“Manage (Free)” |
| Entry paid plan | — | $25/mo“Retail Research Plans” |
| Custom / enterprise | — | Contact sales“Professional / API & Data Licenses” |
Questions we keep getting
What's the difference between Asset Allocation Interactive (AAI) and Portfolio123?
Asset Allocation Interactive (AAI) leans toward valuation models, data visualizations, and portfolio, while Portfolio123 puts more weight on screeners, data visualizations, and quant. They overlap in 3 categories, so for most people it comes down to workflow preference and price.
How much do Asset Allocation Interactive (AAI) and Portfolio123 cost?
Good news: both Asset Allocation Interactive (AAI) and Portfolio123 have free plans, so you can run them side by side and only pay if you hit a wall.
Which is better for beginners: Asset Allocation Interactive (AAI) or Portfolio123?
Portfolio123 is the friendlier place to start; its interface takes less getting used to. Both work fine once you're past the basics.
Does Asset Allocation Interactive (AAI) or Portfolio123 have an API?
Portfolio123 has an API for programmatic access and custom integrations. Asset Allocation Interactive (AAI) doesn't, so you're working through its interface.
Should I choose Asset Allocation Interactive (AAI) or Portfolio123?
It depends on what you're after. Pick Asset Allocation Interactive (AAI) if you prefer its overall approach; go with Portfolio123 if you'd rather have screeners and quant. And if you only need the basics both share, let price decide.
What asset classes do Asset Allocation Interactive (AAI) and Portfolio123 cover?
Both cover stocks. Asset Allocation Interactive (AAI) also handles bonds, commodities, and futures. Portfolio123 adds ETFs and closed-end funds on top.
Does Asset Allocation Interactive (AAI) or Portfolio123 have real-time data?
Portfolio123 offers real-time data, which matters if you trade actively. Asset Allocation Interactive (AAI) runs on delayed or end-of-day data, which is perfectly fine for longer-term investors who don't live and die by the tick.
Can I export data from Asset Allocation Interactive (AAI) and Portfolio123?
Yes, both export to spreadsheets (Asset Allocation Interactive (AAI): Excel; Portfolio123: CSV), which is handy if you like running your own numbers.
Which has a better stock screener: Asset Allocation Interactive (AAI) or Portfolio123?
Portfolio123 has a stock screener for surfacing ideas; Asset Allocation Interactive (AAI) doesn't, and focuses its energy elsewhere.
Can I track my portfolio with Asset Allocation Interactive (AAI) or Portfolio123?
Yes, both do portfolio tracking: holdings, performance, and allocation in one place.
Keep researching
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.