Tool Comparison
Testfol.io vs YCharts
- Paid from
- $960/yr, billed annually
- Free plan
- Yes
- Platforms
- Web
Best if
- You'd rather start free and only pay if you outgrow it
- You want a lower paid starting price: $960/yr, billed annually instead of $3000/yr, billed annually
- You want backtesting, quant, and compounding calculator.
- Paid from
- $3000/yr, billed annually
- Free plan
- No
- Platforms
- Web, Desktop
Best if
- You want screeners, stock comparison, and ETF comparison.
Pick Testfol.io if
Testfol.io
Free • From $960/yr, billed annually · Web
- You'd rather start free and only pay if you outgrow it
- You want a lower paid starting price: $960/yr, billed annually instead of $3000/yr, billed annually
- You want backtesting, quant, and compounding calculator.
Pick YCharts if
YCharts
From $3000/yr, billed annually · Web · Desktop
- You want screeners, stock comparison, and ETF comparison.
Skip both if: Neither one clicks with how you research; there are strong third options.
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Our take
The bottom line
Testfol.io and YCharts cover a lot of the same ground (2 shared categories, correlation and risk metrics), so for the basics you won't go far wrong with either. YCharts simply does more: 20 categories to Testfol.io's 5, including screeners, stock comparison, and ETF comparison. Testfol.io counters by letting you start free.
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Testfol.io
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Key differences at a glance
- Free plan
- Testfol.io
- Cheaper paid plan
- Testfol.io$960/yr, billed annually vs $3000/yr, billed annually
- Broader coverage
- YCharts20 vs 5 categories
- Desktop app
- YCharts
- Asset coverage
- YChartsAdds closed-end funds and bonds
What Testfol.io does best
- Tools for building multi-asset portfolio backtests using ETFs, mutual funds, stocks, cashflow legs, and rebalancing controls such as rebalance bands.
- Review performance and risk statistics such as cumulative return, CAGR, money-weighted return, max drawdown, volatility, Sharpe, Sortino, and beta.
- Asset Analyzer for historical performance analysis and daily-return correlations.
- Testing tools for tactical allocation rules that swap between allocations using documented indicators, trading frequency, offsets, cashflows, benchmarks, and current-status views.
- Portfolio Optimizer searches for asset allocation and use choices based on user-provided inputs.
What YCharts does best
- Tools for building client-ready charts, scatter plots, technical charts, economic overlays, ratios, spreads, correlations, annotations, and branded visuals.
- Comparison tools for stocks, funds, ETFs, portfolios, and models with Comp Tables, custom scoring, exports, and client-ready PDFs.
- Stock and fund screeners, dashboards, watchlists, alerts, and market-monitoring workflows for advisor and analyst research.
- Create proposals, talking points, report templates, risk profiles, custom disclosures, and firm-branded client materials.
- Portfolio Optimizer, Scenarios, Interactive Analysis, Monte Carlo workflows, stress tests, and transition tax analysis where included by tier.
Side by side
Pricing comparison
See for yourself
Side by side
Price, platforms, data, and market coverage.ShowHide
Side by side
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $960/yr, billed annually | From $3000/yr, billed annually |
Free tier | Yes | No |
Free trial | 7 days | 7 days |
Plan limits | 10 limits: Free (Anonymous): note: Some tools (e.g., Signal Analyzer) require sign-in., Pro: annual price usd: 150 +8 more | 9 limits: Analyst: additional seat annual usd: 1,500, Presenter: additional seat annual usd: 2,400 +7 more |
| Platforms & access | ||
Web app | Yes | Yes |
Desktop app | No | Yes |
Mobile app | No | No |
API access | No | No |
Broker sync | — | Yes |
Integrations | — | Addepar, Advyzon +15 more |
| Audience & fit | ||
Experience level | Intermediate, Advanced | Intermediate, Advanced |
Best for | Retail Traders, Pro Retail +2 more | Financial Advisors, RIAs / Wealth Firms +2 more |
Categories covered | 5 | 20 |
Regions | — | — |
| Data & capabilities | ||
Data quality | Latency: End of Day and Granularity: EOD | — |
Data partners | FRED | 3 partners: Morningstar, S&P Global Market Intelligence +1 more |
Capabilities | Rebalancing and Correlation | 6 signals: Stress tests: EquityCrash, Monte Carlo +4 more |
Security | — | 4 signals: SOC2, Status page +2 more |
| Try it | Visit Testfol.io | Visit YCharts |
Standout features
The best features of Testfol.io and YCharts.ShowHide
Standout features
What Testfol.io does best
- Tools for building multi-asset portfolio backtests using ETFs, mutual funds, stocks, cashflow legs, and rebalancing controls such as rebalance bands.
- Review performance and risk statistics such as cumulative return, CAGR, money-weighted return, max drawdown, volatility, Sharpe, Sortino, and beta.
- Asset Analyzer for historical performance analysis and daily-return correlations.
- Testing tools for tactical allocation rules that swap between allocations using documented indicators, trading frequency, offsets, cashflows, benchmarks, and current-status views.
- Portfolio Optimizer searches for asset allocation and use choices based on user-provided inputs.
What YCharts does best
- Tools for building client-ready charts, scatter plots, technical charts, economic overlays, ratios, spreads, correlations, annotations, and branded visuals.
- Comparison tools for stocks, funds, ETFs, portfolios, and models with Comp Tables, custom scoring, exports, and client-ready PDFs.
- Stock and fund screeners, dashboards, watchlists, alerts, and market-monitoring workflows for advisor and analyst research.
- Create proposals, talking points, report templates, risk profiles, custom disclosures, and firm-branded client materials.
- Portfolio Optimizer, Scenarios, Interactive Analysis, Monte Carlo workflows, stress tests, and transition tax analysis where included by tier.
All details
Every attribute we track for Testfol.io and YCharts.ShowHide
All details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsMutual Funds | StocksETFsMutual FundsClosed-End FundsBondsCryptos |
Experience | IntermediateAdvanced | IntermediateAdvanced |
Target audience | Retail TradersPro RetailLong-term InvestorsQuants/Developers | Financial AdvisorsRIAs / Wealth FirmsAsset ManagersAnalysts |
Coverage details | Identifiers: Ticker | Identifiers: Ticker and CUSIP |
| Data | ||
Data freshness | End of Day | Not specified |
Data granularity | EOD | Not specified |
Data partners | FRED | MorningstarS&P Global Market IntelligenceMoody's |
| Access & integrations | ||
Import methods | Not specified | CSVCustodianManual |
Integrations | Not specified | AddeparAdvyzonAvisoBlack DiamondBroadridge Wealth AggregationeMoneyFidelityiRebal+9 more |
Export formats | CSV | CSVExcelPDF |
| Plans & trust | ||
Security & compliance | Not specified | SOC2Status pageEncryption at restEncryption in transit |
Capability signals | RebalancingCorrelation | Stress tests: EquityCrashMonte CarloPortfolio attributionCorrelationModel portfoliosClient reporting |
Vendor & support | Support: Email | YCharts, Inc.Country: United StatesSupport: Email, Phone, and Chat |
Green tags are exclusive to that tool in this comparison.
Pricing
Plans, billing, free trials, and monthly prices.ShowHide
Pricing
| Tier | ||
|---|---|---|
| Free plan | Free“Free (Anonymous)”note: Some tools (e.g., Signal Analyzer) require sign-in. | — |
| Entry paid plan | $15/moBilled monthly“Pro”annual price usd: 150 · annual monthly equivalent usd: 12.5 · +1 more | $3000/yrBilled annually≈ $250/mo“Analyst”additional seat annual usd: 1,500 |
| Tier 2 | $30/moBilled monthly“Pro+”annual price usd: 300 · annual monthly equivalent usd: 25 · +3 more | $6300/yrBilled annually≈ $525/mo“Professional”additional seat annual usd: 3,600 |
| Top plan | $960/yrBilled annually≈ $80/mo“Max”billed: Annually | SubscriptionBilled annually“Presenter”additional seat annual usd: 2,400 |
| Custom / enterprise | — | Contact sales“Enterprise” |
| Free trial | 7 days | 7 days |
Alternatives
Free alternatives
Questions we keep getting
What's the difference between Testfol.io and YCharts?
Testfol.io leans toward backtesting, correlation, and risk metrics, while YCharts puts more weight on screeners, stock comparison, and ETF comparison. They overlap in 2 categories, so for most people it comes down to workflow preference and price.
Is Testfol.io or YCharts free to use?
Testfol.io has a free tier, so you can get started without paying anything. YCharts is paid-only. If budget matters, start with Testfol.io and see how far it takes you before opening your wallet.
Should I choose Testfol.io or YCharts?
It depends on what you're after. Pick Testfol.io if backtesting and quant matter to you; go with YCharts if you'd rather have screeners and stock comparison. And if you only need the basics both share, let price decide.
What asset classes do Testfol.io and YCharts cover?
Both cover stocks, ETFs, and mutual funds. YCharts adds closed-end funds, bonds, and cryptos on top.
Can I export data from Testfol.io and YCharts?
Yes, both export to spreadsheets (CSV), which is handy if you like running your own numbers.
Which has a better stock screener: Testfol.io or YCharts?
YCharts has a stock screener for surfacing ideas; Testfol.io doesn't, and focuses its energy elsewhere.
Can I track my portfolio with Testfol.io or YCharts?
YCharts handles portfolio tracking. Testfol.io is really a research tool; you'd track your portfolio elsewhere.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.