★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Tool comparison edition
Tool Comparison
Fiscal.ai vs InsiderScore (VerityData | InsiderScore)
Fiscal.ai
Best for stock ideas and screeners
Free • From $468/yr
InsiderScore (VerityData | InsiderScore)
Best for corporate actions & special situations and flags
Subscription
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The verdict
The bottom line
Fiscal.ai and InsiderScore (VerityData | InsiderScore) cover a lot of the same ground (5 shared categories, including watchlist, institutional ownership, and alerts), so for the basics you won't go far wrong with either. Fiscal.ai simply does more: 29 categories to InsiderScore (VerityData | InsiderScore)'s 7, including stock ideas, screeners, and stock comparison. InsiderScore (VerityData | InsiderScore) counters by keeping things simpler.
Key differences at a glance
- Free plan
- Fiscal.ai
- Free trial
- Fiscal.ai14 days
- Broader coverage
- Fiscal.ai29 vs 7 categories
- Global coverage
- Fiscal.ai
- Beginner friendly
- Fiscal.ai
Choose
Fiscal.ai if…
- You'd rather start free and only pay if you outgrow it
- You care about stock ideas, screeners, and stock comparison, things InsiderScore (VerityData | InsiderScore) doesn't offer
- You're newer to investing and want something approachable
- You're a long-term investor who cares more about fundamentals than headlines
Choose
InsiderScore (VerityData | InsiderScore) if…
- You care about corporate actions & special situations and flags, things Fiscal.ai doesn't offer
Comparison snapshot
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $468/yr | Subscription |
Free tier | Yes | No |
Free trial | 14 days | — |
Plan limits | 61 limits: Terminal - Free: financials history (annual): 10, Terminal - Free: financials history (quarterly): 6 +59 more | — |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | No | No |
API access | Yes | Yes |
Broker sync | No | No |
Integrations | MCP, Claude Connector +7 more | SFTP, VerityRMS +2 more |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Intermediate, Advanced |
Best for | Retail Traders, Pro Retail +11 more | — |
Categories covered | 29 | 7 |
Regions | North America, Europe, APAC, LatAm, Middle East, Africa | North America |
| Data & capabilities | ||
Data quality | 3 signals: Latency: Real-time, 15-min Delayed, and End of Day, Granularity: EOD +1 more | 4 signals: Latency: Real-time and End of Day, Granularity: EOD +2 more |
Data partners | 5 partners: Fiscal.ai Data Feed, S&P Global Market Intelligence +3 more | — |
Capabilities | 6 signals: Custom formulas, Universe builder +4 more | — |
Security | SOC2 and Status page | — |
| Try it | Visit Fiscal.ai | Visit InsiderScore (VerityData | InsiderScore) |
Standout features
What Fiscal.ai does best
- Modern web-based research terminal with dashboards, customizable watchlists, portfolio views, and visualizations across 100,000+ global stocks, ETFs, mutual funds, and funds.
- Deep fundamentals and segment/KPI coverage, including proprietary KPI feeds for 2,250+ companies in the pricing table and largest 2,300 companies globally by market capitalization in API docs; history depth scales by plan tier.
- AI Copilot for conversational research plus AI summaries and AI-generated reports, designed to speed up earnings, filings, and peer comparisons.
- Fiscal MCP is now documented as a first-class integration surface: Fiscal.ai is an official Claude Connector, and the same Streamable HTTP MCP endpoint works with ChatGPT developer mode, Cursor, Codex CLI, VS Code Copilot, Gemini CLI and other MCP clients via OAuth or API-key bearer auth.
- Fiscal Skills provide packaged analyst workflows for MCP clients, including financials pull, three-statement model, segments/KPIs, comp set, valuation, industry report, ownership activity, filing finder, quality scores and earnings reaction.
What InsiderScore (VerityData | InsiderScore) does best
- Cleaned & context‑rich Form 4 dataset (history back to 2003/2004) with analyst review, 10b5‑1 plan tagging, and noise reduction (e.g., RSU/tax‑related sales).
- Comprehensive buyback database covering open plans initiated since at least 2004 plus quarterly and special updates, including ASRs, tender offers, Dutch auctions, and NCIBs; newer point-in-time feeds are documented.
- Institutional holdings feeds covering 13F, 13D, and 13G (PIT and historical), with instrument typing (e.g., common, ETFs, calls/puts, debt) and event flags.
- Management Changes database (CEO/CFO/Board and key officers) with ~40 fields per event and PDF report generation.
- ‘Unusual Event’ composite signals (e.g., buyback at low price with insider buying) for long/short idea generation.
Data & access details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsMutual FundsFunds | StocksETFsOptionsBonds |
Experience | BeginnerIntermediateAdvanced | IntermediateAdvanced |
Target audience | Retail TradersPro RetailInstitutional InvestorsAnalystsQuants/DevelopersLong-term InvestorsValue InvestorsGrowth Investors+5 more | Not specified |
Regions | North AmericaEuropeAPACLatAmMiddle EastAfrica | North America |
Coverage details | Identifiers: Ticker, CUSIP, ISIN, and FIGI | Countries: US and CAIdentifiers: Ticker and CUSIP |
| Data | ||
Data freshness | Real-time15-min DelayedEnd of Day | Real-timeEnd of Day |
Data granularity | EOD | EOD |
Data partners | Fiscal.ai Data FeedS&P Global Market IntelligenceMorningstarYChartsPerplexity | Not specified |
| Access & integrations | ||
API protocols | REST | REST |
API auth & delivery | Auth: APIKeyWebhooks50 req/minDocs | Auth: APIKey |
Import methods | Manual | Not specified |
Integrations | MCPClaude ConnectorChatGPTCodex CLICursorVS Code CopilotGemini CLIPerplexity+1 more | SFTPVerityRMSPower BITableau |
Export formats | CSVImagePDF | CSVExcelJSONPDF |
| Plans & trust | ||
Security & compliance | SOC2Status page | Not specified |
Capability signals | Custom formulasUniverse builderPerformance attributionPortfolio attributionCitation pinningAI summaries: Filings, Transcripts, and News | Not specified |
Vendor & support | Stratosphere Technology Inc.Country: CanadaFounded 2021Support: Email | Verity (VerityData | InsiderScore)Country: USFounded 2004Support: Email and Phone |
Curation ratings | Methodology 5/5Reliability 4/5UX 5/5 | Methodology 4/5Reliability 5/5UX 4/5 |
Green tags are exclusive to that tool in this comparison.
Pricing breakdown
$468/yr
Starting price
Plans & pricing
- financials history (annual): 10
- financials history (quarterly): 6
- +8 more
- financials history (annual): 15
- financials history (quarterly): 20
- +10 more
- financials history (annual): 15
- financials history (quarterly): 20
- +10 more
- financials history (annual): 20+
- financials history (quarterly): 40+
- +10 more
- financials history (annual): 20+
- financials history (quarterly): 40+
- +10 more
- api calls per day: 250
- burst requests per minute: 50
- +1 more
—
Starting price
Plans & pricing
Coverage overlap
Shared categories
5Where the two tools cover the same ground.
Fiscal.ai strengths
24What you only get with Fiscal.ai.
InsiderScore (VerityData | InsiderScore) strengths
2What you only get with InsiderScore (VerityData | InsiderScore).
Community category leaders
Vote sentiment comparison
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Frequently Asked Questions
What's the difference between Fiscal.ai and InsiderScore (VerityData | InsiderScore)?
Fiscal.ai leans toward stock ideas, screeners, and stock comparison, while InsiderScore (VerityData | InsiderScore) puts more weight on insider data, institutional ownership, and corporate actions & special situations. They overlap in 5 categories, so for most people it comes down to workflow preference and price.
Is Fiscal.ai or InsiderScore (VerityData | InsiderScore) free to use?
Fiscal.ai has a free tier, so you can get started without paying anything. InsiderScore (VerityData | InsiderScore) is paid-only. If budget matters, start with Fiscal.ai and see how far it takes you before opening your wallet.
Which is better for beginners: Fiscal.ai or InsiderScore (VerityData | InsiderScore)?
Fiscal.ai is the friendlier place to start; its interface takes less getting used to. Both work fine once you're past the basics.
Do Fiscal.ai and InsiderScore (VerityData | InsiderScore) have APIs?
Yes, both offer API access, so developers and quants can pull data programmatically or wire up their own integrations.
Should I choose Fiscal.ai or InsiderScore (VerityData | InsiderScore)?
It depends on what you're after. Pick Fiscal.ai if stock ideas and screeners matter to you; go with InsiderScore (VerityData | InsiderScore) if you'd rather have corporate actions & special situations and flags. And if you only need the basics both share, let price decide.
What asset classes do Fiscal.ai and InsiderScore (VerityData | InsiderScore) cover?
Both cover stocks and ETFs. Fiscal.ai also handles mutual funds and funds. InsiderScore (VerityData | InsiderScore) adds options and bonds on top.
Do Fiscal.ai and InsiderScore (VerityData | InsiderScore) offer real-time data?
Yes, both serve real-time market data, so either works when timing matters.
Which covers international markets: Fiscal.ai or InsiderScore (VerityData | InsiderScore)?
Fiscal.ai has documented international coverage (North America, Europe, APAC, LatAm, and more), so it's the safer bet if you hold non-US stocks. InsiderScore (VerityData | InsiderScore) is more region-specific, mainly North America.
Can I export data from Fiscal.ai and InsiderScore (VerityData | InsiderScore)?
Yes, both export to spreadsheets (CSV), which is handy if you like running your own numbers.
Which has a better stock screener: Fiscal.ai or InsiderScore (VerityData | InsiderScore)?
Fiscal.ai has a stock screener for surfacing ideas; InsiderScore (VerityData | InsiderScore) doesn't, and focuses its energy elsewhere.
Can I track my portfolio with Fiscal.ai or InsiderScore (VerityData | InsiderScore)?
Fiscal.ai handles portfolio tracking. InsiderScore (VerityData | InsiderScore) is really a research tool; you'd track your portfolio elsewhere.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.