★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Tool comparison edition
Tool Comparison
Fiscal.ai vs Smartfin
Fiscal.ai
Best for screeners and stock comparison
Free • From $468/yr
Smartfin
Best for scores and checklist
Free • From $8.33/mo
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The verdict
The bottom line
Fiscal.ai and Smartfin cover a lot of the same ground (10 shared categories, including stock ideas, data visualizations, and watchlist), so for the basics you won't go far wrong with either. Fiscal.ai simply does more: 29 categories to Smartfin's 12, including screeners, stock comparison, and portfolio. Smartfin counters by starting cheaper at $8.33/mo.
Key differences at a glance
- Cheaper paid plan
- Smartfin$8.33/mo vs $39/mo
- Free trial
- Fiscal.ai14 days
- Broader coverage
- Fiscal.ai29 vs 12 categories
- API access
- Fiscal.ai
- Global coverage
- Fiscal.ai
- Asset coverage
- Fiscal.aiAdds ETFs and mutual funds
Choose
Fiscal.ai if…
- You want an API so you can script or automate things
- You care about screeners, stock comparison, and portfolio, things Smartfin doesn't offer
- You've outgrown the basics and want pro-level depth
- You're a long-term investor who cares more about fundamentals than headlines
Choose
Smartfin if…
- You want the cheaper way in: plans start at $8.33/mo instead of $39/mo
- You care about scores and checklist, things Fiscal.ai doesn't offer
Comparison snapshot
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $468/yr | Free • From $8.33/mo |
Free tier | Yes | Yes |
Free trial | 14 days | — |
Plan limits | 61 limits: Terminal - Free: financials history (annual): 10, Terminal - Free: financials history (quarterly): 6 +59 more | — |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | No | No |
API access | Yes | No |
Broker sync | No | — |
Integrations | MCP, Claude Connector +7 more | — |
| Audience & fit | ||
Experience level | Beginner, Intermediate, Advanced | Beginner, Intermediate |
Best for | Retail Traders, Pro Retail +11 more | — |
Categories covered | 29 | 12 |
Regions | North America, Europe, APAC, LatAm, Middle East, Africa | North America |
| Data & capabilities | ||
Data quality | 3 signals: Latency: Real-time, 15-min Delayed, and End of Day, Granularity: EOD +1 more | Latency: Real-time and End of Day and Granularity: EOD |
Data partners | 5 partners: Fiscal.ai Data Feed, S&P Global Market Intelligence +3 more | — |
Capabilities | 6 signals: Custom formulas, Universe builder +4 more | AI summaries: Filings |
Security | SOC2 and Status page | — |
| Try it | Visit Fiscal.ai | Visit Smartfin |
Standout features
What Fiscal.ai does best
- Modern web-based research terminal with dashboards, customizable watchlists, portfolio views, and visualizations across 100,000+ global stocks, ETFs, mutual funds, and funds.
- Deep fundamentals and segment/KPI coverage, including proprietary KPI feeds for 2,250+ companies in the pricing table and largest 2,300 companies globally by market capitalization in API docs; history depth scales by plan tier.
- AI Copilot for conversational research plus AI summaries and AI-generated reports, designed to speed up earnings, filings, and peer comparisons.
- Fiscal MCP is now documented as a first-class integration surface: Fiscal.ai is an official Claude Connector, and the same Streamable HTTP MCP endpoint works with ChatGPT developer mode, Cursor, Codex CLI, VS Code Copilot, Gemini CLI and other MCP clients via OAuth or API-key bearer auth.
- Fiscal Skills provide packaged analyst workflows for MCP clients, including financials pull, three-statement model, segments/KPIs, comp set, valuation, industry report, ownership activity, filing finder, quality scores and earnings reaction.
What Smartfin does best
- Smartfin overview and evaluation cards: plain-English company summaries with positives/negatives and peer positioning.
- Sector‑adjusted scorecards across value, profit, growth, and financial health with peer rankings.
- Visual financial explorer with 5 years of statements on Starter, 10 years on Premium, and 30+ years on Pro.
- Real-time alerts and customizable watchlists with plan-based limits.
- Event hub for tracked tickers (earnings, SEC filings, transcripts) and a lightweight research checklist.
Data & access details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | StocksETFsMutual FundsFunds | Stocks |
Experience | BeginnerIntermediateAdvanced | BeginnerIntermediate |
Target audience | Retail TradersPro RetailInstitutional InvestorsAnalystsQuants/DevelopersLong-term InvestorsValue InvestorsGrowth Investors+5 more | Not specified |
Regions | North AmericaEuropeAPACLatAmMiddle EastAfrica | North America |
Coverage details | Identifiers: Ticker, CUSIP, ISIN, and FIGI | Countries: USExchanges: XNYS and XNASIdentifiers: Ticker |
| Data | ||
Data freshness | Real-time15-min DelayedEnd of Day | Real-timeEnd of Day |
Data granularity | EOD | EOD |
Data partners | Fiscal.ai Data FeedS&P Global Market IntelligenceMorningstarYChartsPerplexity | Not specified |
| Access & integrations | ||
API protocols | REST | Not specified |
API auth & delivery | Auth: APIKeyWebhooks50 req/minDocs | Not specified |
Import methods | Manual | Not specified |
Integrations | MCPClaude ConnectorChatGPTCodex CLICursorVS Code CopilotGemini CLIPerplexity+1 more | Not specified |
Export formats | CSVImagePDF | Image |
| Plans & trust | ||
Security & compliance | SOC2Status page | Not specified |
Capability signals | Custom formulasUniverse builderPerformance attributionPortfolio attributionCitation pinningAI summaries: Filings, Transcripts, and News | AI summaries: Filings |
Vendor & support | Stratosphere Technology Inc.Country: CanadaFounded 2021Support: Email | SmartfinSupport: Email |
Curation ratings | Methodology 5/5Reliability 4/5UX 5/5 | Methodology 3/5Reliability 3/5UX 4/5 |
Green tags are exclusive to that tool in this comparison.
Pricing breakdown
$468/yr
Starting price
Plans & pricing
- financials history (annual): 10
- financials history (quarterly): 6
- +8 more
- financials history (annual): 15
- financials history (quarterly): 20
- +10 more
- financials history (annual): 15
- financials history (quarterly): 20
- +10 more
- financials history (annual): 20+
- financials history (quarterly): 40+
- +10 more
- financials history (annual): 20+
- financials history (quarterly): 40+
- +10 more
- api calls per day: 250
- burst requests per minute: 50
- +1 more
$8.33/mo
Lower starting price
Plans & pricing
Coverage overlap
Shared categories
10Where the two tools cover the same ground.
Fiscal.ai strengths
19Community category leaders
Vote sentiment comparison
Loading sentiment chart...
Frequently Asked Questions
What's the difference between Fiscal.ai and Smartfin?
Fiscal.ai leans toward stock ideas, screeners, and stock comparison, while Smartfin puts more weight on stock ideas, financials, and scores. They overlap in 10 categories, so for most people it comes down to workflow preference and price.
How much do Fiscal.ai and Smartfin cost?
Good news: both Fiscal.ai and Smartfin have free plans, so you can run them side by side and only pay if you hit a wall.
Which is better for beginners: Fiscal.ai or Smartfin?
Honestly, neither is aimed at beginners. Expect a learning curve either way; that's the trade-off for the depth they offer.
Does Fiscal.ai or Smartfin have an API?
Fiscal.ai has an API for programmatic access and custom integrations. Smartfin doesn't, so you're working through its interface.
Should I choose Fiscal.ai or Smartfin?
It depends on what you're after. Pick Fiscal.ai if screeners and stock comparison matter to you; go with Smartfin if you'd rather have scores and checklist. And if you only need the basics both share, let price decide.
What asset classes do Fiscal.ai and Smartfin cover?
Both cover stocks. Fiscal.ai also handles ETFs, mutual funds, and funds.
Do Fiscal.ai and Smartfin offer real-time data?
Yes, both serve real-time market data, so either works when timing matters.
Which covers international markets: Fiscal.ai or Smartfin?
Fiscal.ai has documented international coverage (North America, Europe, APAC, LatAm, and more), so it's the safer bet if you hold non-US stocks. Smartfin is more region-specific, mainly North America.
Can I export data from Fiscal.ai and Smartfin?
Fiscal.ai exports to CSV. Smartfin is stingier about getting data out.
Which has a better stock screener: Fiscal.ai or Smartfin?
Fiscal.ai has a stock screener for surfacing ideas; Smartfin doesn't, and focuses its energy elsewhere.
Can I track my portfolio with Fiscal.ai or Smartfin?
Fiscal.ai handles portfolio tracking. Smartfin is really a research tool; you'd track your portfolio elsewhere.
Other tools you might like
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.