★ BEST INVESTING TOOLS COMPARISON ★
VOL. XCIV, NO. 247
Tool comparison edition
Tool Comparison
Smartfin vs Track Your Dividends (TYD)
Smartfin
Best for transcripts and checklist
Free • From $8.33/mo
Track Your Dividends (TYD)
Best for portfolio and dividends
Free • From $8.49/mo
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The verdict
The bottom line
Smartfin and Track Your Dividends (TYD) cover a lot of the same ground (6 shared categories, including stock ideas, financials, and scores), so for the basics you won't go far wrong with either. The real difference is focus: only Smartfin gives you transcripts and checklist, and only Track Your Dividends (TYD) gives you portfolio and dividends.
Key differences at a glance
- Real-time data
- Smartfin
- Cheaper paid plan
- Smartfin$8.33/mo vs $8.49/mo
- Free trial
- Track Your Dividends (TYD)7 days
- Asset coverage
- Track Your Dividends (TYD)Adds ETFs
- Free plan
- Both
Choose
Smartfin if…
- Delayed quotes won't cut it; you need real-time data
- You want the cheaper way in: plans start at $8.33/mo instead of $8.49/mo
- You care about transcripts, checklist, and insider data, things Track Your Dividends (TYD) doesn't offer
Choose
Track Your Dividends (TYD) if…
- You care about portfolio, dividends, and screeners, things Smartfin doesn't offer
- You've outgrown the basics and want pro-level depth
Comparison snapshot
| Attribute | ||
|---|---|---|
| Pricing & plans | ||
Starting price | Free • From $8.33/mo | Free • From $8.49/mo |
Free tier | Yes | Yes |
Free trial | — | 7 days |
| Platforms & access | ||
Web app | Yes | Yes |
Mobile app | No | No |
API access | No | No |
Broker sync | — | Yes |
Integrations | — | Plaid |
| Audience & fit | ||
Experience level | Beginner, Intermediate | Beginner, Intermediate, Advanced |
Best for | — | — |
Categories covered | 12 | 12 |
Regions | North America | North America |
| Data & capabilities | ||
Data quality | Latency: Real-time and End of Day and Granularity: EOD | 3 signals: Latency: End of Day, Granularity: EOD +1 more |
Capabilities | AI summaries: Filings | Universe builder and Broker sync |
| Try it | Visit Smartfin | Visit Track Your Dividends (TYD) |
Standout features
What Smartfin does best
- Read Smartfin company overview and evaluation cards with plain-English positives, negatives, and peer positioning.
- Use sector-adjusted scorecards for value, profit, growth, and financial health with peer rankings.
- Explore visual financial statements with plan-based history: 5 years on Starter, 10 years on Premium, and 30+ years on Pro.
- Track watchlists and real-time alerts with limits that scale from Starter and Premium to larger Pro usage.
- Use the event hub for earnings, SEC filings, transcripts, and a lightweight research checklist for followed tickers.
What Track Your Dividends (TYD) does best
- Track dividend portfolios through Plaid-linked broker or bank accounts, CSV upload, or manual entry.
- Use the free tier for one linked account, unlimited manual portfolios, basic dividend alerts, a dividend calculator, diversification analysis, and future value projections.
- Let Plaid-connected accounts update nightly when supported, reducing manual upkeep for dividend-focused investors.
- Follow dividend declarations on the free plan, with Premium adding ex-date, payment-date, and optional weekly recap alerts.
- Review upcoming payout calendars and future dividend-growth projections to understand expected income timing.
Data & access details
| Attribute | ||
|---|---|---|
| Coverage & fit | ||
Asset types | Stocks | StocksETFs |
Experience | BeginnerIntermediate | BeginnerIntermediateAdvanced |
Regions | North America | North America |
Coverage details | Countries: USExchanges: XNYS and XNASIdentifiers: Ticker | Countries: USIdentifiers: Ticker |
| Data | ||
Data freshness | Real-timeEnd of Day | End of Day |
Data granularity | EOD | EOD |
| Access & integrations | ||
Import methods | Not specified | CSVPlaidManual |
Integrations | Not specified | Plaid |
Export formats | Image | Not specified |
| Plans & trust | ||
Capability signals | AI summaries: Filings | Universe builderBroker sync |
Vendor & support | SmartfinSupport: Email | Chronim Investments Inc.Country: United StatesSupport: Email |
Curation ratings | Methodology 3/5Reliability 3/5UX 4/5 | Methodology 3/5Reliability 4/5UX 4/5 |
Green tags are exclusive to that tool in this comparison.
Pricing breakdown
$8.33/mo
Lower starting price
Plans & pricing
$8.49/mo
Starting price
Plans & pricing
Coverage overlap
Shared categories
6Where the two tools cover the same ground.
Smartfin strengths
6What you only get with Smartfin.
Track Your Dividends (TYD) strengths
6What you only get with Track Your Dividends (TYD).
Community category leaders
Vote sentiment comparison
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Frequently Asked Questions
What's the difference between Smartfin and Track Your Dividends (TYD)?
Smartfin leans toward stock ideas, financials, and scores, while Track Your Dividends (TYD) puts more weight on portfolio, watchlist, and dividends. They overlap in 6 categories, so for most people it comes down to workflow preference and price.
How much do Smartfin and Track Your Dividends (TYD) cost?
Good news: both Smartfin and Track Your Dividends (TYD) have free plans, so you can run them side by side and only pay if you hit a wall.
Which is better for beginners: Smartfin or Track Your Dividends (TYD)?
Honestly, neither is aimed at beginners. Expect a learning curve either way; that's the trade-off for the depth they offer.
Should I choose Smartfin or Track Your Dividends (TYD)?
It depends on what you're after. Pick Smartfin if transcripts and checklist matter to you; go with Track Your Dividends (TYD) if you'd rather have portfolio and dividends. And if you only need the basics both share, let price decide.
What asset classes do Smartfin and Track Your Dividends (TYD) cover?
Both cover stocks. Track Your Dividends (TYD) adds ETFs on top.
Does Smartfin or Track Your Dividends (TYD) have real-time data?
Smartfin offers real-time data, which matters if you trade actively. Track Your Dividends (TYD) runs on delayed or end-of-day data, which is perfectly fine for longer-term investors who don't live and die by the tick.
Which has a better stock screener: Smartfin or Track Your Dividends (TYD)?
Track Your Dividends (TYD) has a stock screener for surfacing ideas; Smartfin doesn't, and focuses its energy elsewhere.
Can I track my portfolio with Smartfin or Track Your Dividends (TYD)?
Track Your Dividends (TYD) handles portfolio tracking. Smartfin is really a research tool; you'd track your portfolio elsewhere.
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Curation & Accuracy
This directory blends AI‑assisted discovery with human curation. Entries are reviewed, edited, and organized with the goal of expanding coverage and sharpening quality over time. Your feedback helps steer improvements (because no single human can capture everything all at once).
Details change. Pricing, features, and availability may be incomplete or out of date. Treat listings as a starting point and verify on the provider’s site before making decisions. If you spot an error or a gap, send a quick note and I’ll adjust.