VOL. XCIV, NO. 247

★ FINANCIAL TOOLS & SERVICES DIRECTORY ★

PRICE: 5 CENTS

Wednesday, December 3, 2025

Tool Comparison

Charles Schwab vs Fiscal.ai comparison

Compare pricing, supported platforms, categories, and standout capabilities to decide which tool fits your workflow.

Quick takeaways

Charles Schwab adds Brokerage, Options & Derivatives, Paper Trading, Advanced Order Types, Smart/Direct Routing, Order Book / Level II, and Videos coverage that Fiscal.ai skips.

Fiscal.ai includes Stock Comparison, Data Visualizations, Investor Holdings, ETF Overview, ETF Performance, ETF Holdings, ETF Fundamentals, ETF Valuation, Financials, Valuation Models, Dividends, Insider Data, Institutional Data, 13F, Improved Filings, Transcripts, Analyst Forecasts, Analyst Recommendations, Analyst Price Targets, Splits, Data APIs, APIs & SDKs, Webhooks, AI, AI Chat, AI Business Summary, AI Earnings Summary, AI Filings Summary, AI Report, and Education categories that Charles Schwab omits.

Fiscal.ai keeps a free entry point that Charles Schwab lacks.

Charles Schwab ships a mobile app. Fiscal.ai is web/desktop only.

In depth comparison

Charles Schwab

schwab.com

One of the largest US brokerages, combining commission-free stock and ETF trading with deep functionality through the thinkorswim® platform suite (desktop, web, and mobile). Options are priced at $0.65 per contract, with 24/5 trading on over a thousand stocks and ETFs. Investors can trade futures and forex (approval required), use paperMoney® for risk-free practice, and even buy fractional shares of S&P 500 companies starting at $5 through Stock Slices®. Schwab also provides flexible alerts, advanced order types, tax integrations, and access to research and screeners—all backed by decades of brand trust.

Platforms

WebMobileDesktop

Pricing

Other

Quick highlights

Zero-commission online trades for stocks and ETFs; options at $0.65 per contract.
thinkorswim® platform suite (desktop, web, mobile) plus Schwab Mobile, with extended 24/5 trading access to 1,100+ stocks and ETFs.
paperMoney® virtual accounts that let you practice trading with live market data.
Tradable universe spans stocks, ETFs, options, futures, and forex—though futures and forex require separate approval and are offered by Schwab Futures & Forex LLC.
Fractional share investing via Stock Slices®: S&P 500 companies, starting from $5.

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Fiscal.ai

fiscal.ai

Editor’s pick Hands-on review

All‑in‑one AI‑powered fundamental research terminal and institutional‑grade data API for global equities, ETFs & funds. Combines deep financials, segments & KPIs, ownership/13F data, IR content, analyst estimates, screeners, dashboards and an AI Copilot into a single workflow. Enterprise and API tiers target professional investors and fintechs with long history, auditability back to filings, and SOC2 Type II security.

Platforms

WebAPI

Pricing

FreeSubscription

Quick highlights

Modern web-based research terminal with dashboards, customizable watchlists, portfolio stats, and fundamental charting for 100,000+ global stocks, ETFs, and funds.
Deep fundamental coverage: 10–20+ years of annual and 6–40+ quarters of quarterly financials by plan, with ratios, common-size statements, and adjusted metrics.
Rich segment & KPI database across ~2,300 large-cap names, including company-specific business KPIs that are hard to aggregate manually.
AI Copilot for conversational research, capable of summarizing earnings, screening for ideas, comparing peers, and explaining drivers with citations back to sources.
Integrated analyst estimates, revisions, ratings, and price targets, linked to standardized and adjusted metrics for easier model building.

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Where they differ

Charles Schwab

Distinct strengths include:

Brokerage Options & Derivatives Paper Trading Advanced Order Types Smart/Direct Routing Order Book / Level II Videos

Zero-commission online trades for stocks and ETFs; options at $0.65 per contract.
thinkorswim® platform suite (desktop, web, mobile) plus Schwab Mobile, with extended 24/5 trading access to 1,100+ stocks and ETFs.
paperMoney® virtual accounts that let you practice trading with live market data.
Tradable universe spans stocks, ETFs, options, futures, and forex—though futures and forex require separate approval and are offered by Schwab Futures & Forex LLC.

Fiscal.ai

Distinct strengths include:

Stock Comparison Data Visualizations Investor Holdings ETF Overview ETF Performance ETF Holdings ETF Fundamentals ETF Valuation

Modern web-based research terminal with dashboards, customizable watchlists, portfolio stats, and fundamental charting for 100,000+ global stocks, ETFs, and funds.
Deep fundamental coverage: 10–20+ years of annual and 6–40+ quarters of quarterly financials by plan, with ratios, common-size statements, and adjusted metrics.
Rich segment & KPI database across ~2,300 large-cap names, including company-specific business KPIs that are hard to aggregate manually.
AI Copilot for conversational research, capable of summarizing earnings, screening for ideas, comparing peers, and explaining drivers with citations back to sources.

Feature-by-feature breakdown

Attribute	Charles Schwab	Fiscal.ai
Categories Which research workflows each platform targets	Shared: Portfolio, Watchlist, News, Alerts, Calendar, Blogs, Newsletters, Screeners Unique: Brokerage, Options & Derivatives, Paper Trading, Advanced Order Types, Smart/Direct Routing, Order Book / Level II, Videos	Shared: Portfolio, Watchlist, News, Alerts, Calendar, Blogs, Newsletters, Screeners Unique: Stock Comparison, Data Visualizations, Investor Holdings, ETF Overview, ETF Performance, ETF Holdings, ETF Fundamentals, ETF Valuation, Financials, Valuation Models, Dividends, Insider Data, Institutional Data, 13F, Improved Filings, Transcripts, Analyst Forecasts, Analyst Recommendations, Analyst Price Targets, Splits, Data APIs, APIs & SDKs, Webhooks, AI, AI Chat, AI Business Summary, AI Earnings Summary, AI Filings Summary, AI Report, Education
Asset types Supported asset classes and universes	Stocks, ETFs, Options, Futures, Mutual Funds, Bonds, Currencies	Stocks, ETFs, Mutual Funds, Funds
Experience levels Who each product is built for	Beginner, Intermediate, Advanced	Beginner, Intermediate, Advanced
Platforms Where you can access the product	Web, Mobile, Desktop	Web, API
Pricing High-level pricing models	Other	Free, Subscription
Key features Core capabilities called out by each vendor	Unique Zero-commission online trades for stocks and ETFs; options at $0.65 per contract. thinkorswim® platform suite (desktop, web, mobile) plus Schwab Mobile, with extended 24/5 trading access to 1,100+ stocks and ETFs. paperMoney® virtual accounts that let you practice trading with live market data. Tradable universe spans stocks, ETFs, options, futures, and forex—though futures and forex require separate approval and are offered by Schwab Futures & Forex LLC. Fractional share investing via Stock Slices®: S&P 500 companies, starting from $5. Advanced order types supported, including OCO brackets and conditional orders.	Unique Modern web-based research terminal with dashboards, customizable watchlists, portfolio stats, and fundamental charting for 100,000+ global stocks, ETFs, and funds. Deep fundamental coverage: 10–20+ years of annual and 6–40+ quarters of quarterly financials by plan, with ratios, common-size statements, and adjusted metrics. Rich segment & KPI database across ~2,300 large-cap names, including company-specific business KPIs that are hard to aggregate manually. AI Copilot for conversational research, capable of summarizing earnings, screening for ideas, comparing peers, and explaining drivers with citations back to sources. Integrated analyst estimates, revisions, ratings, and price targets, linked to standardized and adjusted metrics for easier model building. Ownership & flow data, including insider transactions, institutional holders, 13F data and curated ‘Super Investors’ views and hedge fund letters.
Tested Verified by hands-on testing inside Find My Moat	Not yet	Yes
Editor pick Featured inside curated shortlists	Standard listing	Highlighted

Frequently Asked Questions

Which workflows do Charles Schwab and Fiscal.ai both support?

Both platforms cover Portfolio, Watchlist, News, Alerts, Calendar, Blogs, Newsletters, and Screeners workflows, so you can research those use cases in either tool before digging into the feature differences below.

Which tool offers a free plan?

Fiscal.ai offers a free entry point, while Charles Schwab requires a paid subscription. Review the pricing table to see how the paid tiers compare.

Which tool has mobile access?

Charles Schwab ships a dedicated mobile experience, while Fiscal.ai focuses on web or desktop access.

What unique strengths set the two platforms apart?

Charles Schwab differentiates itself with Zero-commission online trades for stocks and ETFs; options at $0.65 per contract., thinkorswim® platform suite (desktop, web, mobile) plus Schwab Mobile, with extended 24/5 trading access to 1,100+ stocks and ETFs., and paperMoney® virtual accounts that let you practice trading with live market data., whereas Fiscal.ai stands out for Modern web-based research terminal with dashboards, customizable watchlists, portfolio stats, and fundamental charting for 100,000+ global stocks, ETFs, and funds., Deep fundamental coverage: 10–20+ years of annual and 6–40+ quarters of quarterly financials by plan, with ratios, common-size statements, and adjusted metrics., and Rich segment & KPI database across ~2,300 large-cap names, including company-specific business KPIs that are hard to aggregate manually..

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